29/09/2026
The RBA increased the cash rate to 4.60% on September 29, 2026, its fourth hike this year,
A loan of $500,000 on a 25-year term paying principal and interest and a rate of 6.0% p.a. may see monthly repayments change from $3,222 to $3,298 - an increase of $76. If there are two cash rate increases, it could increase their interest rate to 6.5% p.a., which would see their monthly repayments increase by a total of about $154.