Wyze Finance Pty Ltd

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Wyze Finance Pty Ltd HOME LOANS, REFINANCE LOANS, VEHICLE FINANCE, BUSINESS FINANCE. At Wyze Finance we are passionate about finding the right lending solutions for all!

Wyze Finance is a specialist Mortgage Broker located in Miranda, NSW. The services we offer include residential home loans, refinance loans, financing for business, business finance, commercial finance, SMSF loans, and more. Although we are based in Miranda, we service clients from Sylvania Waters, Taren Point, Caringbah, Woolooware, Cronulla, Caringbah, Caringbah South, Yowie Bay, Gymea, Gymea Bay, Kirrawee, Sutherland, Kareela, Bonnet Bay, Como, Jannali, Oyster Bay, Loftus, Grays Point, Engadine and all surrounding areas. If you are looking for the best Mortgage Broker in Miranda, look no further!

28/10/2026

Is your business finance still working as hard as your business?

With more lenders and loan products available today than ever before, your existing business or commercial loan may no longer be as competitive as it once was.

A simple review could reveal opportunities to improve flexibility, features or pricing, while ensuring your lending structure still aligns with your business goals.

Of course, refinancing may involve fees or changes to your loan terms, but the potential benefits could outweigh the costs.

If it's been a while since you've looked at your business finance, now could be a great time for a review.

Credit Representative 491799 is authorised under Australian Credit Licence 389328.
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

Self-employed? Your home loan options may be broader than you think.Every lender has its own approach to assessing self-...
22/10/2026

Self-employed? Your home loan options may be broader than you think.

Every lender has its own approach to assessing self-employed income, which means your eligibility and borrowing options can vary.

In some cases, alternative-documentation loans may be available, although these can come with different rates, fees and lending limits.

That's why taking the time to understand your business and financial position is so important before applying.

If you're self-employed and considering buying a home, purchasing an investment property or refinancing, I'd love to help you explore your options. Get in touch for a chat.
Credit Representative 491799 is authorised under Australian Credit Licence 389328.
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

New season, new plans... maybe even a new set of wheels?If a car, ute, or truck upgrade is on your radar this spring, it...
20/10/2026

New season, new plans... maybe even a new set of wheels?

If a car, ute, or truck upgrade is on your radar this spring, it's a great time to explore your finance options.

A quick chat with a finance broker can help you understand what's available before you start shopping.

Ready to get moving? Let's have a chat. 🚗☀️
Credit Representative 491799 is authorised under Australian Credit Licence 389328.
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

The property market isn't moving at the same pace everywhere.Many buyers are taking longer to research, compare loan opt...
16/10/2026

The property market isn't moving at the same pace everywhere.

Many buyers are taking longer to research, compare loan options and understand what they can comfortably afford.

The best-prepared buyers are often the ones ready to act when the right opportunity comes along.

Thinking about buying? Let's discuss your options so you can move forward with confidence.
Credit Representative 491799 is authorised under Australian Credit Licence 389328.
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

Many people know me for helping clients with home loans.But that's only part of what I do.Whether you're refinancing, up...
14/10/2026

Many people know me for helping clients with home loans.

But that's only part of what I do.

Whether you're refinancing, upgrading equipment, expanding your business, exploring commercial property opportunities or seeking SMSF Finance, I may be able to help.

If you're not sure where to start, let's talk.
Credit Representative 491799 is authorised under Australian Credit Licence 389328.
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

Saving a deposit is often the biggest focus for home buyers.But it's not the only cost to consider.Knowing the full cost...
07/10/2026

Saving a deposit is often the biggest focus for home buyers.

But it's not the only cost to consider.
Knowing the full costs involved can help you budget with confidence and feel prepared throughout the buying journey.

Looking to buy a home soon?

Get in touch and let's talk through what to expect.

Credit Representative 491799 is authorised under Australian Credit Licence 389328.
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

29/09/2026

The RBA announced its September cash rate increase today, taking the official cash rate to 4.60%.

This is the highest level we’ve seen in 15 years, with the cash rate last reaching 4.60% in November 2011.

While higher interest rates continue to create challenges for many households, they are also contributing to a cooling property market. The typically busy spring selling season has been more subdued, with many buyers taking a cautious approach and fewer new properties coming to market.

For those looking to enter the market, however, changing conditions may present opportunities. With less competition in some areas and property prices easing, buyers who are well-prepared and have their finance in order may be in a stronger position to negotiate and secure the right property.

Whether you're planning to buy, refinance, or simply want to ensure your current home loan remains competitive, now is a great time to review your options.

While rate rises can feel discouraging, every market brings new opportunities. Having the right advice and finance strategy in place can make all the difference.

If you'd like to review your current loan or explore your borrowing options, we're here to help.

🎉 Happy 10th Anniversary to us! 🎉It's hard to believe we've been in business for 10 years. The time has flown by, and we...
28/09/2026

🎉 Happy 10th Anniversary to us! 🎉

It's hard to believe we've been in business for 10 years.

The time has flown by, and we're incredibly grateful to have reached this milestone.

A heartfelt thank you to our clients, referral partners, and supporters for your continued trust and support over the years. We wouldn't be here without you.

We're excited about the future and look forward to helping even more clients achieve their financial goals in the years ahead.

SHOCK DECISION: RBA surprises markets and economists by maintaining the cash rate at 3.85%.The underlying inflation, as ...
08/07/2025

SHOCK DECISION: RBA surprises markets and economists by maintaining the cash rate at 3.85%.

The underlying inflation, as represented by the trimmed mean, fell to 2.4 per cent in May, down from 2.8 per cent in April.

That’s the lowest since November 2021 and well within the RBA’s target band of 2-3 per cent. Economists say that inflation is likely to remain sustainably within the band.

With inflation edging lower, there was widespread talk of a third cash rate cut. Some traders even anticipated back-to-back interest rate cuts in July and August following the falling inflation figures. However, the RBA decided to keep the cash rate on hold for this month at least.

Are you looking to review your home loan interest rate? Are you thinking of purchasing your first home or an investment property? Reach out to us to discuss your finance options.

We can find the right home loan for your specific needs.
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Ho-hum! Here we go again, back on the Ferris Wheel! At its latest meeting today, the Reserve Bank of Australia (RBA) kep...
01/04/2025

Ho-hum! Here we go again, back on the Ferris Wheel!

At its latest meeting today, the Reserve Bank of Australia (RBA) kept the cash rate on hold at 4.10%.

RBA governor Michele Bullock highlighted that the board's priorities were bringing inflation down and avoiding a major increase in unemployment.

"Inflation is an ongoing challenge, and we're aiming to get it to the middle of the band of two to 3 per cent and keep it there. We judge that the cash rate is restrictive, helping us to achieve that,” she told reporters at a media conference.

Commenting on geopolitical risks, she added: "One of the things we're cautious about is that policy unpredictability overseas could lead to slower growth. The implications for inflation here, though, in Australia, are less clear."

Bullock said the rate hold was a consensus decision by the board, and that although tariffs did not have a "specific impact" on decision making, the board had questioned what tariffs might do to economic activity globally and inflation domestically.

The RBA next meets on 19–20 May, shortly after the federal election on 3 May. Let’s hope we get off the Ferris Wheel and see a drop in the cash rate after this meeting.

Is your home loan rate competitive? Contact us, and we can complete a health check on your home loan.

Address

Level 4, 29 Kiora Road
Miranda, NSW
2228

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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