What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm Saturday 9am - 12pm

Ume Loans

We help good people get the loans they need even if they don't fit the normal banks lending criteria. Ume Loans is a Australian owned & operated company.
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We are a fully licenced lending company and are regulated by ASIC. We were founded in 2009 to provide motor vehicle finance to customers whose circumstances are outside the bank’s criteria. The Global Financial Crisis (GFC) was the catalyst for the birth of our company. As the credit markets tightened and finance companies stopped lending many good borrowers were left without funding. Ume Loans now fills this gap in the lending market.

29/05/2026

Thank you Russell for taking the time to leave a 5-star review about your experience with Riley!

We are glad to have been able to assist you and look forward to doing so again in the future!

If you want to know what some of our other clients are saying, click on the link below!

https://bit.ly/3zpO8C6

24/05/2026

Ume Loans Best on Ground 🏅

For the month of April, we acknowledged Brady, one of our Account Managers as our Best on Ground.

Brady received Best on Ground for his consistency in going above and beyond with our existing customers to provide them with support. Brady always takes the time to make that extra call or send a message to support our customers in their journeys.

Well done Brady! 👏

14/05/2026

Bad credit reflects past financial events, not who you are now. With the right structure, borrowers may still access finance and rebuild their credit profile over time.

Our team at Ume Loans understands how stressful that can feel and we take pride in being your guide for when you need clear answers, not judgement.

In this blog we’ll explain what bad credit really means, what affects your credit score and how you may still qualify for finance even if your credit history is not perfect.

To read the blog, click on the link below!

https://bit.ly/4de9iD2

07/05/2026

Thank you Deborah for taking the time to leave us a 5-star review and sending through some photos of the dirt bike, it looks great! 👏

Thanks for choosing us to help you and we look forward to doing so again in the future!

If you want to know what some of our other clients are saying, click on the link below!

https://bit.ly/3zpO8C6

24/04/2026

Lest We Forget.

Today, we remember the courage, resilience and sacrifice of all those who served and continue to serve our countries. The spirit of the ANZACs lives on in the strength of our communities and the freedom we hold dear.

Thank you to all the brave men and women who gave their lives for our future, and to those who continue to serve. You are never forgotten.

16/04/2026

Navigating car finance with bad credit can feel overwhelming.

Many Australians find themselves stuck and being told “no” by the big banks only leaving you confused and thinking you won’t get the second chance you need.

We know that life happens and past mistakes don’t define your future. Instead of focusing only on your credit score and past mishaps, we look at where you are now and your current ability to repay your loan, helping you move forward confidently.

To help you understand what’s truly possible, we’ve debunked the most common myths about bad credit car loans.

To learn more, click on the link below!

https://bit.ly/4mwQIud

01/04/2026

Thank you so much Dylan for taking the time to provide this heartfelt review for Carys, she was very excited and appreciative for the feedback. 👏

We love that we've been able to help you purchase such a great vehicle for your family. You can't beat the sound of a Hemi V8. 😁

We look forward to helping you again in the future.

If you want to know what some of our other clients are saying, click on the link below!

https://bit.ly/3zpO8C6

16/03/2026

Ume Loans Best on Ground 🏅

For the month of February, we acknowledged Georgia, our Broker Credit Analyst as our Best on Ground.

Georgia has taken out our Best on Ground for the second month in a row for achieving another great result whilst continuing to support her team around her every day.

Well Done Georgia! 👏

24/02/2026

Getting a car loan with bad credit is still achievable, and specialist lenders like Ume Loans focus on your current financial stability, not just your past mistakes.

Getting approved for a car loan can feel impossible if your credit history isn’t perfect. Many customers that we speak with think this blocks them from buying a car altogether, but that’s not the case.

At Ume Loans we help everyday Australians access finance even with a low credit score. This guide explains how the process works, what lenders consider, and how bad credit car loans are still an achievable option.

To read our guide, click on the link below!

https://bit.ly/3MrfCOv

17/02/2026

Shopping for a car with bad credit can feel overwhelming. Interest rates may be higher, loan terms can be strict, and the choices often seem confusing. But you don’t have to face it alone.

At Ume Loans we specialise in helping everyday Aussies like yourself get back on the road, giving you the second chance you deserve, even when your credit isn’t perfect.

As your guide, we’ll share six essential tips to help you make confident decisions and protect your budget, so bad credit won’t stand in the way of getting the car you need.

To learn more, click on the link below!

https://bit.ly/3O3RiTe

Address

Suite 16 The Corporate Centre 13 Norval Court
Maroochydore, QLD
4558

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm
Saturday	9am - 12pm

Telephone

+61754433863

Website

http://umeloans.com.au/

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