Mike Phipps Finance

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Mike Phipps Finance Boutique Finance Broker We are a boutique finance brokerage and consultancy business with a focus on client service and access to customized finance solutions.
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As experienced bankers with contacts among both the professional and financial services industries we can cater for a wide range of our client’s requirements. While we specialize in management rights, motel and accommodation finance, a full range of products and services is available.

• Finance for Management Rights and Accommodation Assets
• Motel Freehold and Leasehold Finance
• Initial Assessment of Funding Requirements inc Off The Plan
• Loan Refinancing and Renegotiation
• Assistance with Lender Annual Reviews
• Case by Case Consultancy

With access to all lenders within the management rights, motel and accommodation sector we will ensure the appropriate funding structure is negotiated for your particular needs. In most instances our services in raising new finance or refinancing existing facilities is provided on a fee free basis to the borrower. Our Service

Our process is highly personalized. If you are new to the management rights, motel and accommodation industry we will take the time to assess your requirements, explain the purchase and finance process and provide a summary of your likely purchasing value range. Introductions to industry professionals will be undertaken and constant support throughout the purchase process is provided. We understand that the purchase process can be complicated. Our service ensures that each step is closely monitored and any possible problems quickly identified and rectified. Post settlement we remain in touch to ensure your banking relationship evolves smoothly. It’s very reassuring to know that even if your bank manager moves on you will continue to have a trusted advisor providing advocacy on your behalf. Services Include :

• Initial Industry Briefing
• Pre-Qualification and Likely Purchase Price Range
• Specific Purchase and Debt Funding Scenarios
• Management of the Finance Tender Process
• Provision of all Necessary Information to the Successful Finance Provider
• Management of the Formal Loan Application and Approval Process
• Liaison and Co-ordination with the Lender, Lawyers and Accountants Throughout the Process
• Ongoing Assistance as Required

Our services are generally free. Who Am I? Mike has been a career banker for more than 30 years. Over recent years he has specialized in management rights, motel and accommodation finance. Mike was previously National BDM Management Rights, Motel and Accommodation Sector for a large Australian bank. Over many years Mike has built a network of industry contacts, advisors and advocates. He is uniquely placed to assist both new entrants and existing operators in all facets of accommodation asset funding. In an ever more complicated and regulated banking and commercial landscape businesses need well informed, timely and accurate assistance. Mike is able to facilitate smooth transactional capability through an intimate knowledge of the industry and the people who operate within it. Mike is a Senior Associate of the Financial Services Institute of Australasia (FINSIA). He is a member of the Australian Resident Accommodation Managers Association (ARAMA) and a member of the Mortgage Finance Association of Australia (MFAA). Mike speaks regularly at industry seminars and forums. He has been a guest speaker at various ARAMA and other industry information events. Mike presented and was a forum member at the 2008 Australian College of Community Association Lawyers (ACCAL) national conference. Mike Phipps F Fin
Director | Phippsfin Pty Ltd
ACN 139 124 673

On Tuesday, Cameron and Tom attended Beyond Management Rights 2026 on the Gold Coast. 🤝An evening bringing the managemen...
15/10/2026

On Tuesday, Cameron and Tom attended Beyond Management Rights 2026 on the Gold Coast. 🤝

An evening bringing the management rights community together to connect, share ideas and learn.

Thank you Beyond Management Rights and event sponsor Resly for bringing everyone together. 👏

It will probably come as no surprise to most of you that I am a fan of the Terminator 2 movie. How could you not love Bi...
15/10/2026

It will probably come as no surprise to most of you that I am a fan of the Terminator 2 movie. How could you not love Big Arnie as a reformed cyber assassin riding a Harley Fat Boy and saving the world.

It will probably come as no surprise to most of you that I am a fan of the Terminator 2 movie. How could you not love Big Arnie as a reformed cyber assassin riding a Harley Fat Boy and saving the world. The plot line regarding the machines becoming

Congratulations to our clients Tanya and Will on the purchase of Jacaranda Villas management rights. Wishing you all the...
28/09/2026

Congratulations to our clients Tanya and Will on the purchase of Jacaranda Villas management rights. Wishing you all the best in the new business.

Brokers: Paul Grant and Joshua Haylen
Agent: Scott - Premier Sales

Settled 👏 Congratulations to our clients who recently settled Crystal Beach MLR in Tugan. What a view 🌊Brokers: Paul Gra...
23/09/2026

Settled 👏
Congratulations to our clients who recently settled Crystal Beach MLR in Tugan. What a view 🌊

Brokers: Paul Grant & Josh Haylen
Agent: Josh Saunders - Premier

14/09/2026

Littlewood’s Law holds that an individual can expect to experience a “miracle”—defined as an event with a one-in-a-million chance of happening – about once every month. Formulated by Cambridge mathematician John Edensor Littlewood, it illustrates that extreme coincidences are actually normal because we live through millions of tiny events.

Cameron Wicking took a trip to Melbourne last week to catch up with some clients. He clocked 2762km by plane and 800km b...
02/09/2026

Cameron Wicking took a trip to Melbourne last week to catch up with some clients. He clocked 2762km by plane and 800km by car in two days ✈️🚗

Good News StoryThere’s an old saying that bad news travels fast. If you think this is a modern phenomenon driven by the ...
17/08/2026

Good News Story

There’s an old saying that bad news travels fast. If you think this is a modern phenomenon driven by the digital age and the poison of social media, think again. The writer Thomas Kyd used a similar phrase in his 1592 play, The Spanish Tragedy. Of course, this literary work is not to be confused with the 1997 rap album Bad Newz Travels Fast by the aptly named DJ Poo. Listen at your peril I’d suggest.

There’s an old saying that bad news travels fast. If you think this is a modern phenomenon driven by the digital age and the poison of social media, think again. The writer Thomas Kyd used a similar phrase in his 1592 play, The Spanish Tragedy. Of course, this literary

In the management rights industry we have a dynamic that, in many ways, looks like a marriage. A range of parties includ...
14/07/2026

In the management rights industry we have a dynamic that, in many ways, looks like a marriage. A range of parties including managers, owners, bodies corporate and guests need to act for the mutual benefit of each other while maintaining a friendly and cooperative relationship.

“All you need to be married are ch*****ne, a box of ci**rs, and a double bed,” Winston Churchill "Instead of getting married again, I'm going to find a woman I don't like and just give her a house." Rod Stewart

14/07/2026
Last weekend, Paul Grant was proud to be part of the Management Rights Made Easy seminar on the Gold Coast, joining a fa...
15/06/2026

Last weekend, Paul Grant was proud to be part of the Management Rights Made Easy seminar on the Gold Coast, joining a fantastic panel of industry experts to share insights into the management rights sector.

It was a great opportunity to connect with both aspiring and experienced operators, discussing the opportunities within the industry and helping attendees better understand their finance options for entering or growing in the management rights space.

A big thank you to for organising such a valuable event and to everyone who attended.

If you’re considering a move into management rights and would like to explore your finance options, we’d love to help.

Address

4/31 Mary Street
Noosaville, QLD
4566

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61448813090

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