29/09/2026
📈 RBA RAISES THE CASH RATE TO 4.60%
The RBA has today increased the cash rate by 0.25 percentage points, taking it to 4.60% effective 30 September 2026.
For mortgage holders, attention now turns to the banks — and how quickly they pass the increase through to variable home loan rates.
If your lender increases your rate, don’t just accept the new repayment and move on.
It’s worth checking:
🏡 Is your current rate still competitive?
💰 Could your existing lender offer better pricing?
🔄 Does refinancing stack up after costs?
📊 Is your loan still structured properly for what you’re trying to achieve?
A rate rise doesn’t automatically mean you should refinance — but it’s a good reason to review.
Want us to check your home loan? Get in touch with the BrokerCo team.
Refinance HomeLoanReview