Mike Phipps Finance

Mike Phipps Finance Boutique Finance Broker We are a boutique finance brokerage and consultancy business with a focus on client service and access to customized finance solutions.
(1)

As experienced bankers with contacts among both the professional and financial services industries we can cater for a wide range of our client’s requirements. While we specialize in management rights, motel and accommodation finance, a full range of products and services is available.

• Finance for Management Rights and Accommodation Assets
• Motel Freehold and Leasehold Finance
• Initial Assessm

ent of Funding Requirements inc Off The Plan
• Loan Refinancing and Renegotiation
• Assistance with Lender Annual Reviews
• Case by Case Consultancy

With access to all lenders within the management rights, motel and accommodation sector we will ensure the appropriate funding structure is negotiated for your particular needs. In most instances our services in raising new finance or refinancing existing facilities is provided on a fee free basis to the borrower. Our Service

Our process is highly personalized. If you are new to the management rights, motel and accommodation industry we will take the time to assess your requirements, explain the purchase and finance process and provide a summary of your likely purchasing value range. Introductions to industry professionals will be undertaken and constant support throughout the purchase process is provided. We understand that the purchase process can be complicated. Our service ensures that each step is closely monitored and any possible problems quickly identified and rectified. Post settlement we remain in touch to ensure your banking relationship evolves smoothly. It’s very reassuring to know that even if your bank manager moves on you will continue to have a trusted advisor providing advocacy on your behalf. Services Include :

• Initial Industry Briefing
• Pre-Qualification and Likely Purchase Price Range
• Specific Purchase and Debt Funding Scenarios
• Management of the Finance Tender Process
• Provision of all Necessary Information to the Successful Finance Provider
• Management of the Formal Loan Application and Approval Process
• Liaison and Co-ordination with the Lender, Lawyers and Accountants Throughout the Process
• Ongoing Assistance as Required

Our services are generally free. Who Am I? Mike has been a career banker for more than 30 years. Over recent years he has specialized in management rights, motel and accommodation finance. Mike was previously National BDM Management Rights, Motel and Accommodation Sector for a large Australian bank. Over many years Mike has built a network of industry contacts, advisors and advocates. He is uniquely placed to assist both new entrants and existing operators in all facets of accommodation asset funding. In an ever more complicated and regulated banking and commercial landscape businesses need well informed, timely and accurate assistance. Mike is able to facilitate smooth transactional capability through an intimate knowledge of the industry and the people who operate within it. Mike is a Senior Associate of the Financial Services Institute of Australasia (FINSIA). He is a member of the Australian Resident Accommodation Managers Association (ARAMA) and a member of the Mortgage Finance Association of Australia (MFAA). Mike speaks regularly at industry seminars and forums. He has been a guest speaker at various ARAMA and other industry information events. Mike presented and was a forum member at the 2008 Australian College of Community Association Lawyers (ACCAL) national conference. Mike Phipps F Fin
Director | Phippsfin Pty Ltd
ACN 139 124 673

Cameron Wicking took a trip to Melbourne last week to catch up with some clients. He clocked 2762km by plane and 800km b...
02/09/2026

Cameron Wicking took a trip to Melbourne last week to catch up with some clients. He clocked 2762km by plane and 800km by car in two days ✈️🚗

Good News StoryThere’s an old saying that bad news travels fast. If you think this is a modern phenomenon driven by the ...
17/08/2026

Good News Story

There’s an old saying that bad news travels fast. If you think this is a modern phenomenon driven by the digital age and the poison of social media, think again. The writer Thomas Kyd used a similar phrase in his 1592 play, The Spanish Tragedy. Of course, this literary work is not to be confused with the 1997 rap album Bad Newz Travels Fast by the aptly named DJ Poo. Listen at your peril I’d suggest.

There’s an old saying that bad news travels fast. If you think this is a modern phenomenon driven by the digital age and the poison of social media, think again. The writer Thomas Kyd used a similar phrase in his 1592 play, The Spanish Tragedy. Of course, this literary

In the management rights industry we have a dynamic that, in many ways, looks like a marriage. A range of parties includ...
14/07/2026

In the management rights industry we have a dynamic that, in many ways, looks like a marriage. A range of parties including managers, owners, bodies corporate and guests need to act for the mutual benefit of each other while maintaining a friendly and cooperative relationship.

“All you need to be married are champagne, a box of ci**rs, and a double bed,” Winston Churchill "Instead of getting married again, I'm going to find a woman I don't like and just give her a house." Rod Stewart

14/07/2026
Last weekend, Paul Grant was proud to be part of the Management Rights Made Easy seminar on the Gold Coast, joining a fa...
15/06/2026

Last weekend, Paul Grant was proud to be part of the Management Rights Made Easy seminar on the Gold Coast, joining a fantastic panel of industry experts to share insights into the management rights sector.

It was a great opportunity to connect with both aspiring and experienced operators, discussing the opportunities within the industry and helping attendees better understand their finance options for entering or growing in the management rights space.

A big thank you to for organising such a valuable event and to everyone who attended.

If you’re considering a move into management rights and would like to explore your finance options, we’d love to help.

“I contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to lift ...
08/06/2026

“I contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to lift himself up by the handle.”
– Winston S. Churchill

To be clear, I wasn’t actually there when Winston uttered these famous words!!!

Recently I’ve been ruminating on the stuff we accept in modern society that makes no sense. As an old white bloke, I’m all for tradition but the fact is that some products, rules and activities we mostly take for granted would never get a run if I dreamt them up today. The fact that at one time or another I’ve taken part in some of these follies and survived is either testament to my magnificent resilience or dumb luck writ large. The Managing Director is most assured that it’s the latter and she should know. Having met me 45 years ago she has observed me at peak idiot and also my steady decline to a more risk averse old person.

“I contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to lift himself up by the handle.” - Winston S. Churchill To be clear, I wasn’t actually there when Winston uttered these famous words!!!

A Nation of TribesThere has been much talk lately around social cohesion and a need for us all to share common values an...
13/05/2026

A Nation of Tribes

There has been much talk lately around social cohesion and a need for us all to share common values and aspirations. This seems fair enough. But it’s also true that our interests, hobbies and obsessions are as diverse as the very country we live in. It is a fundamental part of human nature to want to identify with something and be part of a group that does the same. How else to explain organised religion or political affiliations for example.

Read more 👇
https://mikephippsfinance.com.au/a-nation-of-tribes/

Loans Officer Position: DYNAMIC AND SUCCESSFUL FINANCE BROKERAGEWe are a very busy and long-established business finance...
15/04/2026

Loans Officer Position:
DYNAMIC AND SUCCESSFUL FINANCE BROKERAGE

We are a very busy and long-established business finance brokerage with our head office in beautiful Noosa Qld. Our client base and reach are Australia wide. We are seeking a candidate with an interest in banking and finance or related complimentary experience to support our brokers in the field. The role is based in our Noosaville office.

If this sounds like you (or someone you know), check out the full position details via the link below 👇:
https://mikephippsfinance.com.au/loans-officer

Most months I have trouble coming up with something half intelligent and hopefully entertaining to say in these bulletin...
01/04/2026

Most months I have trouble coming up with something half intelligent and hopefully entertaining to say in these bulletins. This month is different. World events, the activities of our politicians and the possible impacts here in the Land of Oz leave me with much to talk about, but where to start.

Most months I have trouble coming up with something half intelligent and hopefully entertaining to say in these bulletins. This month is different. World events, the activities of our politicians and the possible impacts here in the Land of Oz leave me with much to talk about, but where to start. Pe...

As regular readers of this column will know the managing director and I don't mind a bit of travel, preferably of the co...
16/03/2026

As regular readers of this column will know the managing director and I don't mind a bit of travel, preferably of the comfortable variety. As such I write this month's missive from the Matild Palace hotel in Budapest, as one does. The hotel is every bit as pleasant as the name suggests and I find myself ensconced in the breakfast room, looking out over a winter wonderland of historic buildings and snow.

As regular readers of this column will know the managing director and I don’t mind a bit of travel, preferably of the comfortable variety. As such I write this month’s missive from the Matild Palace hotel in Budapest, as one does. The hotel is every bit as

Address

4/31 Mary Street
Noosaville, QLD
4566

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61448813090

Alerts

Be the first to know and let us send you an email when Mike Phipps Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share