Uniko Capital

Uniko Capital In business for 9 years. 3,000+ clients helped.
📞 1300 086 456 (UNIKO).
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Uniko Capital is one of Australia's most experienced finance brokerage firms, specialising in asset and equipment finance for small businesses across every state.

🚙 Used Ute vs New Ute: Which Finance Option Fits You?Buying a ute for work or business? The right choice depends on more...
08/09/2026

🚙 Used Ute vs New Ute: Which Finance Option Fits You?

Buying a ute for work or business? The right choice depends on more than the purchase price.

A new ute may offer newer features, warranty coverage and potentially different lender options. A used ute can reduce the upfront purchase cost, but lenders may consider the vehicle’s age, condition and market value when assessing finance.

Before deciding, consider:

✔ Your budget and deposit
✔ Business or personal use
✔ Vehicle age and condition
✔ Repayment affordability
✔ Lender criteria and available finance options

Uniko Capital can help you compare suitable vehicle finance options based on your situation.

🌐 www.unikocapital.com.au

Finance is subject to eligibility, lender criteria, fees and approval. Terms and conditions apply.

[Ute Finance Australia, Used Ute Finance, New Ute Finance, Vehicle Finance, Business Car Loan, Asset Finance Australia, Commercial Vehicle Finance, Uniko Capital]

🏡 What's the ideal age to move out and buy your own home? 🏡⁣⁣Research by Finder shows most Australians believe that by a...
07/09/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

Need a vehicle to keep your business moving? 🚗💼If you’re an ABN holder, there may be business car finance options availa...
06/09/2026

Need a vehicle to keep your business moving? 🚗💼

If you’re an ABN holder, there may be business car finance options available to help you purchase the right vehicle without putting unnecessary pressure on cash flow.

From utes and vans to everyday business vehicles, Uniko Capital can help you explore lending options that suit your business circumstances.

✅ Finance options for eligible ABN holders
✅ Cars, utes & vans
✅ Flexible lender solutions
✅ Simple, guided application process

Ready to explore your options? Get in touch with Uniko Capital today.

🌐 www.unikocapital.com.au

Finance is subject to eligibility, lender criteria, fees and approval. Terms and conditions apply.

04/09/2026

💡 Negative gearing isn’t dead. It’s just different 💡

Investors can still use negative gearing on newly built properties.

That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house.

Seek advice from your financial adviser or accountant first.

DM us for finance options. 👇

To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

🚐 Self-Employed and Need Asset Finance?Running a business often means you need the right vehicle or equipment without ge...
02/09/2026

🚐 Self-Employed and Need Asset Finance?

Running a business often means you need the right vehicle or equipment without getting buried in paperwork.

With Uniko Capital, eligible self-employed applicants can explore low doc asset finance options designed to make the process simpler.

✔ Active ABN
✔ GST registration
✔ Tidy credit file
✔ No recent dishonoured repayments
✔ Options for business vehicles and equipment

Whether you’re looking to finance a ute, van, truck, trailer, machinery or business equipment, we can help you explore suitable lender options.

Apply today and see what finance options may be available for your business.

🌐 www.unikocapital.com.au

Finance is subject to eligibility, lender assessment, approval, terms and conditions.

[Low Doc Asset Finance, Self Employed Finance Australia, Business Vehicle Finance, Ute Finance, Van Finance, Equipment Finance, Commercial Asset Finance, ABN Finance, Business Finance Australia, Uniko Capital]

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣⁣Under new tax reforms, investors can still negatively g...
02/09/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
⁣
Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
⁣
Talk to us to find out more. 👇⁣
⁣
To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

🚗 High Kilometres Don’t Always End Your Finance OptionsA vehicle with higher kilometres doesn’t automatically mean finan...
01/09/2026

🚗 High Kilometres Don’t Always End Your Finance Options

A vehicle with higher kilometres doesn’t automatically mean finance is off the table. Different lenders assess factors such as the vehicle’s age, condition, market value and overall application profile in different ways.

At Uniko Capital, we help explore suitable vehicle finance options based on your individual circumstances.

✔ High-kilometre vehicle finance options
✔ Used vehicle finance
✔ Different lender criteria
✔ Tailored finance support
✔ Simple application guidance

Find a finance option that fits.

🌐 www.unikocapital.com.au

Finance is subject to eligibility, lender criteria, fees and approval. Terms and conditions apply.

[Vehicle Finance Australia, High Kilometre Car Finance, Used Car Finance, Car Loan Australia, Vehicle Loan Options, Auto Finance Australia, Car Finance Broker, Used Vehicle Finance, Uniko Capital]

💼 Why One Lender Doesn’t Fit Every BorrowerDifferent lenders assess income, expenses, employment type and overall financ...
31/08/2026

💼 Why One Lender Doesn’t Fit Every Borrower

Different lenders assess income, expenses, employment type and overall financial position in different ways. That means the lender that suits a PAYG employee may not be the best fit for someone who is self-employed.

At Uniko Capital, we help compare lending options based on your individual circumstances so you can explore a finance solution that better matches your profile.

✔ Self-employed borrowers
✔ PAYG employees
✔ Different lender policies
✔ Tailored finance options
✔ Support through the application process

The right loan starts with the right lender.

🌐 www.unikocapital.com.au

[Finance Broker Australia, Loan Options Australia, Self Employed Loans, PAYG Loans, Business Finance Australia, Personal Finance Options, Lender Comparison, Uniko Capital, Finance Solutions Australia]

🌳 Why regional homes are gaining in popularity 🌳⁣⁣Relaxed living, better value and enticing affordability. 🌿⁣⁣It’s all d...
31/08/2026

🌳 Why regional homes are gaining in popularity 🌳⁣
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Relaxed living, better value and enticing affordability. 🌿⁣
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It’s all driving a trend towards regional living - either out bush or by the sea. 🏡⁣
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The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities, according to Cotality research. 📊⁣
⁣
Could a move to the regions help you become a home owner? 💡⁣
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Contact us to find out. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

28/08/2026

⏳ What usually happens after a property downturn?⏳

Property prices rose 32% on average after each of the eight past downturns*.

With the market currently in a lull, buyers could potentially snag a house at a good price.

But wait too long, and buyer competition could be fierce.

Being prepared is key. DM us about pre-approval and get organised today.👇

To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

* Domain data

Address

Suite 304 111 Overton Road, Williams Landing VIC
Werribee, VIC
3027

Opening Hours

Monday 9am - 6:30pm
Tuesday 9am - 6:30pm
Wednesday 9am - 6:30pm
Thursday 9am - 6:30pm
Friday 9am - 6:30pm
Saturday 9am - 12:30pm

Telephone

+611300086456

Website

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