Biz Nerve

11/12/2024

As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and what’s being tipped for 2025. 🏡

As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and discover what the experts say may lie in st

11/12/2024

🏡 The home loan feature 70% of borrowers want 🏡⁣
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Seven out of ten borrowers are opting for a home loan offset account, according to a recent NAB report.⁣
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An offset account can let you put spare cash to work by paying down your home loan sooner.⁣
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How much could your interest payments be reduced by with an offset? 🤔⁣
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Let's say you have $20,000 in your offset account over the life of a 30-year, $400,000 home loan (with an interest rate of 6%).⁣
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You could save more than $87,000 in interest, and reduce your loan term by more than three years, according to Macquarie Bank.⁣
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Contact us to find out if a home loan offset account could be right for you. 👇⁣
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To find out more, contact Biz Nerve on:
☎ – 0499 831 111
💻 – [email protected]

10/12/2024

Making your life easier is our number one priority! Thanks for the review Ida! 😁

09/12/2024

✅ What to research when buying in a new development ✅⁣
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Searches to ‘buy’ on popular listing sites are up 7% compared to last year, according to PropTrack data. 📈⁣
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But with homes in tight supply, more buyers are looking at new developments.⁣
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If that sounds like you, here's a quick initial checklist to run through.⁣
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✅ Look into the developer’s and builder's track record.⁣
✅ Check out the estate’s masterplan to know what it offers.⁣
✅ How are the transport links?⁣
✅ Will the area have new schools and shops nearby?⁣
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If it all looks like it's stacking up, contact us about finance. ⁣
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We can run you through a range of loan options that are available when you buy/build a new home. 👇⁣
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To find out more, contact Biz Nerve on:
☎ – 0499 831 111
💻 – [email protected]

04/12/2024

The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. Is it a good idea? And can a weekender still stack up financially? 🏖

The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. But is it

04/12/2024

🏡 How might rate cuts affect home prices? 🏡⁣
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Speculation is mounting that the next move for interest rates could be down.⁣
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But if you're in the market to buy, be warned: this could lead to increased competition and push property prices up. 📈⁣
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Home prices could jump 0.6% nationally - a rise of about $5,000 - in just the first month following a rate cut, according to a recent Ray White analysis.⁣
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So, if you’re ready to buy now, why wait? 🤔⁣
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Today’s market offers more choice than we’ve seen in over three years, according to CoreLogic.⁣
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Your ideal home could be out there right now: and you might be able to comfortably afford it with your current borrowing capacity.⁣
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Contact us today to find out your borrowing capacity. 👇⁣
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To find out more, contact Biz Nerve on:
☎ – 0499 831 111
💻 – [email protected]

02/12/2024

😮 Where to buy a home with a $50,000 deposit 😮⁣
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Good news if everywhere seems outside your budget.⁣
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Below are a number of suburbs where it’s possible to buy a house or unit with a $50,000 deposit (according to Canstar):⁣
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- Sydney: check out Wiley Park, Jamisontown or Liverpool.⁣
- Melbourne: consider Melton South or Brunswick West.⁣
- Brisbane: head to Kippa-Ring and Bowen Hills.⁣
- Adelaide: consider Evanston, Elizabeth Sound, or Plympton.⁣
- Perth: think units in Belmont or East Perth.⁣
- Hobart: look at Clarendon Vale or Risdon Vale.⁣
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Ask us about the Home Guarantee Scheme too. 🏡⁣
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It can allow first home buyers to buy with just a 5% deposit and no lenders mortgage insurance. ⁣
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Or 2% for single parents. 👇⁣
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To find out more, contact Biz Nerve on:
☎ – 0499 831 111
💻 – [email protected]

28/11/2024

There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a pool can be affordable, but will it add value to your property? 🏊‍♀️

There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a pool can be affordable, bu

27/11/2024

🙌 Home buyers shift strategies, more go solo 🙌⁣
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A whopping 40% of first home buyers purchased a property on their own in the first six months of 2024, according to CommBank data.⁣
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How did they do it? 🤔⁣
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Well, apparently 45% of first home buyers are now using government-funded guarantees to get into the market.⁣
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That means tapping into initiatives like the First Home Guarantee, which requires just a 5% deposit and no lenders mortgage insurance.⁣
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Or 2% for single parents.⁣
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Contact us today to find out how you could get into a place of your own sooner. 👇⁣
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To find out more, contact Biz Nerve on:
☎ – 0499 831 111
💻 – [email protected]

25/11/2024

🚜 Does your business need to buy equipment? 🚜⁣
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If so, great news! The $20,000 instant asset write-off is in the process of being extended until 30 June 2025.*⁣
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This means a small business could immediately deduct the full cost of eligible assets valued under $20,000 when they start using them for business purposes between now and 30 June 2025.⁣
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Better yet, the $20,000 threshold applies on a per asset basis, so small businesses can instantly write off multiple assets. 👍⁣
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Lawn mowers, coffee machines, IT hardware, office and shop furniture, air conditioners, and forklifts are just some examples of assets you could purchase for your business.⁣
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Plenty of small businesses are taking advantage of the deadline extension. Several of Australia’s biggest banks report increases of up to 15% for lending for new equipment.⁣
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If you need help purchasing the asset with business-friendly finance, get in touch today to discuss your options. 👇⁣
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To find out more, contact Biz Nerve on:
☎ – 0499 831 111
💻 – [email protected]

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* This extension is not officially law yet. But the Bill is before parliament and information is on the ATO website.

20/11/2024

You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan. Here’s what you need to know. 🤔

You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work

20/11/2024

💪 Landing a home loan if you’re self-employed 💪⁣
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Rightly or wrongly, lenders can see self-employed borrowers as higher risk than employees.⁣
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So it helps to be prepared when applying for a home loan:⁣
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✅ Have evidence you’ve held an ABN for a year or two⁣
✅ Gather proof of income like your latest business activity statements and tax returns⁣
✅ Don’t hide your income (aka cash jobs) as it can reduce borrowing capacity, and⁣
✅ Grow savings to show you can handle home loan repayments.⁣
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If you're struggling to meet any of the above, you could even be eligible for a low-doc home loan designed especially for self-employed borrowers.⁣
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Talk to us for home loan help when you’re your own boss. 👇⁣
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To find out more, contact Biz Nerve on:
☎ – 0499 831 111
💻 – [email protected]