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Monday 9am - 6:30pm Tuesday 9am - 6:30pm Wednesday 9am - 6:30pm Thursday 9am - 6:30pm Friday 9am - 6:30pm Saturday 9am - 12:30pm

Uniko Capital

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Australia
Werribee, VIC
Uniko Capital

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In business for 9 years. 3,000+ clients helped.
📞 1300 086 456 (UNIKO).
(5)

Uniko Capital is one of Australia's most experienced finance brokerage firms, specialising in asset and equipment finance for small businesses across every state.

02/11/2026

Do You Need a Deposit to Get a Car Loan?

Not always.

Some lenders may offer car finance without an upfront deposit, depending on your income, credit history, the vehicle and your overall financial circumstances.

A deposit can still affect how much you borrow and what your repayments may look like.

Uniko Capital can help you understand the car finance options available to you.

🌐 www.unikocapital.com.au

Finance is subject to lender approval, eligibility, terms, fees and credit criteria.

[Uniko Capital, Car Loan Australia, No Deposit Car Loan, Car Finance Australia, Vehicle Finance, Car Loan Deposit, Finance Broker Australia, Car Loan Options, Auto Finance, Car Finance Broker]

02/11/2026

💰 Is your home loan offset account working as intended? 💰⁣
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A recent review found some lenders have failed to link offset accounts to home loans. ⚠️⁣
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This can happen if you’ve recently refinanced or moved off a fixed rate. 🏡⁣
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To double check, log onto your banking app and make sure it's actually connected to your home lan. ⁣
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Call your lender if something doesn’t look right. ✅⁣
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Talk to us to know if an offset loan matches your needs. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

01/11/2026

Do I Need a Deposit to Get a Car Loan?

Not always.

Some lenders may offer car finance without an upfront deposit, depending on factors such as your income, credit history, the vehicle and your overall financial circumstances.

A deposit may still affect how much you need to borrow and your repayment structure.

Uniko Capital can help you explore the car finance options available to you.

🌐 www.unikocapital.com.au

Finance is subject to lender approval, eligibility, terms, fees and credit criteria.

[Uniko Capital, Car Loan Australia, No Deposit Car Loan, Car Finance Australia, Vehicle Finance, Car Loan Deposit, Finance Broker Australia, Car Loan Options, Auto Finance, Car Finance Broker]

30/10/2026

5 Things to Check Before Applying for a Car Loan

A little preparation can help you make a more informed finance decision.

Before applying, consider:

✅ Your credit history
✅ Your monthly repayment budget
✅ The deposit you can afford
✅ Interest rates, fees and loan terms
✅ The total cost of owning the car

Uniko Capital can help you understand your options before you apply.

🌐 www.unikocapital.com.au

Finance is subject to lender approval, eligibility, terms, fees and credit criteria.

[Uniko Capital, Car Loan Australia, Car Finance Australia, Vehicle Finance, Car Loan Application, Car Loan Interest Rates, Car Loan Repayments, Car Finance Broker, Auto Finance Australia, Car Loan Guidance]

30/10/2026

🌳 Looking for relaxed living and better affordability? 🌳

The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities*.

And that's driving a trend towards regional living for more home buyers - either out bush or by the sea.

DM us to find out if a tree or sea change could help you buy sooner. 👇

To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

* Cotality research

28/10/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Four rate hikes in 2026 have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
⁣
Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

27/10/2026

🚗 Buying a Car or Truck? Let's Talk Finance First

Found the right vehicle but unsure about your finance options? You don't have to figure it all out on your own.

At Uniko Capital, we help you explore suitable car and truck finance options based on your budget and needs.

✅ Finance options for cars and trucks
✅ Guidance tailored to your circumstances
✅ Support from an experienced finance team
✅ Clear advice to help you make an informed decision

Whether you're planning your next car purchase or upgrading your truck, we're here to help you take the next step with confidence.

📞 Call 1300 0 UNIKO
🌐 www.unikocapital.com.au

Speak to our finance team today

[Car Finance Australia, Truck Finance, Vehicle Loans, Car Loan Options, Vehicle Finance Australia, Uniko Capital]

Finance is subject to lender approval, eligibility criteria and applicable terms and conditions.

26/10/2026

Planning to Finance a Car? Don’t Guess Your Repayments.

Before choosing a vehicle, it helps to understand what your repayments could look like based on the amount financed, loan term, interest rate and other applicable costs.

Uniko Capital can help you explore suitable car finance options and get a clearer picture before you commit.

✅ Estimate potential repayments
✅ Compare finance options
✅ Understand your borrowing costs
✅ Plan around your budget

Start exploring your car finance options today.

🌐 www.unikocapital.com.au

Estimates are indicative only. Finance is subject to lender approval, eligibility, terms, fees and credit criteria.

[Uniko Capital, Car Finance Australia, Car Loan Repayments, Car Loan Calculator, Vehicle Finance, Auto Finance, Finance Broker Australia, Car Loan Options, Loan Repayment Estimate, Car Finance Broker]

26/10/2026

🌸 Time to Spring clean your home loan? 🌸⁣
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Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less on interest each month. ⁣
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It’s also a chance to toss out unused features you're paying extra for, or, add features such as offset accounts - which can help you save on interest each month. 🏡⁣
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To shake the curtain on your old home loan, talk to us. 💬⁣
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We can let you know if your old loan is still a good match for your needs. 👇

To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

23/10/2026

🏠 Could your home be negatively geared one day? 🏠

New negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026.

So your home could be eligible for negative gearing in the future as an investment property.

Chat with your accountant or financial adviser first.

And then DM us to understand your finance options. 👇

To find out more, DM or contact the Uniko Capital Team on:

☎️ – 1300 086 456
💻 – [email protected]

Address

Suite 304 111 Overton Road, Williams Landing VIC
Werribee, VIC
3027

Opening Hours

Monday	9am - 6:30pm
Tuesday	9am - 6:30pm
Wednesday	9am - 6:30pm
Thursday	9am - 6:30pm
Friday	9am - 6:30pm
Saturday	9am - 12:30pm

Telephone

+611300086456

Website

http://www.unikocapital.com.au/

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