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Mortgage Choice Dharma Balaghee

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Australia
Melbourne, VIC
Mortgage Choice Dharma Balaghee

Get expert advice on your home and business loan options - including Ethical & Green Home Loan options.

We can take the pain away of trying to find the best home loan - whether it is buying your first home; upsizing or Refinancing for better rates !

03/11/2026

The RBA just increased the cash rate to 4.85% ‼️

That’s five hikes in 2026 alone and the highest cash rate Australian borrowers have seen in 18 years.

Instead of absorbing higher monthly repayments, let’s see where you stand. A home loan review could help you save money by negotiating a sharper rate with your current lender or by exploring more competitive options across over 35 lenders.

📩 Drop me a DM to book a home loan review today!

02/11/2026

Purchasing your very first home is one of the biggest milestones you’ll ever achieve. With a Mortgage Choice broker by your side, it doesn't have to feel overwhelming.

From figuring out how much you can borrow to navigating government grants and finding the right loan structure, you don't have to do it alone. I do the heavy lifting by comparing options from over 35 lenders to help you secure a loan tailored to your budget and goals.

Ready to turn your homeownership dream into reality? Send me a direct message today.

31/10/2026

Is your current home loan rate starting to spook you? 😱

Opening your monthly bank statement shouldn't feel like a horror movie. But if your interest rate hasn't been reviewed in the past 12 to 24 months, "rate creep" may have quietly driven up your monthly repayments.

As your home loan expert, I can benchmark your current rate against hundreds of options from over 35 lenders to help you find a better deal. Get in touch today to learn more.

27/10/2026

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious.

As your expert broker, I can help cut through the complexity for you. Sometimes a complete refinance unlocks major savings, other times a simple rate negotiation with your current lender does the trick. And occasionally? You'll discover you're already in a great spot.

The key is getting expert eyes on your situation so you don't miss out on potential savings. Book an appointment with me today.

23/10/2026

Taking that first step onto the property ladder?

While purchasing your very first home is an exciting milestone, navigating deposit requirements, bank policies, and paperwork can quickly get overwhelming. You don't have to figure it out alone.

I can help you compare loan options from over 35 lenders and help make your first home journey clear and straightforward, while saving you hours of paperwork along the way. Contact me today.

20/10/2026

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look at the bigger picture: your debts, expenses, savings, and employment history all play a crucial role.

The more prepared you are, the stronger your position. Contact me today so I can help you get ready before you even apply.

15/10/2026

If you are purchasing or refinancing a commercial property, you don’t always need to provide years of tax returns.

If you own a commercial property that’s rented out, a Lease Doc loan allows the property’s tenant to effectively ‘qualify’ the loan for you.

A lender will assess the strength of the tenancy and the lease agreement rather than your personal financial history.

Reach out today to learn more.

12/10/2026

Finding it tough to break into the property market? Why not team up with a partner, friend, or family member as a co-borrower! 🏡

Co-borrowing can help you boost your borrowing power and overcome market challenges, but remember, it also means sharing both the benefits and responsibilities.

Contact me today to learn more.

09/10/2026

Many people think refinancing is complicated, but it's actually quite straightforward when you have expert guidance!
I'm here to guide you through the process. Book an appointment with me today to explore competitive home loan deals tailored to your goals.

06/10/2026

If you own a commercial property, you’re probably sitting on a powerful tool: equity.

It could be worth exploring how you can leverage your existing assets to fund your next investment.

Whether you’re looking to diversify into a new asset class or expand your operational footprint, we can help with tailored finance solutions.

Reach out today to learn more.

Address

Ground Floor. 470 St Kilda Road
Melbourne, VIC
3004

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.mortgagechoice.com.au/dharma.balaghee/

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