Home Malone Finance

Home Malone Finance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Home Malone Finance, Mortgage brokers, 115/1 Howard Street, Warners Bay.

Call me cheap, I can handle it šŸ˜† I’ll take hand me downs, shop Deepop and stock up on 1/2 price specials. I love spendin...
31/07/2026

Call me cheap, I can handle it šŸ˜†

I’ll take hand me downs, shop Deepop and stock up on 1/2 price specials.

I love spending money but I want to be intentional about where I spend it.

We still enjoy life now. But setting our family up for a better future matters too.

And sometimes a $12 rocking horse from Vinnie’s is a vibe.

Tell me. What’s something you’re happily ā€œcheapā€ with?

25/07/2026

3 types of properties I wouldn’t buy as an investor.
- A studio apartment in a high rise
- A property in a remote mining town
- A house and land package being spruiked by a developer or property marketer in a brand new estate

Have I missed any property would you avoid?

22/07/2026

I wish I had this tool years ago!
Stop guessing your weekly cashflow expense for an investment and find out the real numbers.

Reply CASHFLOW and I’ll send you my Investment Cashflow Analysis.

22/07/2026

The banks are hungry for your business. They just might not be making it obvious 🫣

If you want to know how your home loans stack up let me know and I can do the heavy lifting.

If I woke up tomorrow having never invested before and wanting to purchase my first investment property in the next 12 m...
21/07/2026

If I woke up tomorrow having never invested before and wanting to purchase my first investment property in the next 12 months here’s exactly what I’d do.

21/07/2026

If I woke up tomorrow with a $500,000 home loan here’s exactly what I’d do if I wanted to pay it off in 10 years.

17/07/2026

Miners, tradies, nurses or anyone that receives overtime, bonuses or penalty rates. Now is a great time to revisit your borrowing capacity on the back of the financial year.

If you’re curious to know how yours stacks up, book a clarity call šŸ“ž

One of the most common things I hear is:ā€œI know my home’s probably gone up in value… but I have no idea what that means....
16/07/2026

One of the most common things I hear is:

ā€œI know my home’s probably gone up in value… but I have no idea what that means.ā€

That increase in value is called equity, and for many homeowners it’s one of the most valuable financial tools they have.

Whether you’re thinking about buying an investment property, renovating, or simply making your finances easier to manage, your equity could help you get there.

The first step is understanding how much equity you have and what options it could open up.

šŸ“© Send me EQUITY if you’d like to find out what’s possible.

14/07/2026

I often get asked if it’s best to payout a HECS debt, or keep it when applying for a home loan.

And the answer is, it depends.

It depends on your income, deposit, HECS balance and time to repay your HECS would be.

If we get it right, it can make a big difference to your borrowing capacity.

I’m not saying rush out and clear your HECS. In some cases, it’s actually better to keep it.

If you have HECS and want to know what’s best for your borrowing book a clarity call via the link in my bio.

Address

115/1 Howard Street
Warners Bay, NSW
2282

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