Nelson Financial

03/09/2026

We spend money protecting our homes, cars, income and businesses because reducing financial risk is part of sensible planning. But when it comes to our health, many of us still wait until something goes wrong before taking a closer look.

At the UFinancial Annual Conference, Leigh Deledio, Director of Growth & Development at UFinancial, shared his experience completing Everlab’s comprehensive preventative health assessment, which looks at more than 100 health markers.

What stood out wasn’t simply the amount of data. It was the value of having a clearer baseline, understanding where potential risk factors may sit and having a doctor help translate the results into something meaningful.

It raised an interesting question: if we’re prepared to invest in protecting our financial future, should we be applying some of that same proactive thinking to our health?

Our latest article explores the connection between preventative health, financial protection and why better information can help us make more informed decisions about the future.

A big thank you to Dr Jared Mathai and Kyle Reynolds from Everlab for sharing their insights at our conference, and to Leigh for openly sharing his personal experience.

Read the full article: https://bit.ly/4ycuXEB

31/08/2026

A $3,000 cashback looks tempting — but what happens if your new lender lifts your rate outside the RBA cycle?

Cashback is one-off. Your interest rate is ongoing.

In our latest article, we unpack why chasing refinance cashback can become a false economy, what frequent refinancing can do to your credit profile, and why sometimes the better move is asking your current lender to sharpen your rate instead.

For UFinancial mortgage clients, regular home loan reviews and repricing are already part of what we do — no cashback required.

Read the article to see why the best refinance deal isn't always the one with the biggest upfront offer.

https://bit.ly/4wTXKwD

27/08/2026

Housing is shaping up as a major issue in Victoria’s 2026 state election, and the differences between the parties go well beyond how many homes should be built.

Labor, the Liberal–National Coalition and the Greens have different positions on first-home buyer stamp duty, rent regulation, property taxes, planning and public housing.

We’ve broken down the major housing policies, including what they could mean for the decisions Victorians are making now. Read the full article: https://bit.ly/46lZHHo

26/08/2026

Educating our next generation

uFinancial director Paul Nelson delivers practical financial literacy sessions to Surf Coast Secondary College students, teaching budgeting, saving, and money management skills.

25/08/2026

We’re proud to share that UFinancial Torquay is a finalist in the Professional Services category at the 2026 Torquay Business Awards.

It’s a privilege to be recognised alongside so many great local businesses doing incredible things across the Torquay community.

A huge thank you to our clients, community and everyone who continues to support our Torquay team.

We’re looking forward to celebrating with all the finalists in September!

21/08/2026

Clearance rates have eased from July, but remain above June levels, while auction volumes are still lower than this time last year.

If you’re planning to buy, understanding your borrowing position before you start negotiating can help you move with more confidence.

Talk to our team to understand your options.

20/08/2026

What's changing across the lending market right now?

At our recent UFinancial Conference, we sat down with AFG (Australian Finance Group), Fintelligence, Bankwest, Commonwealth Bank and ANZ Australia to talk about what's shifting for brokers and borrowers. A few things stood out for us:

Some lenders are now turning around approvals in hours, not days.

Fraud checks have tightened, so more applications are being flagged for review even when nothing is wrong.

Lender appetite varies more than borrowers realise. One panellist shared an example of a first home buyer maxed out on servicing for their home loan, then approved for a car loan a week later, because different lenders assess the same person differently.

There is rarely one lender or loan structure that suits everyone. Understanding the differences is what makes the difference, and that’s where the our team can help.

Full breakdown on the blog, check it out here - https://ufinancial.com.au/lender-panel-insights-conference/

14/08/2026

Nothing like a conference to bring the UFinancial family together. ✈️

Our team travelled from the Sunshine Coast, Gold Coast, Sydney, Adelaide and Melbourne to Torquay for our annual UFinancial conference — a few days to connect, learn, celebrate and spend some proper time together outside the usual Teams calls.

For our CMO, that meant Gold Coast → Melbourne → Torquay.

And in what may have been the biggest surprise of the entire conference… the Jetstar flight actually left on time. 😂

Plenty of travel, plenty of laughs and a few very full days — but absolutely worth it to get everyone together, swap ideas and enjoy some time as one team

12/08/2026

Chris Judd has built his career around understanding when the environment has changed, and knowing when to change with it.

At the UFinancial Conference 2026, the Brownlow Medallist, premiership captain and now founder and portfolio manager at Cerutty Macro Fund, sat down with UFinancial Head of Private Banking Kris Court to discuss property, productivity, investing and what comes next.

Their conversation explored the lessons Judd took from elite football into business and investing, why he believes the traditional path to building wealth is under pressure, and how Australia’s property market affects much more than homeowners alone.

One idea connected it all: the strategies that worked in the past won’t necessarily work in the environment ahead.

Read the full article https://ufinancial.com.au/the-old-playbook-is-breaking-chris-judd-on-property-productivity-and-what-comes-next/ for Chris Judd’s perspectives from the UFinancial Conference 2026.

Thank you Bankwest for sponsoring Chris Judd's keynote address.

11/08/2026

The RBA has kept the cash rate on hold at 4.35%.

Recent inflation data has shown signs of stabilising and has come in slightly softer than expected, giving the RBA room to keep rates steady for now.

Attention will stay firmly on inflation and broader economic conditions as the RBA considers what comes next.