Thinking Big Finance

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Thinking Big Finance Helping you finance life's BIG investments
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Small businesses currently owe close to $35.9 billion in collectable tax debt, around 66% of everything owed to the ATO,...
15/10/2026

Small businesses currently owe close to $35.9 billion in collectable tax debt, around 66% of everything owed to the ATO, and more than 1.3 million businesses carried a balance in the 2024-25 year, averaging almost $27,000 each.

If you've been told your tax position rules out a refinance, that may no longer be the case.

ATO debt consolidation now allows eligible borrowers to roll outstanding tax debt into a refinance instead of managing it separately.

Running a solid business but sitting on ATO debt?

It's worth revisiting. Get in contact and we'll see where you stand.

Even a small interest rate change can shift your monthly repayments more than you'd expect. Understanding how your loan ...
12/10/2026

Even a small interest rate change can shift your monthly repayments more than you'd expect.

Understanding how your loan responds, whether you're fixed, variable or a mix of both, makes it easier to plan ahead rather than react when rates move.

Want to know how a rate change would affect you? We can run the numbers together.

Your credit score affects more than just approval, it can affect the rate you're offered too. Simple habits like paying ...
08/10/2026

Your credit score affects more than just approval, it can affect the rate you're offered too.

Simple habits like paying bills on time, keeping credit card balances low and avoiding multiple loan applications in a short window all feed into how lenders see you.

Not sure where your credit sits? We can help you get finance-ready.

Interest rate lookout: a few things worth keeping an eye on... Rate movements can affect your borrowing power, your repa...
05/10/2026

Interest rate lookout: a few things worth keeping an eye on...

Rate movements can affect your borrowing power, your repayments and whether refinancing makes sense right now. Staying across it means fewer surprises.

Want to know what it means for your situation? Send us a message.

Say hello to Georgia, part of the team here at Thinking Big Finance. Georgia works with clients across refinancing, debt...
01/10/2026

Say hello to Georgia, part of the team here at Thinking Big Finance.

Georgia works with clients across refinancing, debt consolidation and SMSF lending, and loves helping people turn a stressful financial situation into a clear, manageable plan.

Got a question for her? Feel free to get in touch.

Four borrower myths, busted.Whether it's assuming your bank will always give you the best deal, or feeling like you're s...
23/09/2026

Four borrower myths, busted.

Whether it's assuming your bank will always give you the best deal, or feeling like you're stuck, these are the beliefs that quietly cost people the most money.

Swipe through and see which ones you've believed.

Book a free discovery call through the link in bio if you want the real answer for your situation.

Spring on the Sunshine Coast means more listings and more competition.Buyers who have their finance sorted before they s...
21/09/2026

Spring on the Sunshine Coast means more listings and more competition.

Buyers who have their finance sorted before they start inspecting are the ones who can move quickly when the right place comes up, everyone else is playing catch up.

Get ahead of it. Sort your finance first so you can move fast when you find the right place. Link in bio to book a free discovery call.

Total equity and usable equity are not the same thing, and that mix up trips a lot of people up.Total equity is your pro...
16/09/2026

Total equity and usable equity are not the same thing, and that mix up trips a lot of people up.

Total equity is your property's value minus what you owe. Usable equity is the smaller portion a lender will actually let you access. Knowing which one you're working with changes what's actually possible.

Want to know your real number? Book a free discovery call, link in bio.

Fixed or variable? There's no one size fits all answer.Fixed gives you certainty over repayments. Variable gives you fle...
14/09/2026

Fixed or variable? There's no one size fits all answer.

Fixed gives you certainty over repayments. Variable gives you flexibility to make extra repayments or refinance without break costs. The right one depends on what matters more to you right now.

Let's work out what actually suits you. Link in bio to book a free discovery call.

Buying your first home shouldn't feel like guesswork.Between borrowing power, government support you might be eligible f...
09/09/2026

Buying your first home shouldn't feel like guesswork.

Between borrowing power, government support you might be eligible for, and working out what repayments actually look like day to day, there's a lot to untangle. We walk through all of it together, not just the parts that make it to the internet.

Let's map out exactly where you stand. Book a free discovery call through the link in bio.

Address

Sunshine Coast, QLD

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+611800847002

Website

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