What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm Saturday 9am - 12pm

Ume Loans

We help good people get the loans they need even if they don't fit the normal banks lending criteria. Ume Loans is a Australian owned & operated company.
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We are a fully licenced lending company and are regulated by ASIC. We were founded in 2009 to provide motor vehicle finance to customers whose circumstances are outside the bank’s criteria. The Global Financial Crisis (GFC) was the catalyst for the birth of our company. As the credit markets tightened and finance companies stopped lending many good borrowers were left without funding. Ume Loans now fills this gap in the lending market.

01/09/2026

Bad credit doesn’t have to stop you from getting a car loan, most myths are wrong, and you have more options than you think.

To help you understand what’s truly possible, we’re debunking the most common myths about bad credit car loans. These myths often create fear, confusion, or hesitation, but the truth is, you may have far more options than you think.

To learn more, click on the link below!

https://bit.ly/4zL80tO

28/08/2026

Ume Loans are your go-to source for bad credit loans in Australia. If you have a poor credit history, you may find it difficult to secure a loan from traditional lenders. However, at Ume Loans, we believe that everyone deserves a chance to access financing, regardless of their credit score.

Ume Loans finance all types of vehicles, from new and used motor vehicles to leisure vehicles like caravans, boats and jet skis. We can also provide bad credit personal loans should you need to cover unexpected expenses.

To learn more about us and how we can assist you, click on the link below!

https://bit.ly/3SjBAG5

20/08/2026

Even with bad credit, you can still have your dream wedding through secured personal loans that offer flexible, affordable, and credit-building financing options.

Let Ume Loans be your guide through our secured bad credit personal loans so you can make the happiest day of your life become a reality!

Don’t let past credit challenges hold you back from getting the wedding you deserve. To learn more about how we can help you, click on the link below!

https://bit.ly/4xQA2Cv

10/08/2026

Thank you Daniel for taking the time to leave us with a 5 star review about your positive experience with us! ⭐⭐⭐⭐⭐

We're glad to have been able to assist you and look forward to doing so again in the future.

If you want to know what some of our other clients are saying, click on the link below!

https://bit.ly/3zpO8C6

31/07/2026

Need a second chance to buy a boat? 🚤

We have a bad credit boat loan for you!

At Ume Loans, we understand that financial setbacks happen. But we don't believe they should define your future or stand in the way of your goals.

Whether you're purchasing new or used, from a dealership or a private seller, we give you the flexibility to buy the boat that suits your needs.

To learn more, click on the link below!

https://bit.ly/49nlktG

22/07/2026

If you’re a tradie, courier driver, or small business owner, your vehicle isn’t just a way to get around; it’s how you make a living. For many self‑employed Aussies, bad credit makes getting approved for a vehicle loan even tougher.

That’s where we step in. At Ume Loans, we specialise in helping people with bad credit, and our low doc car loan option, sometimes called a lite doc loan, removes the paperwork barrier.

To learn more, click on the link below!

https://bit.ly/4fNhRXZ

18/07/2026

Thank you Dave for leaving a great review about your experience with Emma and Ume! ⭐⭐⭐⭐⭐

We are very happy to have been able to find a solution for you, and look forward to being able to help you again in the future!

If you want to know what some of our other clients are saying, click on the link below!

https://bit.ly/3zpO8C6

12/07/2026

Bad credit reflects past financial events, not who you are now. With the right structure, borrowers may still access finance and rebuild their credit profile over time.

Many Australians feel stuck when they hear the words bad credit. It can feel like a label that closes doors. If you have missed payments in the past or have limited credit history, you might worry a personal loan is out of reach.

Our team at Ume Loans understands how stressful that can feel and we take pride in being your guide for when you need clear answers, not judgement. In this blog we’ll explain what bad credit really means, what affects your credit score, and how you may still qualify for finance even if your credit history is not perfect.

To read the blog, click on the link below!

https://bit.ly/4pqFgSn

03/07/2026

Bad credit doesn’t have to stop you from getting a car loan, most myths are wrong, and you have more options than you think. 🚗

To help you understand what’s truly possible, we’re debunking the most common myths about bad credit car loans. These myths often create fear, confusion, or hesitation, but the truth is, you may have far more options than you think.

To learn about these myths, click on the link below!

https://bit.ly/4pj6A5b

19/06/2026

Thank you Aluelcham for taking the time to leave us a 5-star review about your experience with Georgia!👏

We are glad that we were able to get you in to your dream car and look forward to helping you again in the future!

If you want to know what some of our other clients are saying, click on the link below!

https://bit.ly/3zpO8C6

Address

Suite 16 The Corporate Centre 13 Norval Court
Maroochydore, QLD
4558

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm
Saturday	9am - 12pm

Telephone

+61754433863

Website

http://umeloans.com.au/

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