MFG Finance

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MFG Finance Finance exclusively for heavy industry business owners. Deal directly with James and Daniel. 20 years of combined credit analyst experience.
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Low doc, mid doc, full doc and master limits. Major banks, non-bank, specialist and private lenders.

30/10/2026

Early bird gets it Harves Rob Harvey

11/10/2026

Welcome to MFG Finance.

We’ve built MFG around giving business owners in heavy industry the time, experience and support they need to grow with confidence.

You work directly with James and Dan, who bring more than 40 years of combined commercial finance experience to your equipment purchases and longer-term plans.

We’re here to build a relationship that lasts. Watch to see how we work.

Heavy equipment. A bigger finance plan. MFG specialises exclusively in finance for heavy industry. You work directly wit...
07/10/2026

Heavy equipment. A bigger finance plan.

MFG specialises exclusively in finance for heavy industry. You work directly with James and Daniel, the owners, from the first conversation through settlement and beyond.

Before becoming brokers, we spent a combined 20 years as credit analysts across banks and broking firms. We understand how lenders assess your business. We review your financials, explain what lenders will see and help you prepare before approaching the market.

You’ve seen the advertising: “Fast approvals. No financials. Low doc. Low fuss.”

We think that’s the fast food of finance. It serves a purpose, but it shouldn’t be the default funding strategy for a business with bigger plans.

We arrange low doc, mid doc, full doc and master limits. Where possible, we use your financials to pursue quality funding while preserving low doc opportunities for rainy days and urgent purchases.

For businesses planning multiple purchases over the next 12 months, we arrange master limits around the growth plan. We work across major banks, non-banks, specialist and private lenders, considering the terms, structure and capacity to fund your next purchase.

From startups buying their first working asset to established operators growing their fleet and large companies planning larger funding programs.

Any equipment, any age can be considered. We also arrange insurance premium funding and business loans. Heavy equipment finance is our specialisation.

No handballing. No monthly sales targets driving the conversation. A long-term relationship built around your business.

Your next machine. Your next decade.

Tell us what you’re working towards. Let’s grow together.

James & Daniel
MFG Strategic Equipment Finance

The people behind your finance.At MFG, you work directly with James Allan and Daniel Salajan - the owners of the busines...
07/10/2026

The people behind your finance.

At MFG, you work directly with James Allan and Daniel Salajan - the owners of the business - from the first conversation through to settlement and beyond.

Before becoming finance brokers, we spent a combined 20 years in credit analyst roles across banks, including a big four bank, and broking firms. We’ve since spent more than a decade working directly with business owners as brokers.

That background changes the conversations we can have with you.

We understand how lenders assess a business. We review your financials, explain what they say about your performance, identify strengths and work through the questions a lender is likely to ask. You get honest feedback and the chance to prepare before we approach the market.

Our focus is heavy industry: business owners buying heavy equipment, operating working fleets and making decisions that will shape their next stage of growth.

We roll up our sleeves, work with you and your accountant, and build a funding strategy around your business. Major banks, non-banks, specialist and private lenders all have a place when they’re the right fit.

We can arrange low doc, mid doc, full doc and master limits. Where possible, we use your financials to pursue quality funding while preserving low doc opportunities for rainy days and urgent purchases.

James brings equipment knowledge, client relationships and wider funding strategy. Daniel brings corporate banking experience, deep credit analysis and complex lender submissions. We do the thinking together, so you benefit from both.

No handballing between staff. No monthly sales targets driving the conversation. Just a direct, long-term relationship with two owners who want to grow alongside your business.

If that sounds like the kind of people you’d like in your corner, tell us what you’re working towards.

Let’s grow together.

James & Daniel
MFG Strategic Equipment Finance

04/10/2026

James here. Had a bit of time this Sunday to share this clip and a few thoughts on why Dan and I built MFG the way we have.

We’d both worked in environments where the expectation was to take on almost every deal that came across the desk. When we came together, we decided to stay in the lane we know best - business finance for heavy industry and nothing else.

Construction, civil, mining, transport and the businesses that support them.

That focus gives us time to answer the phone, have a proper conversation, travel to meet our clients and understand what’s happening in their businesses.

At MFG, you deal directly with Dan and me. We keep MFG lean so we have the capacity to give those relationships the attention they deserve and help our clients as their businesses grow.

A big thank you to our repeat clients who continue to trust us and value the support and service we provide. We really appreciate it!!

James

Big thanks to The Adviser for having me on the elite broker podcast.

September was another strong month for MFG - supporting repeat clients, welcoming new businesses and seeing plenty of cu...
02/10/2026

September was another strong month for MFG - supporting repeat clients, welcoming new businesses and seeing plenty of customers doing well.

Four topics kept coming up 👇

RATES

Higher fuel costs and persistent inflation prompted another RBA increase. Our brilliant Treasurer Jim Chalmers must be relieved - surely government spending couldn’t have anything to do with it…

The five-year bond market had already been pricing in higher rates. Equipment finance pricing we’re seeing has risen almost half a percentage point since June, with some older gear potentially pushing past 8% from October.

The repayment impact? $100,000 over 60 months, no balloon, at 7.50% → 7.75% means approximately $2,004pm → $2,016pm.

Around $12 more. Not worth closing shop over. Our take: business as usual.

TRADE FINANCE VS DEBTOR FINANCE

Fund eligible supplier bills now and repay over a few months, with interest and fees. Useful when materials and project setup costs arrive before your customer pays - giving you time to get the job moving and earning.

FUNDING ACQUISITIONS / BUYOUTS

Equipment being purchased, or available equity in an existing fleet, may help fund part of a business acquisition or shareholder buyout. Worth exploring.

AUTO REPLACEMENT APPROVALS

Replacing older gear? Good repayment history and comparable repayments may open a simpler approval pathway, sometimes without fresh financials. Some lenders consider this after 12 months, subject to eligibility.

New gear, a new project or a business purchase ahead? Get in touch. Let’s work through the options.

01/10/2026

A day with Rob from Harves Rob Harvey , the family and a few cows!

Rob runs a fleet of around 20 assets, including graders, dozers, excavators and his own truck and float.

As he says, the cheapest deal isn’t always the best fit. His fleet is financed across major banks, with us working closely with Rob and his accountant to keep the numbers current and build approval capacity for the next purchase.

Thanks for your continued business, Rob, and to Claire and the kids for a cracking day!

27/09/2026

Plan early. Get the finance limits in place. Move when you’re ready.

No panic. No delays. Just hit go.

A quality CAT 325 Next Gen headed home to Victoria with Harves Rob Harvey on Friday, collected on their own float.Congra...
20/09/2026

A quality CAT 325 Next Gen headed home to Victoria with Harves Rob Harvey on Friday, collected on their own float.

Congratulations to Rob and Claire on the latest addition to the fleet, and thanks again for trusting MFG Finance with the funding.

A big thank you to Mark at Mark Coleman | Coleman's Equipment for supplying such a quality machine.

19/06/2026

Proud to be backing operators like Jesse and his wife Karissa from .com.au down in Tasmania.

Thanks for hosting us in Launceston for a couple of days across all locations. It’s been a privilege being involved in your growth - 60 plus pieces of plant equipment across quarry, crushing bulk and haulage. What an operation!

Address

Level 3, 7 Bridge Street
Sydney, NSW
2000

Opening Hours

Monday 7:30am - 6pm
Tuesday 7:30am - 6pm
Wednesday 7:30am - 6pm
Thursday 7:30am - 6pm
Friday 7:30am - 6pm
Saturday 7:30am - 6pm
Sunday 7:30am - 6pm

Telephone

+611300315407

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