LogiX Financial Services Pty Ltd-Melbourne

08/09/2026

06/09/2026

This must be frustrating. Wow.

30/08/2026

The hats we wear.

26/08/2026

Do you have an interest in property? 🏡

I do. In fact, it’s pretty much what I do every day.

As a mortgage broker, my job isn’t simply to find a loan. It’s to understand what you’re trying to achieve, work through the options and build a finance strategy that works for you.

Whether you’re:

Buying your first or next home
Building an investment portfolio

Building or renovating
Buying or refinancing commercial property
Refinancing or restructuring existing loans
Or simply need a trusted sounding board before making your next move…

I’ve been fortunate to help hundreds of people fund their homes, investments, businesses and property dreams.

Sometimes you need a mortgage broker.

Sometimes you just need someone who knows the landscape and can help you make a plan.

[email protected]

Always happy to help. That’s what I do. 😊

26/08/2026

I wear many hats… sometimes all before lunch.
Given the variety of people, properties and scenarios I’m privileged to work with, changing hats is simply part of being a mortgage broker.
And today’s hat?
THE FIRST HOME BUYER HAT.
Why? Because it’s my post, and that’s what I feel like talking about. 😁
More importantly, amongst all the doom, gloom, interest-rate commentary and predictions about what the property market may or may not do next, there is some genuinely good news for First Home Buyers.
Government support available to eligible buyers has changed the game for many people — particularly those who have the income to support a home loan but don’t have a traditional 20% deposit plus costs sitting in the bank.
And despite what you may hear about the market being “dead”, “too difficult” or “not the right time”…
This month alone, I’ve helped no fewer than FIVE First Home Buyers successfully purchase and settle on their new homes.
Five different people.
Five different circumstances.
Five different homes.
There is no magic wand, and buying property always requires careful consideration. But sometimes uncertainty also creates opportunity — particularly for buyers who are prepared, pre-approved and ready to negotiate.
If buying your first home feels impossible, don’t assume it is.
Put on your First Home Buyer Hat and come have a chat.
You may be closer than you think.
And remember… never waste a good crisis. 😉

For a confidential discussion about your unique scenario
Contact me via DM, FB Messenger or Email
[email protected]

Also see the below link that has some useful information.


https://firsthomebuyers.gov.au/

08/08/2026

Looking for a magnificent house in the heart of Caulfield South ?

I have a client selling.

5 bedroom, 3.5 bath, land is 639sqm and house it 427sqm.

Priced right .

Contact me via DM or email me [email protected] for more info.

14/07/2026

**NEGATIVE EQUITY!!! 😱**

It's the phrase everyone seems to be talking about lately.

The media makes it sound like the sky is falling... but let's have a quick reality check.

Firstly, this isn't financial advice—just my thoughts after helping lots of people buy, sell and refinance homes over the years.

Negative equity simply means you owe more on your mortgage than your home is currently worth.

Sounds scary...

But here's the thing...

If you're not planning to sell tomorrow, does it really matter today?

Your home is still your home. The kids still make a mess. The dog still thinks the couch belongs to him. The mortgage still gets paid. Life goes on. 😊

Property prices move around all the time. Sometimes they're up, sometimes they're down. Even the weather, school holidays or a big AFL game can affect how many buyers turn up to an auction!

Negative equity really becomes important if you're planning to sell, refinance or borrow more money.

A couple of simple ways to reduce your risk:

🏡 **Put in the biggest deposit you comfortably can.** The lower your loan, the bigger the buffer if prices soften.

📅 **Plan ahead.** If you're buying and selling, be realistic. Don't expect to buy the bargain of the century while selling your own place for a record price. A good plan beats a lucky guess every day.

One thing I'm really proud of is that I've never had a client miss a settlement because we planned properly beforehand. That's not luck—that's preparation.

Markets rise. Markets fall. That's what they do.

Don't let scary headlines make decisions for you.

Take a breath, get good advice, have a plan and remember... your home is there to be lived in, not checked on every five minutes like your share portfolio! 😉

Have you been hearing more about negative equity lately? I'd love to hear your thoughts.

08/07/2026

08/07/2026