Capita Finance - Zak Janceski

10/09/2026

A prenup isn’t planning for failure.

It’s creating financial clarity while you’re both on the same page.

Love with your heart. Plan with your head. 🧡

Speak with a qualified family lawyer and obtain independent legal advice.

08/09/2026

08/09/2026

SELF-EMPLOYED AND READY TO BUY? 🏡

You may have more lending options than you think.

If you’re self-employed, getting finance doesn’t always mean handing over years of perfect financials. Depending on your situation, there may be low-doc or alternative income verification options available.

I help self-employed Australians structure finance for:
• Home purchases
• Investment properties
• Business and commercial lending
• Refinancing and debt restructuring

Every scenario is different, so the key is knowing which lenders understand self-employed borrowers.

DM “SELFEMPLOYED” and I’ll take a look at your options.

Finance with Zak
Perth | Australia-wide
Credit criteria, fees and lending conditions apply.

08/09/2026

Actual borrowing capacity varies between lenders and applicants.

07/09/2026

Know your rights when building a modular home. Ask your builder or send me a DM. I have financed 100s of modular build across WA

06/09/2026

Buying a home doesn’t always have to be done alone. 🏡

Parents and their adult children may be able to apply together, combining their incomes to potentially increase borrowing power and enter the property market sooner.

However, everyone is generally responsible for the entire loan—not just their share—so the ownership structure, future plans and risks should be carefully considered.

Want to know if this strategy could work for your family? Send me a DM.

Eligibility and lending criteria apply. Consider obtaining independent legal and financial advice.

06/09/2026

Today, we celebrate the fathers, stepfathers, grandfathers and father figures who guide, protect and inspire us every day.

Happy Father’s Day from Finance with Zak. 🙌

05/09/2026

Success doesn’t follow one timeline.

Whether you’re buying a home, changing careers or building a business—it’s never too late to begin.

Stop comparing your chapter two to someone else’s chapter ten. Keep moving forward. 🙌

05/09/2026

By 30, you don’t need to have everything figured out—but building strong financial foundations can make a big difference.

Aim for:

💳 No bad debt
🛟 3+ months of expenses saved
📈 One year’s salary invested for retirement
💰 A 15% savings rate
🚗 No car repayments

You don’t need to achieve it all overnight. Start with one goal and build from there.

Which milestone are you working towards?

Oh and this is our dog Louie ☺️

MoneyTips PerthFinanceBroker

04/09/2026

Purchase price is permanent, interest rates aren’t.