Champika Herath - Home Loan Specialist

Champika Herath - Home Loan Specialist Champika Herath is a mortgage broker and financial and credit service provider. CLN Home Loans owned and managed by me.

I commenced my Mortgage Brokering career to build on my extensive skills and continue my commitment of getting the very best for my clients,

CLN Financial services include

Home Loans
Investment Loans
First Home Buyers
Refinance
Personal Loans
Vehicle Loans
Construction Loans
Land Loans
Debt Consolidation
Commercial/ Business Loans

Looking to secure your dream home or grow your investment portfolio?Take advantage of fixed rates starting from just 5.9...
06/06/2026

Looking to secure your dream home or grow your investment portfolio?

Take advantage of fixed rates starting from just 5.99% for Owner-Occupied properties and 6.09% for Investment properties.

As your dedicated Home Loan Specialist, I'm here to guide you through every step of the process and help you find a loan solution that suits your needs.

📞 Contact Champika to explore your equity options: 0413 254 728



You might already have the deposit for your next property - without realising it.Equity in your current home can be used...
06/06/2026

You might already have the deposit for your next property - without realising it.

Equity in your current home can be used to invest and grow your portfolio faster.

The key is structuring it the right way.

📞 Contact Champika to explore your equity options: 0413 254 728

Your home loan shouldn’t be “set and forget.”Rates change. Offers change. Your situation changes.A simple annual review ...
30/05/2026

Your home loan shouldn’t be “set and forget.”

Rates change. Offers change. Your situation changes.

A simple annual review could help you:
✔ Lower your rate
✔ Reduce repayments
✔ Save thousands over time

📞 Contact Champika for your yearly loan check: 0413 254 728

If your fixed rate is ending soon, your repayments could change significantly.Now is the time to:✔ Review your options✔ ...
23/05/2026

If your fixed rate is ending soon, your repayments could change significantly.

Now is the time to:
✔ Review your options
✔ Compare fixed vs variable
✔ Plan ahead before the switch

Don’t wait until your repayments jump.

📞 Speak with Champika to plan your next move: 0413 254 728

Many homeowners stay with the same lender for years - and end up paying more than new customers.This is known as the loy...
16/05/2026

Many homeowners stay with the same lender for years - and end up paying more than new customers.

This is known as the loyalty tax.
If you haven’t reviewed your rate recently, you could be overpaying without realising it.

📞 Contact Champika for a free rate check: 0413 254 728

A 0.25% rate rise may not sound like much — but it can make a real difference over time.Even a small increase can:📈 Rais...
09/05/2026

A 0.25% rate rise may not sound like much — but it can make a real difference over time.

Even a small increase can:
📈 Raise your monthly repayments
📉 Reduce your borrowing capacity
💰 Increase total interest paid over your loan term

Staying informed helps you stay ahead.

📞 Contact Champika to review your loan and stay prepared: 0413 254 728

Interest rate hikes can put pressure on your finances - but with the right strategy, you can stay in control.Here are a ...
08/05/2026

Interest rate hikes can put pressure on your finances - but with the right strategy, you can stay in control.

Here are a few simple ways to reduce mortgage stress:

✔ Review your current rate
✔ Build a buffer in your offset account
✔ Consider refinancing options
✔ Adjust your repayment strategy early

A small adjustment now can save you a lot of stress later.

📞 Contact Champika for a personalised home loan review: 0413 254 728

Good news for investors - entering the market just got easier.With lenders mortgage insurance (LMI), you may now be able...
02/05/2026

Good news for investors - entering the market just got easier.

With lenders mortgage insurance (LMI), you may now be able to secure an investment property with as little as 5% deposit instead of 10%.

This means you could start building your property portfolio sooner — without waiting years to save more.

📞 Speak with Champika to see if you qualify: 0413 254 728

Interest rate hikes can put pressure on your finances - but with the right strategy, you can stay in control.Here are a ...
25/04/2026

Interest rate hikes can put pressure on your finances - but with the right strategy, you can stay in control.

Here are a few simple ways to reduce mortgage stress:
✔ Review your current rate
✔ Build a buffer in your offset account
✔ Consider refinancing options
✔ Adjust your repayment strategy early

A small adjustment now can save you a lot of stress later.

📞 Contact Champika for a personalised home loan review: 0413 254 728

Wishing you all a peaceful, joyful, and blessed Sinhala & Tamil New Year ✨May this new year bring happiness to your home...
14/04/2026

Wishing you all a peaceful, joyful, and blessed Sinhala & Tamil New Year ✨

May this new year bring happiness to your homes, strength to face new beginnings, and many beautiful moments with your loved ones. ❤️

Grateful to be part of your journey, in every way I can.

Address

8 Hibiscus Crescent
Point Cook, VIC
3030

Opening Hours

Monday 7:30am - 7:30pm
Tuesday 7:30am - 7:30pm
Wednesday 7:30am - 7:30pm
Thursday 7:30am - 7:30pm
Friday 7:30am - 7:30pm
Saturday 7:30am - 7:30pm
Sunday 7:30am - 7:30pm

Telephone

+61413254728

Website

Alerts

Be the first to know and let us send you an email when Champika Herath - Home Loan Specialist posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Champika Herath - Home Loan Specialist:

Shortcuts

Share

Category