OCEAN Lending - Scott Prosser

OCEAN Lending - Scott Prosser Scott Prosser is Director of OCEAN Lending and offers the full spectrum of lending services.

Refinance with Flexibility: Stretch Your Loan Term to 30 YearsThinking about refinancing your home loan? Stretching your...
17/06/2026

Refinance with Flexibility: Stretch Your Loan Term to 30 Years

Thinking about refinancing your home loan? Stretching your loan term back out to 30 years can give you more flexibility with your repayments. If you stay diligent and keep making extra repayments, you can avoid paying extra interest over the life of your loan. I recently helped a client in Victoria do just that!\\\\\\\
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Using calculators and keeping financial notes are smart ways to budget and stay on top of your repayments.\\\\\\\
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Follow me for tips and updates to help you manage your mortgage better. Ready to explore your options? Book an appointment at oceanlending.com.au/bookus and let's talk about what suits you best.\\\\\\\
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Understanding the Hidden Costs of Cross-Collateralising Your PropertiesIf you’re cross-collateralising two properties, s...
14/06/2026

Understanding the Hidden Costs of Cross-Collateralising Your Properties

If you’re cross-collateralising two properties, stop and listen for a sec.

I had a client recently who thought this was the best way to get approved quickly. But just like a pool that needs yearly upkeep, the hidden costs and risks caught them off guard. Suddenly, they were juggling more fees and stress than expected.

It’s totally normal to want to speed things up, but sometimes simpler is better. Getting a clear approval path without complicated setups can save you headaches and money.

If you’re feeling unsure or overwhelmed, I’m here to chat. Ask me anything in the comments — no question is too small.

Smart Property Investment That Lets You Enjoy Family LifeBalancing a growing property portfolio and family life in Victo...
11/06/2026

Smart Property Investment That Lets You Enjoy Family Life

Balancing a growing property portfolio and family life in Victoria can be tricky, especially with a busy household like mine of seven! I recently helped a young family refinance their investment properties, structuring their loans to maximise tax advantages and pay off their home sooner. We use AI-driven tools to reduce the time spent on paperwork while keeping everything compliant and diligent. If you want to keep building wealth and still have funds left over for quality family moments, follow me for tips and updates. Message me to discuss your goals!

To families living on Victoria’s Surf Coast, I understand how balancing finances and family life can be tough. That’s wh...
10/06/2026

To families living on Victoria’s Surf Coast, I understand how balancing finances and family life can be tough. That’s why I provide ongoing home loan reviews to ensure you’re always on a great rate and have support when you need it.

Together, we can plan your family’s financial future with confidence. *Personalised advice* *Ongoing support* *Trusted guidance*

Contact me today to book an appointment tailored for your Surf Coast family.

It’s that time of year where our trailer is on repeat picking up, well if you know you know…..
01/12/2025

It’s that time of year where our trailer is on repeat picking up, well if you know you know…..

It was so great to work with you and your family Lachlan. Really appreciate the kind words chat soon 👍🏻.
27/11/2025

It was so great to work with you and your family Lachlan. Really appreciate the kind words chat soon 👍🏻.

With “Ocean” as our brand we had to drive a “Shark”. Big thanks to Ale, Will and the team for looking after us and fo...
05/11/2025

With “Ocean” as our brand we had to drive a “Shark”. Big thanks to Ale, Will and the team for looking after us and for the signage.

04/11/2025

No Cup day Cut. What you can do to help you and your family.

31/10/2025

Fixing your home loan could be a quick easy way to reduce you repayment.

Address

Unit 3, 18-22 Castles Drive
Torquay, VIC
3228

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61407349246

Website

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