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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Kelly's Finance Group

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Lambton, NSW
Kelly's Finance Group

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At Kelly’s Finance Group we are a finance broking firm, established in 1988 and based in the Hunter & Tamworth Regions. Contact us to find out more!

We can assist with arranging finance for the purchase of business personal & investment assets. We have long standing relationships with both our clients and lenders, working with a wide variety of industries and sectors. Our focus is to source the finance for your particular purchase, taking into account all facets of that need and to be consistently competitive in obtaining the best solution available in the marketplace. To assist us with this focus, we have accreditations with a wide range of lenders. Through one of our lenders, the Westpac Bank, we have won the Top 10 Introducer NSW Equipment Finance Award and the Loan Quality NSW Award in 2014, 2015, 2016, 2017 and 2018. We pride ourselves on providing a service that makes life and business easier for you. Although the phrase "finance broker" could be used to describe our service, we choose not to use this phrase as we are not obtaining a one off financial arrangement for you. Instead we want to initially arrange such financing but then be in a position of long term association to service your finance requirements.

02/11/2026

What Is a Balloon Payment in Asset Finance? 🎈

When financing a vehicle, truck, trailer or piece of equipment you may hear the term 'balloon payment'.

A balloon payment is an agreed amount that remains owing at the end of your loan term. By utilising the balloon payment at the end of your loan term, your regular repayments can be reduced throughout the life of the loan.

✅ Lower monthly repayments
✅ Improved business cash flow
✅ More working capital available for day-to-day operations

For many businesses, a balloon payment can be an effective way to acquire the assets they need while keeping cash available for wages, stock, marketing, or other opportunities.

It's important to remember that the balloon amount doesn't disappear. When the loan term ends, you generally have several options:

✔ Pay out the balloon from available funds
✔ Refinance the remaining balance (subject to approval)
✔ Trade or sell the asset and use the proceeds towards the payout

A balloon payment can be a great tool for improving cash flow when structured correctly. At Kelly's Finance, we help clients tailor their asset finance solutions with a clear strategy for both today and when the balloon falls due.

26/10/2026

🌟 CLIENT TESTIMONIAL 🌟

Helping clients achieve their property goals is what we're all about, and receiving feedback like this reminds us why we do what we do.

A huge thank you to Cyrus & Ozzie for trusting Dan and Vicki with their refinance journey. From the initial discussions right through to settlement, our team worked closely with them to navigate the process, provide clear guidance and ensure everything stayed on track even when unexpected challenges arose.

At Kelly's Finance Group, we know that property finance is about more than just securing a loan. It's about helping people move forward with confidence, knowing they have the right support behind them every step of the way.

We're incredibly grateful for the opportunity to assist and for such a thoughtful review. You can check out the full review below 👇

https://tinyurl.com/24zrh3am

22/10/2026

🚨 JUST FINANCED 🚨

Did You Know Kelly's Finance Group Offers Novated Leasing?

A non-maintained novated lease can be a cost-effective way for eligible employees to finance a vehicle through salary packaging. You choose and manage your own running costs, such as fuel, servicing, registration and insurance, giving you greater flexibility and control over your budget.

For many people, a non-maintained lease can be a more affordable alternative to a fully maintained novated lease, particularly if your vehicle running costs are lower than average or you prefer to manage those expenses yourself.

Whether you're considering a new or used vehicle, our team can help you understand your options and find the solution that best suits your needs.

We've recently been able to assist with novated lease finance for one of our clients for a 2026 Toyota RAV4 GR Sport PHEV in Eclipse Black 🚙

12/10/2026

🚨 JUST FINANCED 🚨

Every farming operation is different, which is why tailored, specialised finance solutions can make all the difference.

Kelly's recently helped one of our clients secure finance for 100 Angus heifers, allowing them to grow their herd while preserving working capital and maintaining flexibility for ongoing operational expenses.

Whether you're looking to expand, improve productivity, or capitalise on opportunities as they arise, Kelly's Finance Group can help structure a livestock finance solution tailored to your business.

Get in touch to discuss your livestock and agribusiness finance needs. 📞

05/10/2026

🚨JUST FINANCED🚨

Have you ever stopped to think about where your glass of w**e comes from? 🍷

Behind every bottle is a business investing in its future, from vineyards and equipment through to storage and production assets like w**e barrels. We recently assited a local Hunter w**ery secure finance for new w**e barrels for their next vintage.

It's a great reminder that finance isn't just about vehicles and machinery. The right funding solution can support businesses across a wide range of industries, helping turn plans for growth into reality.

29/09/2026

🚨JUST FINANCED🚨

We've just financed a new Toyota Hilux for one of our clients.
Every finance application is different, and the first option isn't always the best one.

Our client was asked to provide property as security for a new business vehicle purchase. By understanding their needs and exploring other lenders, we were able to secure the finance using the vehicle as security.

21/09/2026

🚨JUST FINANCED🚨
We recently helped a client finance a privately purchased Isuzu NLR, making the buying process smooth and straightforward. Private sales can sometimes present additional challenges, but with the right solutions in place, we can get the deal across the line successfully.

Thinking about purchasing a vehicle privately? Get in touch to see how we can help.

14/09/2026

🚨JUST FINANCED🚨

The Kelly's team is proud to help Bolla Contracting secure finance for their latest excavator. Another great addition to the fleet that will help keep projects moving efficiently. Thanks for the opportunity, and congratulations to the team at Bolla Contracting. We look forward to seeing the machine hard at work! 👏✅

27/02/2026

Kelly’s Finance Group were buzzing to be at yesterday’s sponsors’ breakfast with the reigning Premiers and Club Champions, Maitland Rugby Club, kicking off what’s set to be another huge year. Daniel Gilbert from our Property team and Director David Ward were flying the flag for Kelly’s, pictured here with Club President Pat Howard—who was looking smooth as ever!

17/11/2025

Financial wellbeing is linked to productivity. Learn how employers can make a difference.

Address

1/82 Elder Street
Lambton, NSW
2299

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+61249523988

Website

http://www.kellysfinancegroup.com.au/

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