Multi Choice Mortgage Brokers Wide Bay

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Hervey Bay, QLD
Multi Choice Mortgage Brokers Wide Bay

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29/08/2025

Awww shucks, you're pretty amazing too, Dale! 🤜 🤛 Thanks for the lovely review 😊

20/08/2025

🏡 1 in 2 first home buyers use LMI to buy sooner 🏡⁣
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As home prices continue to rise, close to half (48%) of recent first home buyers paid for lenders mortgage insurance (LMI) to help them buy sooner rather than later, according to Helia statistics.⁣
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LMI can apply if you buy a home with less than a 20% deposit (and haven't tapped into the First Home Guarantee scheme).⁣
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It’s a one-off insurance premium that protects the lender if a borrower can’t repay their loan. ⁣
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But without paying LMI, you may have to wait until you’ve saved a bigger deposit to buy a place. 🙃⁣
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The risk is that by then, home prices may have climbed even higher.⁣
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Talk to us to understand how LMI could help you beat rising property prices, or if you're eligible for the federal government's First Home Guarantee scheme. 👇⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

18/08/2025

📈 How much did property prices increase over the last 10 years? 📈⁣
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It’s a bit of a common property myth, but do values really double every decade? 🤔⁣
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Well, not over the last 10 years, according to CoreLogic:⁣
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- Adelaide: 93.6%⁣
- Brisbane: 91.2%⁣
- Hobart: 86.4%⁣
- Sydney: 61.6%⁣
- Canberra: 60.7%⁣
- Perth: 55.6%⁣
- Melbourne: 43.8%.⁣
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So while the 10-year myth may be busted, many home owners have enjoyed healthy gains over that period.⁣
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Talk to us about a home loan that could help you get into the property market for the next 10 years. 👇⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

15/08/2025

We'll always go the extra mile for you - just like we did for Antionette! Thanks for the great review, it was our pleasure! 🤜 🤛

13/08/2025

🔑 Refinancing? Your LVR could be key 🔑⁣
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Your loan-to-value ratio – or LVR – shows the percentage of your home’s value you need to borrow. 🏡⁣
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The higher your deposit or home equity, the lower the LVR will be.⁣
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And a lower LVR means a lender could see you as a lower risk borrower. 😁⁣
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This could potentially see you rewarded with a lower interest rate. 😁⁣
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Talk to us to find out your LVR and we’ll search the market to help you find a competitive rate. 👇⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

11/08/2025

🏡 1 in 2 home owners are planning eco-upgrades 🏡⁣
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Half of Australian home owners are set to spend an average of $7,950 over the next 5 years, making their home more energy efficient, according to REA Group.⁣
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For 7 in 10 families it’s about saving on power bills. ⚡️⁣
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But 45% say they face a major hurdle – paying for green renovations.⁣
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Here’s the good news though: your home itself could help foot the bill. 🏡⁣
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That's because the equity you've potentially built up in your place could be a source of funds through refinancing (and potentially lower your interest rate in the process)⁣
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If you'd like to find out more, get in touch and we'll run you through your options. 👇⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

06/08/2025

👍 The pros and cons of interest-only home loans 👎⁣
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You may have seen that one lender recently launched a 10-year interest-only home loan for eligible borrowers.⁣
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So what's that all about? 🤔⁣
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Paying interest-only could lower your monthly repayments. So it can be handy if your budget is tight. 👍⁣
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The catch is that you don’t make inroads into the loan balance during that time.⁣
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You could even end up paying more in interest over the life of the loan compared to principal and interest repayments.⁣
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But if property values go up over the loan term, potentially so does your equity in the property (but vice versa if values go down!).⁣
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Not sure which way to go?⁣
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Get in touch and we can run you through your options. 👇⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

04/08/2025

🤔 Could your credit card impact your home-buying plans? 🤔⁣
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Your credit card may be small in size. ⁣
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But it could still have a big impact on your home buying plans if you have one, or multiple, credit cards with a high credit limit.⁣
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That's because when lenders assess your borrowing power they tend to look at your credit card limit – not the current card balance.⁣
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The bigger the credit limit, the bigger the potential impact on the amount that you can borrow. 😅⁣
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And that applies for each credit card you or your partner have open - even if the amount you owe is $0.⁣
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So what could you do? 🧐⁣
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Well, if you’re not planning to use your card’s full limit, you could consider lowering it (or even closing the account completely).⁣
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This could increase your borrowing power and potentially get you over the line for the home loan of your choice. 👍⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

01/08/2025

It makes our day when our clients leave us a cracker of a review like this one so we couldn't help ourselves but share 😊 Thanks for the amazing review Sandip!

30/07/2025

😮 The average Australian home now costs $1 million 😮⁣
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The average home price nationally has passed the $1 million mark for the first time, according to ABS statistics.⁣
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A big driver of the recent price growth is the latest rate cuts – plus expectations of more to come, according to CoreLogic.⁣
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And it may not end there. ⁣
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Experts at PropTrack say tight housing supply and population growth could push prices higher. 📈⁣
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And they add that some buyers have accelerated their purchase decisions as a result.⁣
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That’s because buying today could mean paying less compared to holding out and waiting to see if prices fall (and then end up not doing so).⁣
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Talk to us to find out if you've got the borrowing power for your next (or first) home purchase. 💪⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

28/07/2025

📈 What’s behind the recent surge in property investors? 📈⁣
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New investor loans are close to highs not seen in nearly a decade, according to PropTrack.⁣
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Rents are rising and are expected to keep growing. ⁣
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Prospects for capital gains are positive, too. 🏡⁣
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A NAB survey shows property values are expected to rise 2.3% nationally over the next year.⁣
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That’s followed by expected gains of 3.1% the year after.⁣
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Add in the prospect of further rate cuts in 2025, and that's a lot for investors to look forward to.⁣
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Not sure if you're ready to become a property investor?⁣
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Call us today and we'll help you crunch the numbers. 👇⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

23/07/2025

🏚️ 4 in 5 homeowners are apparently skipping home maintenance 🏚️⁣
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They say home is where the heart is, but it seems many aren't putting their heart into their home. ⁣
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84% of homeowners are falling behind on their home maintenance, according to Allianz. 😮⁣
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Here are 3 key areas they recommend home owners focus on:⁣
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1. Regularly check flexi hoses to avoid water damage.⁣
2. Clear debris from your roof and gutters to prevent drainage issues⁣
3. Check the bathroom for signs of leaks.⁣
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Short on funds to carry out maintenance?⁣
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Your home equity could be one potential source. Get in touch to find out whether it could help keep your home in shape. 👇⁣
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To find out more, DM us or contact Multi Choice Wide Bay on:

☎️ – 0407 765 174
💻 – [email protected]

Address

Hervey Bay, QLD
4655

Telephone

+61407765174

Website

http://www.multichoice.com.au/

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