Nectar Mortgages: Peter Waterhouse

03/07/2024

Keeping track of multiple debts like credit cards, personal loans and car loans can be a headache😵‍💫 especially with high interest rates 📈
Debt consolidation could decrease your number of debts by absorbing them into your home loan📉 and potentially save you money each month too💵*
Interested? Find out more about debt consolidation here👇

*𝘊𝘰𝘮𝘣𝘪𝘯𝘪𝘯𝘨 𝘴𝘮𝘢𝘭𝘭𝘦𝘳 𝘥𝘦𝘣𝘵𝘴 𝘸𝘪𝘵𝘩 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘮𝘦𝘢𝘯𝘴 𝘢𝘥𝘥𝘪𝘯𝘨 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘵𝘰𝘵𝘢𝘭 𝘭𝘰𝘢𝘯 𝘷𝘢𝘭𝘶𝘦. 𝘛𝘩𝘪𝘴 𝘮𝘦𝘢𝘯𝘴 𝘺𝘰𝘶 𝘤𝘰𝘶𝘭𝘥 𝘦𝘯𝘥 𝘶𝘱 𝘱𝘢𝘺𝘪𝘯𝘨 𝘮𝘰𝘳𝘦 𝘪𝘯 𝘵𝘩𝘦 𝘭𝘰𝘯𝘨 𝘳𝘶𝘯. 𝑌𝑜𝑢 𝑠ℎ𝑜𝑢𝑙𝑑 𝑎𝑙𝑤𝑎𝑦𝑠 𝑠𝑝𝑒𝑎𝑘 𝑡𝑜 𝑎 𝑞𝑢𝑎𝑙𝑖𝑓𝑖𝑒𝑑 𝑚𝑜𝑟𝑡𝑔𝑎𝑔𝑒 𝑏𝑟𝑜𝑘𝑒𝑟 𝑏𝑒𝑓𝑜𝑟𝑒 𝑑𝑒𝑐𝑖𝑑𝑖𝑛𝑔 𝑡𝑜 𝑐𝑜𝑛𝑠𝑜𝑙𝑖𝑑𝑎𝑡𝑒 𝑑𝑒𝑏𝑡.

Keeping track of your car loan, credit card debt, and mortgage isn't easy. A debt consoliation loan can help you stay on track.

16/11/2022

To all my wonderful clients and contacts, I have recently retired from the industry.

In my place, the highly capable Kristie Waite will be picking up where I left off and caring for your mortgage and other finance requirements.

Just like me, Kristie prides herself on delivering exceptional customer service and will go the extra mile to find you the right loan.

You can contact Kristie on 0428 134 913 or check out her website: https://www.nectarmortgages.com.au/kristiewaite/

It's been an honour to help so many incredible people achieve their financial goals, and I wish you all the best for the future.

Peter.

Expert mortgage broker in Sunshine Coast & Brisbane. Helping first home buyers and investors buy property and refinance to lower repayments.

14/11/2022

Home loan application cut-off dates 2022 🏦 ✂️
🔹NAB and ANZ will stop taking new applications after 28 Nov and 2 Dec respectively.
🔹Other banks will probably follow similar timelines.
If you want to get a new loan application in, now’s the time. Get in touch with us 📱💬We’ll do the legwork and help streamline the process.

11/11/2022

Want to take out a home loan 🏦💵but not sure how much you can borrow?
Use our handy calculator to get an idea👇
nectarmortgages.com.au/how-much-can-i-borrow-mortgage-calculator/

10/11/2022

Time to review your budget heading into summer? 😎
Laying out your income and expenses is a great way to see where you could save for the silly season 💰🎁
nectarmortgages.com.au/budget-calculator/

Planning a budget is key to saving for and repaying a home loan. Work out what you could afford to repay on top of expenses. Calculate now.

09/11/2022

BANK RATES UPDATE!

Banks are updating their rates after the RBA announcement of the 0.25% cash rate rise.
Find out if your lender will change their rates and when 👇

MARK THE DATES📅 ✏️
The following banks have already applied the 0.25% increase:
Auswide Bank, Bank of Melbourne, Bank of Queensland (BOQ), BankSA, Bankwest, Bendigo Bank, ING, Loans.com.au, Macquarie Bank, ME Bank, Newcastle Permanent, St George, Suncorp Bank, Virgin Money

We are still waiting for the rate change announcement from the following lenders: AMP, Greater Bank, MyState Bank.

We’re keeping a lookout for important updates 👀 Stay tuned for more details.
Want to review your mortgage options before the increase takes effect? Get in for a no-obligation home loan health check 📱 💬

08/11/2022

One way we help our clients is by sharing market updates and helpful guides in our blog🤓📖
The more you know, the more comfortable you'll feel about your finance and the borrowing process.
Click on the link below to browse our great selection of articles 👇
nectarmortgages.com.au/blog/

06/11/2022

Rising cash rates and inflation could mean a slightly more expensive Christmas this year🎄especially for those coming off fixed-rate mortgages.
But there are ways to save on your loan. You could:

✅ Negotiate with your current lender.
✅ Refinance with another lender.

We can help you with both. Get in touch 📱💬to discuss how you can have a more comfortable Christmas.

04/11/2022

Today we’re wrapping up the budget's housing-market announcements with a summary of the following initiatives:

🔺The development of a National Housing and Homelessness Plan, which will make it easier to buy or rent homes and also find housing solutions for homeless Australians.
🔺There are plans to establish a National Housing Supply and Affordability Council, who will independently advise the government on housing policy.

We are always on the lookout for initiatives that make it easier to buy a home. If you’d like to talk to someone about your financial goals, feel free to get in touch 📱💬

03/11/2022

UPDATED BANK RATES
The Big Four — ANZ, CBA, NAB and Westpac — have announced their updated rates following the 0.25% cash rate increase by the RBA.

MARK THE DATES ✏️📅
As of 11 November, ANZ, NAB and CBA will apply the 0.25% rate rise to their variable rate home loans.
Westpac will be doing the same from 15 November.

Keep your eyes on this space 👀for any new updates.

If you’re thinking about reviewing your loan options before the increase, get in touch with us today 📲💬for a no-obligation home loan health check.

02/11/2022

There are a number of existing grants available to help you buy a home:
👉The First Home Guarantee scheme – which allows eligible buyers to get a mortgage with a deposit as low as 5%
👉The Family Home Guarantee scheme – which allows eligible single parents to get a mortgage with a deposit as low as 2%
👉The Defence Home Ownership Assistance Scheme – which helps current and former Defence members achieve home ownership. The government has pledged an additional $46.2 million to the scheme.

There are also new grants like:
👉The government’s Regional First Home Buyer Guarantee - which will support 10,000 new homeowners each year until 30 June 2026
👉The Help-to-Buy Scheme – which will help up to 40,000 eligible Australians buy a home through a shared equity scheme with the government. It is set to commence from July 2023.

Contact us 📱💬 to find out more about these grants and whether you qualify.
We'll be going into more detail about how the budget will affect the housing market over the next few days. Stay tuned for more 📺