CJG Finance

CJG Finance The finance and mortgage broker who's always in your corner. Property, business & asset finance specialist.

Personal customer service with a professional approach CJG Finance Pty Ltd ACN 653 677 877 Credit Representative 535787 is authorised under Australian Credit Licence 389328

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

Yes I am a proud Sunny Coast local, and it's true most of our clients call the South East QLD corner home.But finance do...
08/09/2026

Yes I am a proud Sunny Coast local, and it's true most of our clients call the South East QLD corner home.

But finance doesn't stop at the border. We've helped clients settle deals in WA, NSW, VIC — and plenty of places in between. 🏡

Here's the thing: a good finance broker isn't a "local" service. We do the running around, talk to the lenders, and sort the paperwork no matter which postcode you're in. You could be in Perth, Wollongong or right down the road in Mooloolaba — I aim for the same result.

Don't just take our word for it — swipe through to see some 5-star reviews from clients we've helped right across Australia. ⭐⭐⭐⭐⭐

So if you, your family or your mates need a hand with home, business or equipment finance — wherever they are — send them our way. Location's never been a problem.

📞 0402 413 917
💻 [email protected]

New google review! Thanks mate, this genuinely made my week. 🙏That phrase "step by step" is the bit I want to pull out, ...
06/09/2026

New google review! Thanks mate, this genuinely made my week. 🙏

That phrase "step by step" is the bit I want to pull out, because it's the heart of what I do.

A loan isn't just one thing. It's a whole series of them — working out your borrowing power, sorting the paperwork, understanding your goals, picking the right lender, structuring it properly, pre-approval, valuation, settlement. Each one matters, and each one deserves to be talked through so you actually know what's happening and why.

And here's the thing: it's completely okay if finance, loans and banking feel like a foreign language. Most people don't deal with this every day — I do. That's the whole point of me.

My goal isn't only to land you a great loan. It's for you to walk away understanding it — feeling empowered, confident and genuinely happy with the decision you've made.

Thank you for trusting me with yours.

📞 0402 413 917
💻 [email protected]

Excited to be off to a wedding this weekend. 👰🤵Marriage and a home loan: two things that legally tie you together for th...
03/09/2026

Excited to be off to a wedding this weekend. 👰🤵

Marriage and a home loan: two things that legally tie you together for the long haul with no easy way out. 💍🏡

The difference? One of them we can actually refinance into something better.
(It's the loan. Please don't refinance the spouse.) 😅

📞 0402 413 917
💻 [email protected]

31/08/2026

Ever wondered how much you can actually borrow?

We get it — not everyone's ready to sit down with a broker or bank just yet. Sometimes you're just curious about where you stand before you take the next step. That's exactly what these are for.

Our website has three handy calculators to help you plan in your own time — no appointment, no pressure:

💰 Borrowing Capacity – see how much you could borrow
📊 Loan Repayment – work out what the repayments look like
🏠 Stamp Duty – know the upfront costs before you buy

Whether it's the next home, growing the business, or new equipment — run the numbers and get a clear picture in minutes.

Just keep in mind they're a guide to get you started. When you're ready for the real picture — structure, rates, and what actually stacks up for your situation — reach out and we'll talk it through properly.

👉 Try the calculators: https://www.cjgfinance.com.au/ or follow link in bio.
📲 Or message us whenever you're ready.

📞 0402 413 917
💻 [email protected]

🌈 A little Friday wisdom in honour of Dolly. The deposit that took years to build. The knock-backs before you finally go...
28/08/2026

🌈 A little Friday wisdom in honour of Dolly.

The deposit that took years to build. The knock-backs before you finally got a yes. The budgeting nobody saw, the takeaways and nights out skipped, the "maybe next year" moments. That's the rain. ☔

The keys in your hand. The business that finally stands on its own. The portfolio quietly growing in the background. That's the rainbow. 🌈

When you're ready to chase the rainbow, that's where we come in.

📞 0402 413 917
💻 [email protected]

"You've hit your borrowing limit."Have you though? Or has one lender just decided you have?Almost every investor hits th...
26/08/2026

"You've hit your borrowing limit."
Have you though? Or has one lender just decided you have?
Almost every investor hits this wall. You buy one, maybe two, then go for the next — and the bank that loved you suddenly says no. But nine times out of ten you haven't hit your ceiling, you've hit that bank's appetite. Two very different things.
Usually it's one of these 👇
🔹 Cross-collateralised — the bank's tangled all your properties together, so one deal drags on the whole lot. Untangle it and equity reappears.
🔹 Rents read conservatively — some lenders shade your rental income down, others count far more of it. That gap alone can be your next deposit.
🔹 Same debt, assessed differently — how your existing loans and costs get treated varies wildly lender to lender. The "no" bank and the "yes" bank are staring at identical numbers.
A growing portfolio doesn't need the friendliest bank — it needs the right lender at the right stage, and a structure built to keep buying.
Been knocked back on the next one, or can feel the ceiling coming? Let's pull your portfolio apart and find the capacity that's actually there.

📞 0402 413 917
💻 [email protected]

Thanks for the review DT. Was a pleasure working with you.Talking through ideas is honestly the best part of the job. Wh...
23/08/2026

Thanks for the review DT. Was a pleasure working with you.

Talking through ideas is honestly the best part of the job. Whether a deal ends up going ahead or not, I'd rather give you straight, upfront advice so you can make the right call with all the numbers and information in front of you.

📞 0402 413 917
💻 [email protected]

📣 One income doesn't mean you're locked out of the market.My wife mentioned something the other day — she keeps seeing p...
20/08/2026

📣 One income doesn't mean you're locked out of the market.

My wife mentioned something the other day — she keeps seeing posts in the local mums' groups where single mums ask the same thing: "Can I actually borrow on my own? Could I ever buy my own place?" Usually followed by someone saying it's probably not possible on one income.

So let's clear it up. 👇

Under the Family Home Guarantee, eligible single parents and legal guardians can buy with as little as a 2% deposit and pay zero Lenders Mortgage Insurance — the government backs up to 18% of the loan.

On a $700,000 Sunshine Coast home, that's the difference between saving:
🔴 $140,000 (the usual 20%)
🟢 $14,000 (2% under the scheme)

And the bits most people don't realise:
✅ You don't have to be a first home buyer — owned before with an ex? You may still qualify.
✅ Income like child support, Family Tax Benefit and Centrelink can count toward servicing — but every lender treats them differently.

As mentioned above, it's not just single mums — single dads and legal guardians raising kids on their own can qualify too. Places are limited and eligibility criteria apply, so let's just run your numbers and give you a straight answer on where you stand. No cost, no pressure.

📞 0402 413 917
💻 [email protected]

18/08/2026

Client Story 💛

We're lucky — we get to be part of a lot of feel-good moments. New homes, new premises, new gear that helps a business grow.

But this one? This is one of our favourites.

A client came to us searching for finance to buy a truck. Not just any purchase — this was the truck that would let them step out on their own, start their own business, and stop working for someone else.

We got it across the line. And they drove away at the start of a whole new journey. 🚚

Here's what they had to say:

"Colin was such a great help — friendly, always keeping in touch and letting me know what was going on every step of the way. He got the finance across the line and I was able to buy my first truck and start working for myself. I honestly couldn't have asked for a better experience, and I'll definitely be a repeat customer."

This is the stuff that makes the job worth it. Not the deal itself — but what the deal makes possible.

If you're standing at the start of your own new journey, we'd love to help you take the first step. 👊

📞 0402 413 917
💻 [email protected]

Thank you so much for your feedback. It was our absolute pleasure to help you and this is why we do what we do!📞 0402 41...
16/08/2026

Thank you so much for your feedback. It was our absolute pleasure to help you and this is why we do what we do!

📞 0402 413 917
💻 [email protected]

Address

Mountain Creek, QLD
4557

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm

Telephone

+61402413917

Website

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