Uniko Capital

Uniko Capital In business for 9 years. 3,000+ clients helped.
📞 1300 086 456 (UNIKO).
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Uniko Capital is one of Australia's most experienced finance brokerage firms, specialising in asset and equipment finance for small businesses across every state.

📄 Could your home loan pre-approval be out of date? 📄⁣⁣Mortgage pre-approval can potentially be an advantageous move for...
03/06/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

📈 Is buying an investment property earlier the key to building wealth? 📈⁣⁣Regrets? One-in-three Aussie investors say the...
01/06/2026

📈 Is buying an investment property earlier the key to building wealth? 📈⁣
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. 🔄⁣
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡⁣
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Of course, with all things investment related, it may be worth seeking advice from a financial adviser to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

29/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Don’t forget to factor in other upfront expenses such as legal fees, home insurance, and furniture removalists and potentially stamp duty.⁣
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Need help crunching the numbers? That's our specialty. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

🏡 How much do you really need to buy a first home? 🏡⁣⁣Long gone are the days when you needed to save up a full 20% depos...
27/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
⁣
Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
⁣
These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
⁣
For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

I’m blown away!This artwork was made by my 10-year-old, who turns double digits tomorrow 🎉 Generation Alpha has creativ...
25/05/2026

I’m blown away!

This artwork was made by my 10-year-old, who turns double digits tomorrow 🎉

Generation Alpha has creativity in their DNA, and I couldn’t be prouder.

Looks like Uniko Capital has just found its youngest team member! ❤️

🔁 A record number of Australians just refinanced their home loan 🔁⁣⁣Looks like Australia is in the midst of a refinancin...
25/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

22/05/2026

🔁 A record number of Aussies just refinanced 🔁⁣
⁣
More than 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. 👇⁣
⁣
To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]
⁣
* ABS statistics

📱 Gen Zs urged to skip influencer advice 📱⁣⁣Here’s a worrying finding. ⁣⁣Money watchdog, ASIC, says two-thirds of Gen Zs...
18/05/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying finding. ⁣
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Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help. ⁣
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Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬⁣
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And ‘advice’ from influencers isn’t based on personal needs. ⁣
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Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️⁣
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Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.⁣
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And that's what we can offer. 🤝⁣
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Contact us to explore some home loan options that have been researched and matched for your needs. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

15/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
⁣
Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
⁣
A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
⁣
DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. 👇⁣
⁣
To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]
⁣
* Canstar research

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣⁣Forget years of living on instant coffee and baked beans! You ma...
13/05/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home. ⁣
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The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡⁣
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And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance. ⁣
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There are no waitlists. ⏳⁣
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No income limits. 💼⁣
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No place limits. 📍⁣
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And you’re free to buy an established home or build a new place. 🏗️⁣
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Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

Address

Suite 304 111 Overton Road, Williams Landing VIC
Werribee, VIC
3027

Opening Hours

Monday 9am - 6:30pm
Tuesday 9am - 6:30pm
Wednesday 9am - 6:30pm
Thursday 9am - 6:30pm
Friday 9am - 6:30pm
Saturday 9am - 12:30pm

Telephone

+611300086456

Website

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