28/10/2026
0.15% doesn’t sound like much. Until it adds up to $115K.
This client came to us to see if their home loan was still working for them. We moved them to a competing lender with a rate 0.15% lower than they were on, and shortened their loan term by 2 years.
Yes, that added about $88 to their minimum monthly repayments. But over the life of the loan, it’s set to save them around $115,000 in interest, even after the refinance costs.
💲The cheapest option month to month isn’t always the smartest one. Our job is to look at the whole picture and find what fits you.
Is your rate still right for you? We’ll review your loan, compare it with other lenders and show you where you could save. Get in touch with us today!