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🏑 A property downturn can spell β€˜opportunity’ for upgraders 🏑⁣⁣If you’re thinking of upgrading to your next home, a soft...
02/11/2026

🏑 A property downturn can spell β€˜opportunity’ for upgraders 🏑⁣
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If you’re thinking of upgrading to your next home, a softer market can work in your favour. ⁣
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Cotality reports weaker conditions at the more expensive end of most markets relative to lower-priced homes. ⁣
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It’s a gap that can shrink the cash - or home loan - required to trade up. ⁣
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Talk to us to know if you could save by upgrading in today’s market. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

🏑 1-in-3 home buyers rely on the bank of mum and dad 🏑⁣⁣That's the latest survey data from Compare the Market.⁣⁣But bewa...
28/10/2026

🏑 1-in-3 home buyers rely on the bank of mum and dad 🏑⁣
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That's the latest survey data from Compare the Market.⁣
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But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
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Otherwise it may reduce your borrowing capacity. πŸ“‰β£
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And banks still want to be sure you can comfortably manage loan repayments. 🏑⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

πŸ’³ The BNPL trap: how it could impact your home loan application πŸ’³β£β£Buy Now Pay Later (BNPL) may be quick and convenient,...
26/10/2026

πŸ’³ The BNPL trap: how it could impact your home loan application πŸ’³β£
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏑⁣
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That's because every time you apply for BNPL, it may trigger a credit check. πŸ”β£
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

🏑 Property listings climb higher, FOMO dials down 🏑⁣⁣Things are looking up for homebuyers, reports Domain. πŸ“ˆβ£β£Not so lon...
21/10/2026

🏑 Property listings climb higher, FOMO dials down 🏑⁣
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Things are looking up for homebuyers, reports Domain. πŸ“ˆβ£
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Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
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Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
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That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
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It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
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Contact us to see how you could benefit. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

πŸ“‰ Lenders cut rates as competition heats up πŸ“‰β£β£There’s a β€œrate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
19/10/2026

πŸ“‰ Lenders cut rates as competition heats up πŸ“‰β£
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There’s a β€œrate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. πŸ’‘β£
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The solution? 🀝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

🏑 Could your tax refund help wipe years off your home loan? 🏑⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
14/10/2026

🏑 Could your tax refund help wipe years off your home loan? 🏑⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. πŸ“‰β£
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. πŸ“Šβ£
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Call us to know how to put your tax refund to work lowering your home loan. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

πŸ’ͺ Two-thirds of home loan borrowers focus on paying down debt πŸ’ͺ⁣⁣A survey by Agile Market Intelligence shows 65% of home...
12/10/2026

πŸ’ͺ Two-thirds of home loan borrowers focus on paying down debt πŸ’ͺ⁣
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A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. πŸ™Œβ£
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Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
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Talk to us for strategies that could potentially help you clear the home loan slate sooner. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

🩺 What happens in a home loan health check? 🩺⁣⁣First, we check the pulse of your loan: does it still meet your needs? πŸ’‘β£...
07/10/2026

🩺 What happens in a home loan health check? 🩺⁣
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First, we check the pulse of your loan: does it still meet your needs? πŸ’‘β£
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Next, we look at vitals like the interest rate and loan features. πŸ“Šβ£
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. πŸ’°β£
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It’s all about having the home loan that helps keep you in great financial shape. 🏑⁣
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Call today to arrange a home loan health check. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

🏑 What's the ideal age to move out and buy your own home? 🏑⁣⁣Research by Finder shows most Australians believe that by a...
05/10/2026

🏑 What's the ideal age to move out and buy your own home? 🏑⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). πŸ™Œβ£
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

πŸ—οΈ Which properties are still eligible for negative gearing? πŸ—οΈβ£β£Under new tax reforms, investors can still negatively g...
30/09/2026

πŸ—οΈ Which properties are still eligible for negative gearing? πŸ—οΈβ£
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. πŸ’°β£
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But only if you buy a newly built place that adds to housing supply. 🏑⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. πŸ—οΈβ£
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Talk to us to find out more. πŸ‘‡β£
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To find out more, DM us or contact All Choice Mortgages on:

☎️ – 0420 372 509
πŸ’» – [email protected]

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Warners Bay, NSW
2282

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