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Central Lending Solutions

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Australia
Osborne Park, WA
Central Lending Solutions

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Looking for the best mortgage broker in Perth? Central Lending Solutions is a finance and mortgage brokerage located in Osborne Park, Perth, WA.

https://linktr.ee/Centrallendingsolution Our brokers specialise is residential finance however can assist with commercial and business lending. Our services include home loans, first home loans, next home buyers, investment loans, refinance loans, vehicle finance, personal loans, financial advice and more. We want you to get the best interest rate, lower fees with the ability to pay your loan off faster. We will help you understand borrowing power and how to use equity! Locally servicing; Victoria Park, South Perth, Kensington, Salter Point, Leederville, Floreat, Jolimont, Mount Hawthorn, Doubleview,Karrinyup, and all surrounding suburbs.

02/11/2026

Beyond the Deposit

Here is something worth knowing early in your first home buying journey. The costs beyond the deposit are completely plannable once you know what they are.

Here is what to account for:

→ Stamp duty : one of the larger upfront costs and one that varies based on your purchase price and whether you qualify for any concessions

→ Building and pest inspections : an important step before committing to any property and worth having in your budget from the start

→ Legal and conveyancing fees : required to transfer the property into your name at settlement

→ Moving costs : easy to overlook and almost always higher than expected

None of these are surprises when you know to plan for them. The buyers who feel most confident through the purchase process are the ones who built a complete budget before they started searching.

Getting across these numbers early means you can save with a real target in mind and move through each stage without pressure.

Plan for everything and nothing will surprise you. Visit centrallendingsolutions.com.au to build your complete picture.

https://www.centrallendingsolutions.com.au/contact-us/

31/10/2026

A little sunshine, a little spooky fun!

Whether you’re out trick-or-treating or enjoying a relaxed night at home, we hope your Halloween is filled with sweet treats, plenty of laughs, and a few fun frights! 👻

Happy Halloween from the CLS team! 🧡

30/10/2026

House or apartment, which makes the better investment?

Both can be worth considering, but the right choice depends on your budget, investment goals and the location.

Houses may offer stronger capital growth potential in some markets, particularly where land is in high demand.

Apartments often have a lower entry price, making them a more accessible starting point for some investors.

💡 The tip?
Don’t choose based on property type alone. Look at the numbers, rental demand, ongoing costs and long-term growth potential.

Thinking about your next property investment?

Reach out to us for a friendly chat about your borrowing power and finance options.
We’ll help you understand your options so you can move forward with confidence.

https://www.centrallendingsolutions.com.au/contact-us/

28/10/2026

30+ years of experience. A passion for helping people get into their homes.

Meet Liz, a valued member of the Central Lending Solutions team.

With over 30 years of experience across finance and construction, Liz understands the home ownership journey from both sides of the process.

Having worked with some of Perth’s leading building companies, she brings valuable insight into construction finance and helps first-home buyers, growing families, investors and downsizers find lending solutions suited to their circumstances.

Known for her attention to detail, hands-on approach and exceptional customer service, Lizzie is passionate about making finance simpler and guiding clients from the first conversation through to settlement.

Planning to buy, build or invest? Get in touch with the CLS team:

https://www.centrallendingsolutions.com.au/contact-us/

Follow Lizzie:
Facebook: Barnes - Central Lending Solutions
Instagram:

27/10/2026

New lender alert ‼️

The team Central Lending Solutions have recently secured a new lender who can help clients secure a 98% LVR home loan at a very competitive rate ✅

This product can be used for -

1. Purchase a owner occupier home 🏡
2. Purchase an investment property.
3. Refinance an existing home loan.

✅ 98% lending for Investment & Refinance

For more information reach out to the team at CLS.

Lizzie Barnes - Mortgage Broker
Keeley Rodgers | Mortgage Broker
Johnathon Ross
Aoife Farrell

26/10/2026

Most investors look at the wrong number.

Your borrowing power isn't a side note, it's the whole game.

Here's what gets overlooked:
• Capacity determines your options, not just one purchase
• Poor structuring limits your next move before you make it
• Buying below your max isn't smart if your setup is wrong

It's not just about refinancing.
It's about positioning yourself to act when opportunity shows up.

Stay reactive, and you'll always be a step behind.

Start with the strategy, not the property.

Reach out to us✨

https://www.centrallendingsolutions.com.au/contact-us/

23/10/2026

Understanding the costs of switching puts you in control of the decision.

Common refinancing costs include a discharge fee of $150 to $400 from your current lender and a settlement fee on the new loan of around $200 to $500. Government fees to discharge and register the mortgage are approximately $300 to $500 in WA. Your new lender may also charge a valuation fee.

Fixed rate loans carry break costs, which your current lender can confirm in advance so you can plan with certainty.

Many lenders also offer incentives to attract refinancers, and these can offset or even remove some of the costs. A broker can compare the current packages and show you which one delivers the best result for your situation.

Our team will lay out every cost alongside your potential savings so you can decide with confidence.

https://www.centrallendingsolutions.com.au/contact-us/

21/10/2026

A big lodgement month for the team at Central Lending Solutions

A larger month than usual for refinances and consolidation of debts. If this is something you are looking to do reach out to the team at CLS and we will see if we can help!

Aoife Farrell
Lizzie Barnes - Mortgage Broker
Keeley Rodgers | Mortgage Broker
Johnathon Ross

19/10/2026

Is now a good time to refinance your Perth home loan in 2026?

Whether you own your home or an investment property, your loan can always work harder for you.

The changes of 2026 give borrowers a great reason to take a fresh look at their lending. A review shows you exactly where you stand and which options suit your goals. On a $750,000 loan, a 0.5% lower rate could return around $215 each month. That adds up to more than $2,500 a year.

Refinancing can also unlock equity for renovations or your next investment, bring debts together into one repayment, or add features like an offset account. Your current rate, loan structure and any fixed term costs shape the best timing. A personalised assessment gives you clarity and confidence.

Our team will compare your loan with the market and map out your options.

https://www.centrallendingsolutions.com.au/contact-us/

16/10/2026

Deposit Planning Made Simple

A lot of first home buyers are saving hard toward a number they picked without really knowing if it is the right one.

Here is what a proper deposit plan actually covers:

→ Your deposit requirement based on lender, loan type and any schemes you qualify for
→ Upfront costs on top of the deposit - stamp duty, legal fees and building inspections add up quickly
→ Government grants and guarantees that could reduce how much you actually need to save
→ Your borrowing capacity and how it shapes what the deposit needs to look like in practice

Getting these pieces right before you start saving means every dollar is working toward a target that will actually get you across the line.

Saving toward the wrong number is one of the most common ways first home buyers lose time without realising it. A conversation early on fixes that.

Your deposit goal starts here. Contact us to work out your real number.

https://www.centrallendingsolutions.com.au/contact-us/

Address

129 Hasler Road
Osborne Park, WA
6017

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+61431102192

Website

https://www.centrallendingsolutions.com.au/

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