Awesome Lending Solutions

31/10/2026

Five things worth checking now

Another Rate Rise on Cup Day? 5 Mortgage Checks to Make Before the RBA Decision The Reserve Bank of Australia (RBA) meets again on Tuesday 3 November, Melbourne Cup Day, and another rate rise is on the table. That’s not what anyone with a mortgage wants to hear. The cash rate has already gone up four times this year, from 3.60% in January to 4.60% after the September meeting....

Getting a home loan takes hours of research, paperwork and phone calls. See how much time a mortgage broker can save you, and where that time goes.

17/10/2026

Australian Housing Market Update: October 2026

The Australian housing market has changed direction in 2026. After strong growth through 2025 and early 2026, home values have now fallen for six months in a row. At the same time, interest rates have risen four times this year. Here's a plain-English summary of where the market stands in October 2026, and what it could mean for you. The headline numbers…...

October 2026 housing market update: home values fall for a sixth month, Sydney leads the decline, rates rise to 4.60% and what it means for buyers.

15/10/2026

09/10/2026

The fact agents are giving away a 100" TV for a property appraisal shows how tight listing stock is right now. Plenty of buyers, not enough quality properties for sale!

06/10/2026

🏡 Premium NDIS SDA Housing Available - Perth WA

Looking for a modern, purpose-built SDA home?

This brand-new High Physical Support (HPS) SDA home has vacancies available and is designed for just 2 residents, offering privacy, comfort, and independence.

✅ Large bedroom with private ensuite
✅ Own kitchenette with modern appliances
✅ Private courtyard access
✅ Purpose-built for accessibility and high physical support needs
✅ Safe, modern, premium accommodation

Perfect for NDIS participants seeking a quality home where independence and comfort come first.

📍 Perth, WA
📩 https://www.housinghub.org.au/property-detail/sda/gr8-disability-housing/brabham-wa/14865/89T3C

Please share with Support Coordinators, Plan Managers, Allied Health professionals, and families looking for SDA housing options.

🏡

03/10/2026

The ATO is Stopping Credit card Payments in November - Still want to smooth out business cash flow
https://awesomelendingsolutions.com.au/contact/business-partners/pay-bas-without-credit-card/

28/09/2026

Which One better explains and offset account to you?

23/09/2026

https://awesomelendingsolutions.com.au/calculators/rate-review

21/09/2026

Is my Home Loan Rate still competitive? Compare your loan with the lowest rate in the market to see what you could be saving.

Awesome Lending Solutions - Free Home Loan Rate Review -

02/09/2026

Falling prices are changing the balance between buyers and sellers – but the slowdown isn't affecting every property equally.

Australia's median property price fell 0.7% in July, the largest monthly decline since December 2022, according to Cotality.

Prices were down 1.9% over the July quarter.

But there's an interesting divide underneath those headline numbers.

Expensive homes are falling faster

Over the three months to July:
Upper-quartile home values fell 3.2%.
Lower-quartile values actually rose 0.3%.
Buyers remain constrained by affordability, mortgage serviceability and cost-of-living pressures, while confidence is weaker than earlier in the year.

Sellers have taken longer to adjust, although Cotality says expectations are now beginning to shift.

For buyers, softer conditions may create more negotiating room – particularly at the higher end.

For sellers, realistic pricing may become increasingly important.

Knowing your borrowing ceiling before you negotiate can be especially valuable in a shifting market. Get in touch and we can work through the numbers.