Michelle Milner - Home Lending Specialist

06/10/2025

🏡 Big News for First Home Buyers! 🏡
Starting 1 October 2025, the First Home Guarantee is getting a major upgrade to help more Aussies step into home ownership sooner:
✨ No cap on places – Every eligible buyer can apply!
💰 No income limits – Higher earners now included.
📈 Higher property price caps – Reflecting today’s market.
🌏 Simplified access for regional buyers – One streamlined scheme.
✅ Buy with as little as 5% deposit
✅ Avoid Lenders Mortgage Insurance (LMI)

This is a game-changer for first home buyers. If you’ve been waiting for the right time—this could be it.

Contact me on 0421 899 715 to chat about how you can take advantage of these changes or get prepped to apply!

18/08/2025

Looking for a lifestyle property on acres? Give me a call, or send and email, and perhaps I can help make your dreams come true

18/08/2025

There is no better time to look at refinancing your home loan to the CBA. Give me a call, or shoot me an email - if you need to talk outside of the regular 9-5 I can help

06/08/2025

Check out Peties article below: We are officially on the way to a sellers’ market.

Hey everyone, It’s been a little while since I’ve written to you here, but I’ve been watching something important unfold — and I wanted to jump back in and share it with you directly. We are officially on the way to a sellers’ market.

03/08/2025

https://au.finance.yahoo.com/news/gen-z-with-100000-in-savings-reveals-common-money-traps-aussies-waste-cash-on-controversial-023745341.html?fbclid=IwZXh0bgNhZW0CMTEAAR6hKatcZn8nRaGUiiD7XRXP9ZxGqrFSdh3G0lhUWoaVJKO2-u88HBHTBLfmuA_aem_fDI7BWxp1d7kQtZaJGyonQ

A 20-year-old with $100,000 in savings has shared the three things he thinks are the "biggest wastes of money".

22/07/2025

22/07/2025

https://www.facebook.com/share/p/174gkiVfKV/?mibextid=wwXIfr

Labor members are calling on Treasurer Jim Chalmers to curtail the 50 per cent capital gains tax discount on housing, which costs the economy an average of $5 billion a year in lost revenue.

Read more: https://t.ly/23i6f

22/07/2025

* AFTER HOURS APPOINTMENTS *
With only so many hours in the working day it is really difficult to stay on top of all aspects of our lives. I am here to try and make that a little bit easier!
To discuss your existing home loan, a new purchase or investment property we have face to face appointments in the Goulburn Branch between 9.30AM and 4:00PM Alternatively we can look at phone or video appointments between 5.30PM and 8.30PM which means that you don't have to take time off work to look after your financial wellbeing.
Call me on 0421 899 715 or e-mail [email protected] to book an appointment and take control of your home loan journey today!

06/09/2024

Spring buying season is here! I’m here to support you wherever you are in your home buying journey, whatever the season. Talk to me today.

28/08/2024

No spend challenge

Looking to buy, refinance or invest in property but need to get those savings in order. Read our Brighter magazine article and take the ‘no spend’ challenge. I’m here to chat when you’re ready to take your next step.

​For more bright ideas to help you reach your money goals search CommBank Brighter or pick up a free Brighter magazine in branch.

There’s a reason why no-spend challenges are growing in popularity. They can rewire the way you approach spending and bulk up your savings, too.

18/07/2024

Don't Hesitate - If you're thinking of refinancing, get in touch with me on 0421 899 715 or [email protected] to ask about what options may be available to you.