Mortgage Choice - Philip Meilak

10/06/2026

In an ever-changing lending landscape, customers are turning to Brokers over Banks. We deal with up to 35 lenders to find the right solution verses 1 bank and 1 product.
Looking to find the right home loan for you? Give me a call on 0466 945 092 to discuss your situation.

05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

28/05/2026

Nothing gives me more pleasure in my business than helping First Home Buyers making their dream to buy their home a reality!! I loved working with this amazing young couple.

26/05/2026

REVERSE MORTGAGES!!
Over 55?
Want to release equity in your home to live a more comfortable retirement. May be considered for the following purposes:
- Home Improvements
-Travel
-Buy a car
-Day to day expenses
-Pay off debt
-Fund aged care
-Home care

Conditions apply.
If this is something you would like to know more about contact me to discuss your options.
PH: 0466 945 092
Email: [email protected]

(The information provided in this post is for general education purposes only and does not constitute specialist advice.)

09/05/2026

A Happy Mother’s Day to all the amazing mothers out there.

08/05/2026

EOFY IS NEARLY HERE!!
With the June 30 deadline fast approaching. The Australian government’s $20,000 instant asset write-off for small businesses has been extended until 30 June 2026.
Contact me to discuss your options with asset/vehicle finance and beat the 30th of June deadline which is fast approaching.
Ph: 0466945092
email: [email protected]

05/05/2026

With the announcement to raise rates for a 3rd time this year and effectively wiping out all the reductions from last year. This is a major impact on homeowners meeting their loan repayments.
If you wish to review your mortgage, reach out.
Mob: 0466945092
Email: [email protected]

The Reserve Bank has raised the cash rate once again, increasing financial pressures on borrowers amid the highest inflation in three years.

30/04/2026

Importance for a First Home Buyer to have a good broker in their corner.
This week my client, a first home buyer, was looking to purchase a house after obtaining a pre-approval. They were looking to purchase before auction this weekend, I recommended that my client place an offer subject to Finance and Building Inspection.
The real estate agent said to the client that most likely the vendor won't accept the offer subject to finance, as it is too close to the auction day. the only way he may consider is if he was to increase his offer by $10K.
My advice to my client was, stick to your guns and place the offer you feel is right. I told him that the agent has an obligation to present every offer they receive to the vendor. The vendor subsequently accepted the offer on Monday night.
Fast forward to today, my client has received an unconditional approval and will now settle in 30 days.
Arm yourself with the right people and don't take no for an answer!
I am always in my client's corner!!

26/03/2026

The same client, with the exact same finances:
Bank 1: "We can lend them $850,000

Bank 2: " We can lend them $915,000

Bank 3: " We can lend them $950,000

It's not even about finding the bank that's going to lend the max; it's about understanding just how different the banks are.

Finding the right lender can change everything. That's why having a panel of 35+ lenders, like we do, is essential.

Need help with choosing a lender? I support clients. Australia-wide:
Call or SMS me on 0466 945 092
Email: [email protected]

*This is not financial advice; this is for educational purposes only.

Send a message to learn more

03/02/2026

RBA hikes rates for first time in two years: How much will your mortgage cost?

Contact me if you wish to review your home loan options.
PH: 0466 945 092
email: [email protected]