Mortgage Choice in Gymea

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Mortgage Choice in Gymea Your local award-winning team - Home Loans, Wealth through Investment Property, Equipment Finance. Welcome to our Facebook site! We look forward to meeting you.

Hi, my name is Ben Herden, I head the experienced team at Mortgage Choice at Gymea, your Mortgage Choice Mortgage Broker for the Sutherland Shire. I'm very proud of the team at Mortgage Choice Gymea who have taken out various awards since kicking off in 1999, including the Sutherland Shire Small Business Awards for Professional Services (twice), Mortgage Choice National Business Excellence Awards (3 years in a row), various Mortgage Choice NSW BEA awards, MFAA finalists and Mortgage Choice High Flyers a number of times. Thank you to all our clients and business partners for helping us achieve this! As local home owners and active participants in the Shire community, there’s nothing we enjoy more than helping our clients realise their property goals in the area, and we’d very much like to help you. Whether it’s your first home or an investment property, if you wish to relocate to the area or wanting to look at refinancing options for your existing loan, my team and I are here to help. The Sutherland Shire Team
Finding a home loan or refinancing is something most only do a few times throughout their life, but for me and my team it’s what we do day in, day out. We know the local property market and the broader lending landscape intimately and we work with you to find the loan that’s right for you. I’ve been a Mortgage Broker for more than 17 years, and between my team & I we’ve helped hundreds upon hundreds of clients with their loan needs (well over a BILLION $$$$ in approvals). Our performance in this area has been well recognised. We have been regular winners and finalists of the Mortgage Choice Business Excellence Award, we have won numerous local Small Business Awards and we are keen contributors to the local community through our work with schools, clubs and the Chamber of Commerce. You may even have seen me on TV or read one of my articles as I am often consulted on issues surrounding property and investment. Yes, we are very proud of our work and the recognition, but the main reason I highlight it here is to let you know that when you work with us, you are working with a truly local team of experienced and committed professionals. Beyond Home Loans
Together with our home loan services, we can help with:
- equipment finance and leasing
- commercial loans
- car loans
- Financial Planning
- insurance

To further share our expertise, we also run regular seminars for First Home Buyers and for those looking at Investment Property - call us to see when our next seminar is. Mortgage Broking - The Process

Here's how we work:

1. Initial Consultation - come in or we can come to you and we’ll discuss your goals and circumstances. It’s free, without obligation and fully confidential.
2. Loan Choice - we’ll assess hundreds of loan products from a broad range of lenders, present you with detailed information, then work with you, answering your questions to help you make the right home loan choice.
3. Application to Settlement - we take the hassle out of the home loan process. We’ll complete and submit the appropriate documentation then follow the application though to settlement.
4. Future Needs - as long term Shire locals and Mortgage Broking professionals, we’ll be here for you down the track should you have a question. Let’s get started - give us a call or click on the link to set up a time to meet. We can meet in our Gymea Bay Rd offices or we can come to you. Ben Herden and Team

Providing the best service to our clients since 1999. Servicing Cronulla, Caringbah, Miranda, Gymea, Kurnell, Bundeena, Maianbar, Lillipilli, Burraneer, Woolooware, and much more - we have clients all over the place! This Facebook business page belongs to Mortgage Choice in Gymea / servicing the Cronulla Marketing Area, which is owned and operated independently by Herden Family Investments Pty Ltd ATF Herden Family Trust. The opinions and statements made on this page are my responsibility and do not represent that of Mortgage Choice Limited or other franchisees.

Is your current home loan rate starting to spook you? 😱  Opening your monthly bank statement shouldn't feel like a horro...
31/10/2026

Is your current home loan rate starting to spook you? 😱
Opening your monthly bank statement shouldn't feel like a horror movie. But if your interest rate hasn't been reviewed in the past 12 to 24 months, "rate creep" may have quietly driven up your monthly repayments.
As your home loan expert, I can benchmark your current rate against hundreds of options from over 35 lenders to help you find a better deal. Get in touch today to learn more.

28/10/2026

We have a winner! Congratulations Lyla B! Not only was she the only one to correctly guess the number of chocolate coins, but she was also the first guess of the day. What are the chances?

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious. As your expert team of b...
27/10/2026

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious.

As your expert team of brokers, we can help cut through the complexity for you. Sometimes a complete refinance unlocks major savings, other times a simple rate negotiation with your current lender does the trick. And occasionally? You'll discover you're already in a great spot.

The key is getting expert eyes on your situation so you don't miss out on potential savings. Book an appointment with us today.🤑

Taking that first step onto the property ladder? While purchasing your very first home is an exciting milestone, navigat...
23/10/2026

Taking that first step onto the property ladder?

While purchasing your very first home is an exciting milestone, navigating deposit requirements, bank policies, and paperwork can quickly get overwhelming. You don't have to figure it out alone.

We can help you compare loan options from over 35 lenders and help make your first home journey clear and straightforward, while saving you hours of paperwork along the way. Contact us today. 02 9525-4544

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look a...
20/10/2026

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look at the bigger picture: your debts, expenses, savings, and employment history all play a crucial role.

The more prepared you are, the stronger your position. Contact me today so I can help you get ready before you even apply.

19/10/2026
19/10/2026

Who DOESN'T want kilos of chocolate coins? Enter our Guessing Competition to win what must surely be 50 kg of chocolate coins! Only at the Gymea Festival this Sunday, 25th October (ok, so it may not be 50 kg of chocolate coins, but it's a lot!). Terms & conditions will apply. Come see us on Sunday, from 9am! One entry per person.

29/09/2026

If you're thinking of buying but aren't sure about the current environment, here's an interesting video from a local real estate guru, Peter James Realty

It’s always nice to get new and exciting neighbours. We have a new cafe opening a few doors down and it looks terrific. ...
29/09/2026

It’s always nice to get new and exciting neighbours. We have a new cafe opening a few doors down and it looks terrific. Great coffee! (picked up a sample this morning). Officially opens on Tuesday.

🚨 The RBA has increased the cash rate to 4.60%. 🚨 With the cash rate increasing, now is the perfect time to review your ...
29/09/2026

🚨 The RBA has increased the cash rate to 4.60%. 🚨

With the cash rate increasing, now is the perfect time to review your home loan options, because you could be paying more than you need to.

Plus, here are 20,000 more reasons to take at look at your options.

When you apply to refinance your loan by 18 October, you’ll automatically go in the draw to win $20,000! 💸

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

Address

105 Gymea Bay Road
Gymea, NSW
2227

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