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Tribe Financial We're a tribe of finance experts helping Geelong and Surf Coast households and businesses

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitat...
15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why.

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣⁣Under new tax reforms, investors can still negatively g...
14/10/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM us or contact Tribe Financial on:

☎ – 1300 36 33 72
💻 – [email protected]

🌳 Why regional homes are gaining in popularity 🌳⁣⁣Relaxed living, better value and enticing affordability. 🌿⁣⁣It’s all d...
12/10/2026

🌳 Why regional homes are gaining in popularity 🌳⁣
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Relaxed living, better value and enticing affordability. 🌿⁣
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It’s all driving a trend towards regional living - either out bush or by the sea. 🏡⁣
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The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities, according to Cotality research. 📊⁣
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Could a move to the regions help you become a home owner? 💡⁣
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Contact us to find out. 👇⁣
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To find out more, DM us or contact Tribe Financial on:

☎ – 1300 36 33 72
💻 – [email protected]

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like...
08/10/2026

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.

🙌 The strategy that's struck a chord with 300,000+ first home buyers 🙌⁣⁣The 5% Deposit Scheme has made home ownership po...
07/10/2026

🙌 The strategy that's struck a chord with 300,000+ first home buyers 🙌⁣
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The 5% Deposit Scheme has made home ownership possible for over 300,000 Australians.⁣
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The federal government guarantees your loan.⁣
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That means no lenders mortgage insurance is needed - a big saving. 👍⁣
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Contact us to find out if you’re eligible. 👇⁣
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To find out more, DM us or contact Tribe Financial on:

☎ – 1300 36 33 72
💻 – [email protected]

🏗️ How to still make use of negative gearing 🏗️⁣⁣Negative gearing isn’t dead. It’s just different. 💡⁣⁣Investors can stil...
05/10/2026

🏗️ How to still make use of negative gearing 🏗️⁣
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Negative gearing isn’t dead. It’s just different. 💡⁣
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Investors can still benefit from negative gearing on newly built properties. 🏡⁣
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It’s an option that can also mean higher depreciation deductions. ⁣
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Seek advice from your accountant and/or financial adviser to see if it's right for you.⁣
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And if so, contact us to explore your investment home loan options. 👇⁣
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To find out more, DM us or contact Tribe Financial on:

☎ – 1300 36 33 72
💻 – [email protected]

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣⁣One-in-five first home buyers rely on the support of parent...
30/09/2026

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣
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One-in-five first home buyers rely on the support of parents or family. ⁣
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Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣
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This can potentially delay home loan approval. ⏳⁣
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That’s because lenders want to know if the financial support is a cash gift or a loan. 🤔⁣
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Bottom line, talk to us to know how to structure the support of well-meaning family members. 👇⁣
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To find out more, DM us or contact Tribe Financial on:

☎ – 1300 36 33 72
💻 – [email protected]

Here we go again … The RBA has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article ...
29/09/2026

Here we go again … The RBA has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders. 🤔

Here we go again … The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders.

🏡 Why the time may be right for first home buyers 🏡⁣⁣More choice, less competition and easing prices.⁣⁣With many investo...
28/09/2026

🏡 Why the time may be right for first home buyers 🏡⁣
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More choice, less competition and easing prices.⁣
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With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. 👍⁣
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Even better, there are numerous first home buyer government schemes and support to tap into. 🙌⁣
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All in all, it really is shaping up as a first home buyers’ market.⁣
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Contact us to find out how you could get started. 👇⁣
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To find out more, DM us or contact Tribe Financial on:

☎ – 1300 36 33 72
💻 – [email protected]

The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potent...
24/09/2026

The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done. 🏘️

The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done.

Address

17 Baines Crescent
Torquay, VIC
3228

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+611300363372

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