Red Dragon Financial - Senior Mortgage Broker - Stuart Lafranchi

06/08/2024

Buying your first home is a big step.
We all remember how scary this is and it can be very hard knowing what your lending potential is and what are the right steps to get underway.

The biggest item we see with property prices being the way they are is that saving for a deposit is very hard to achieve, especially when most have moved out of home and are already renting.

Plenty of banks will let you borrow up to 95% of the purchase price to help you with your purchase.
This is where it gets exciting.
Did you know that under the first home guarantee scheme that the government will then cover your lenders mortgage insurance also? This can be in the tens of thousands of dollars in savings. Conditions do apply however we can walk you through these to check if you meet the requirements.
Additionally, depending on the purchase amount and state you are purchasing in we can apply for a stamp duty waiver also.
Don't have genuine savings to equate to 5% deposit? We have potential solutions for this also. Certain lenders will consider your past rental payments in lieu of genuine savings being necessary.
Confusing isn't it?
This is why we encourage you to connect with our first home buyer specialists to help you get on the right journey in your preparation stages. With our support we can ensure that you are well equipped with a pre-approval and the knowledge to go shopping with confidence to purchase your first home.
We are here to help you.

Call one of our friendly team and we can book in a time to get you started.
Call Red Dragon Financial on 0439 437 909 anytime.
Proudly Australian owned and operated - supporting local families.

27/11/2023

Here’s 3 quick tips to help you pay off your mortgage years earlier that lenders don’t want you to know about.

02/11/2023

If you are coming off a fixed rate period or your current lender's interest rate is far too high then it's time to refinance and start freeing up your cash flow.

Don't pay loyalty tax or get taken for granted.

With so many smaller lenders now available to you if you're interest rate starts with a 6 then you are likely paying too much.

Reach out and find out how much we can save you with a quick and easy phone call.

Contact us on 0439 437 909 or email [email protected] today for more information.

22/11/2022

If you haven’t had your home loan reviewed I the last 12 months then chances are you’re paying far too much. At no cost to you we are happy to review your current mortgage and provide you with lending solutions to save you money.

If you haven’t had your home loan rate reviewed in the past year then we can do this for you. All our clients are reviewed annually to ensure their loans stay competitive in the market which typically them thousands each year. Call us on 0439437909 today to have your home loan reviewed or email is...

23/07/2022

Take advantage of the government grants available now to save you thousands off the deposit required to purchase your first home.
From as little as 2% required for single parents and 5% for first home buyers this opportunity to secure your own home has never been stronger.
Call us now to find out more on 0439 437 909
or email [email protected]

18/07/2022

If you're over 50 and are sitting back watching your current bank continue to increase your home loan interest rate month after month and don't think you can refinance because you are too old.

YOU ARE NOT ALONE.....

We see clients like this every week. this is simply not true in most cases.
With the right support and strategies we are able to secure great refinancing home loan rates better than most of the majors.
Even if you have never owned a home before and have been stuck renting. It's never too late.
This is an area we specialise in.
Make an appointment with one of our industry professionals and let us show you how to get back in control of your home loan finances.
Call Red Dragon Financial today for a confidential , no obligation appointment.
Call 0439 437 909

17/07/2022

- Is your current lender raising interest rates again?
- Do you now find yourself paying 3.5%+ and not sure what to do next?
- Don't get stuck taking their offer for granted. There are other solutions available to you.
- Current rates from as low as 2.61%, some with cashback. Free up your cash flow fast.
Call us for an obligation free consultation. We don't charge any fees.
Let us provide you with the sharpest rates available to suit your particular scenario.
Call Red Dragon Financial on 0439 437 909 today.

08/07/2022

The time for Investors is now.

Whilst home owners sit nervously awaiting interest rate movement, investors are moving in and snapping up bargains.
Equity gains are enormous right now with the market adjustments in many suburbs dropping 10-15% from just 6mths ago.
Rents are pushing upward as many home owners can't get into their first homes and cash flow positive properties are available for the taking.

Speak to our industry professionals now to organise your finance and take advantage of the bottom of a 10 year cycle in most states.
Call us now on 0439 437 909 to make a confidential, no obligation appointment