18/05/2026
Understanding your borrowing capacity is often the first step in any property journey. đ§
Borrowing capacity is the maximum amount of money a lender is willing to loan you to purchase a property. It factors in your income, your existing debts, living expenses, and the lenderâs current interest rates, to ensure you can comfortably manage repayments.
We have access to market-leading rates from over 35 lenders, and each one may calculate your borrowing capacity differently.
Ready to find out where you stand? Letâs chat today for a quick assessment of your borrowing potential.