Nic Don Finance and Property

02/11/2026

🏡 A property downturn can spell ‘opportunity’ for upgraders 🏡⁣
⁣
If you’re thinking of upgrading to your next home, a softer market can work in your favour. ⁣
⁣
Cotality reports weaker conditions at the more expensive end of most markets relative to lower-priced homes. ⁣
⁣
It’s a gap that can shrink the cash - or home loan - required to trade up. ⁣
⁣
Talk to us to know if you could save by upgrading in today’s market. 👇⁣
⁣
To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

30/10/2026

🌸 Spring home buying season is here! 🌸

The days are warmer, longer, and gardens are in bloom.

We’re in the busy Spring selling season!

This can put home buyers in the hot seat as fresh listings hit the market.

DM us today to explore first home buyer concessions and loan pre-approval! 👇

To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

28/10/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
⁣
That's the latest survey data from Compare the Market.⁣
⁣
But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
⁣
Otherwise it may reduce your borrowing capacity. 📉⁣
⁣
And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
⁣
Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
⁣
To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

26/10/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
⁣
Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
⁣
That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
⁣
And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
⁣
Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
⁣
Talk to us to know how BNPL could impact your loan application. 👇⁣
⁣
To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

13/10/2026

26/04/2026

REVERSE MORTGAGE — LET'S BUST THE MYTHS

Still think reverse mortgages are a bad idea? Here's what most people get wrong:

❌ "The bank owns your home" — No. You stay on the title. Always.
❌ "You'll owe more than it's worth" — Legally can't happen. A No Negative Equity Guarantee is written into every contract.
❌ "You pay interest on the whole loan" — Wrong. Interest is only charged on what you actually use. Draw nothing, pay nothing.
❌ "You're stuck making repayments" — There are zero mandatory repayments. Ever.

✅ What it actually is:
A way for Australians 55+ to unlock the equity sitting in their home — without selling, without repayments, and without losing ownership.

Use it to top up retirement income, fund a holiday, renovate before you sell, help the kids — whatever you need.

The loan repays itself from the sale of the property when you're ready to move on. Simple.

This could be for you, or it might be perfect for your parents.

Drop me a message or give me a call — I'd love to have a quick, no-obligation chat and see if it's the right fit. 👇

📞 0412 352099
📧 [email protected]

21/04/2026

Still paying your bank’s standard rate?

Your bank won’t call you to say you’re paying too much — but we will.

We work for YOU, not the banks.

A free home loan review takes minutes and could save you thousands. No cost, no obligation, just answers.
👇 Drop us a message or call today!

📞 0412352099

01/04/2026

🏠 First homebuyers are dominating the home loan market 🏠⁣
⁣
The number of new first home buyer loans rose 6.8% in the final quarter of 2025, outpacing investors and upgraders - according to ABS data. 📊⁣
⁣
It’s the biggest jump in first home buyer demand in two years. ⁣
⁣
What’s driving first home buyers? 🤔⁣
⁣
Increased support through the 5% Deposit Scheme and the new Help to Buy program, says the ABS. ⁣
⁣
Talk to us about your plans to buy a first home and we'll help you assess your borrowing capacity. ⁣
⁣
You could potentially be home loan ready right now. 👇⁣
⁣
To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/

30/03/2026

🏡 Could your siblings hold the key to home ownership? 🏡⁣
⁣
Siblings can often be relied on to share a drink or a game of backyard cricket. 🏏⁣
⁣
But now more Aussies are teaming up with their siblings to share the keys to a first home. 🔑⁣
⁣
NAB reports a 33% increase in friends and family members buying property together. ⁣
⁣
Pooling your resources can potentially help you crack the market sooner, or buy in an area you couldn’t afford solo. ⁣
⁣
If you think you and your sibling could make a great property team, talk to us to find out if co-buying could work for you. 👇⁣
⁣
To find out more, contact Nic Don on:

☎️ – 0412 352 099
💻 – [email protected]
🖥 – https://nicdonfp.com.au/book-a-meeting/