My Life Time Broker

12/03/2026

Brisbane apartment crisis: Shocking new data reveals supply threat

Brisbane’s apartment crisis has worsened, with existing stock set to run out within a month while 35 per cent of future supply risks never being built.

27/02/2026

CBA probes $1b in suspected fraudulent home loans, calls in police

The country’s largest bank is working to assess how many loans have been secured based on doctored applications, including documents created using AI.

01/12/2025

Australian Government Help to Buy Scheme Participating Lenders - 5th of December

What is the Help to Buy Scheme?

Help to Buy is a shared equity scheme which allows customers to purchase a home or construct on vacant land with as little as a
2% deposit. The Australian Government will contribute up to 30% of the purchase price for existing homes, or 40% for newly built homes. This can remove the need for Lenders Mortgage Insurance (LMI). The customer owns the home but shares some of the value with the Australian Government. When the customer sells their home, they will pay the government back their share.

How does the government contribution work?

The contribution from the government is a loan, however it is interest-free and regular repayments are not required. The loan is repaid when the home is sold.

The value of the government’s share is based on the property’s value at the time of sale, not a fixed dollar amount. This ensures that both the customer and the government benefit if the property value rises, and both share the loss if the value falls.

If the customer's circumstances change during the time they own the home (e.g. their income increases), the customer may need or want to make a contribution to reduce the government’s share.

Who is eligible?

Currently, Western Australia, South Australia and Tasmania have not passed legislation for this scheme.

Spots are limited to call now.

To find out if Help to Buy may suit you, answer a few quick questions in the Help to Buy eligibility tool. It only takes a few minutes and helps you check if you meet the key criteria. Please note: this tool is a general guide and a participating lender will confirm your final eligibility.

01/12/2025

Home Equity Access Scheme calculator - part two

01/12/2025

Home Equity Access Scheme - part 1

Eligibility Calculator

28/11/2025

Once we were young. Now I'm domesticated.

Jim Breuer: And Laughter For All is out now on Apple TV, Amazon Prime Video, Dish, DirectTV, Spectrum, Google Play and more! Watch FREE Comedy 24/7 on the Co...

27/11/2025

Are you being put at risk by borrowing more than you can afford? - The Australian Prudential Regulation Authority (APRA) - stepping in from February 2026

The banking regulator will impose new restrictions on home loans from early next year to limit the number of "high-risk" large loans being issued to customer...

03/11/2025

Home Loan Health Check DIY

31/08/2025

Home Guarantee Scheme changes | 1 October 2025

Housing Australia welcomes the Australian Government’s expansion of the Home Guarantee Scheme (Scheme) with unlimited places and increased property price caps to help more Australians to buy their first home, sooner.

14/07/2025

Latest Review

18/03/2025

BOQ Bank boss may have mansion mortgage relief, refuses to pass on rates cut to borrowers

See below ' A Current Affairs' report BOQ not passing on the 0.25% rate cut

To date, Bank of Queensland chief executive Patrick Allaway, who is responsible for Virgin Money's rate dec...

24/12/2024

🌟 A Heartfelt Congratulations and Warm Holiday Wishes 🌟

🎉🏆 I am thrilled to share that we have been awarded first place as the Mortgage & Commercial Finance Broker of the Year once again! This achievement is a testament to the hard work, dedication, and exceptional results of our incredible team—Lavinia, Glen, Georgia, and Josh. Your relentless effort and teamwork have made this possible. 🏆🎉

However, this victory is not ours alone. It is thanks to you, our wonderful customers, who have placed your faith in us. Throughout 2024, many of you have faced significant financial, emotional, and physical challenges. As we celebrate this achievement, we also want to take a moment to recognize your resilience and express our gratitude for your unwavering support and trust. Without your referrals and confidence in us, we would not be where we are today.

Thank you for believing in us and for choosing us as your finance lending team. Your continued support means everything to us. 🙏💙

As we look forward to the future, we remain mindful of the challenges many have faced this year. Our thoughts are with all our customers, and we hope that 2025 brings better and more positive outcomes for everyone.

Wishing you all a Merry Christmas and a Happy New Year! 🎄✨