Mortgage Alley

Mortgage Alley My name is Sheanne, I am a Mortgage broker helping Filipinos in Australia with their home loan needs.

02/09/2026

🏡 Kailan ba dapat bayaran ang deposit kapag bibili ng bahay?

It depends on what’s stated in your Contract of Sale.

Some contracts may require an initial deposit when you sign, with the balance payable later. That’s why it’s important to check the deposit amount and due date in your contract —don’t just assume. 👀

If you’re unsure, ask your conveyancer/solicitor and mortgage broker before transferring any funds.

01/09/2026

5% deposit or 10% deposit — which is better? 🤔🏡

A 10% deposit means a smaller loan and can give you more options.

But here’s the thing… how long will it take you to save that extra 5%?

While you’re saving, property prices could continue to increase — and the home you can afford today may cost more by the time you reach your 10% deposit.

Sometimes, buying sooner with a 5% deposit can make more sense than waiting years to save 10%.

It really depends on your income, borrowing capacity, savings and circumstances.

Before you decide to wait, find out what your options are first.

01/09/2026

Buying off-the-plan… is this actually a good option? 🏡🤔

There can be benefits, but there are also things you need to understand before signing a contract especially when it comes to your deposit, finance approval and valuation.

Kabayan, make sure you know the numbers first before you commit. 🇵🇭🇦🇺

Address

Unit 3, Lakeside Office Park 6-8 Liuzzi Street, Pialba
Hervey Bay, QLD

Telephone

+61743174048

Website

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