Mortgage Choice-Des McDaid

12/06/2026

If it's been a while since you last reviewed your home loan, a Mortgage Choice broker is here to help.
We can compare your current rate against thousands of products from more than 35 lenders to make sure you’re still on a competitive rate and have the features you need.
Reach out today to get started.

09/06/2026

The RBA will announce the next cash rate decision on 16 June.
With three cash rate increases in 2026 so far, what do you think the next move will be?
Drop your prediction in the comments below.👇

07/06/2026

Kick goals on your property journey with a Mortgage Choice broker by your side. We can:
✅ Help you secure pre-approval to purchase your first or next home
✅ Review your current home loan to look for a more competitive interest rate or loan features that better suit your needs
✅ Find strategic investment loan structures to help you build your portfolio.
Talk to us today to get started.

Mortgage Choice offers a wide range of services including Home Loans , Asset Finance, New Car Purcha

05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

04/06/2026

If reviewing your home loan is on your to-do list for the new financial year, we can help.

With access to thousands of products from more than 35 lenders, we work hard to find the right loan for your needs. We manage the application process from start to finish and negotiate with lenders on your behalf, saving you hours of research and paperwork.

Contact us today to get started.

25/04/2026

This ANZAC Day, we remember and honour those who have served our country and made sacrifices for our freedom.

We will remember them. Lest we forget.

23/04/2026

Are you...
▪️Moving – for whatever reason?
▪️Downsizing for a simpler lifestyle?
▪️Relocating for a sea-change or tree-change?
▪️Building your dream home?
If so, you may be facing the ‘buy or sell first’ dilemma, and a bridging loan could help you navigate this change.

At Mortgage Choice, we have access to a range of tailored bridging loan solutions, helping you power your next move with ease.

We can even complete a detailed, side-by-side comparison of your options (buy first, sell first, keep both, settle same day) to ensure you can make your next move with confidence.

Talk to us today to power your next move.

22/04/2026

Bridging loans can be a great option to secure your next move, but it’s important to go in with a clear strategy.

Here are the top tips to consider when applying for a bridging loan: ⬇️

Pay interest as you go: Some lenders let you add interest repayments to your 'peak debt' rather than paying interest during the loan period. While this can help with cash flow management, it also increases your loan balance each month (and you'll pay interest on that new, higher amount). Paying the interest as you go keeps your peak debt from growing.

Avoid LMI: Try to keep your 'end debt' under 80% of your new home's value to avoid paying Lender’s Mortgage Insurance (LMI).

Watch the clock: Bridging loans are short-term, usually 6 to 12 months. List your home as soon as you can to avoid exceeding the timeframe.

Talk to a broker: We can guide you through the bridging loan process. We’ll walk you through your options and help you power your next move with confidence.