29/10/2026
Mapped it out: extra shifts on one side, one small change to a repayment on the other. 📊
⏰ The extra hours help, they just don't compound.
🔄 The structural change does, every single week.
💡 That's the bit no one tells first-time budgeters.
⚖️ More hours: linear, capped by the time you don't have.
✅ One repayment that's restructured: keeps working after you clock off.
If more hours isn't closing the gap, we can look at the structure with you 👉 https://ap1.hubs.ly/H01rkg_0