Panache Financial Mortgage Specialist

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Panache Financial Mortgage Specialist Panache Financial is the trusted, award-winning mortgage & business finance brokerage for regional Australia.

Proudly female-led, helping families & businesses secure the right loan, even if banks said no. 🏡 Get the cash with Panache. 🤝 If it's your first home, time to renovate, refinance, invest, or grow your business we're here to help make it happen. Panache Financial was founded in Goulburn to give regional Australians the same access to expert lending advice as those in the city. Today, we're a multi-award-winning, proudly female-led team supporting clients across regional Australia and beyond, with the same personal, hands-on approach we started with. Led by Director Ashleigh Pakis, our team brings deep knowledge of lending and loan structuring to match every client with the right lender for their circumstances, whether you're buying your first home, investing, refinancing, or need finance to fuel your business. Purchasing a home or investment property, or borrowing for your business, can feel daunting. Our aim is to make it as stress-free and enjoyable as possible by being honest, reliable and there to guide you every step of the way. We're accredited with a wide range of financial institutions and have comprehensive knowledge of their loan products, so we can match you with the best option for your needs - saving you the time and hassle of shopping around yourself. Our service is free to you, as we're remunerated by the lender. We do the legwork, from application through to settlement, so you can focus on what matters.

You’re invited! 🍻 The 2580 AGM is on next Wednesday 18 November at Tribe Brewery, and we’d love to see you there.It’s a ...
11/11/2026

You’re invited! 🍻 The 2580 AGM is on next Wednesday 18 November at Tribe Brewery, and we’d love to see you there.

It’s a big one, with the new executive board being selected. Come along to celebrate what’s been achieved this year, meet new people and hear what’s ahead for our community.

When I started Panache Financial in Goulburn as a sole operator, I quickly learned that you can’t build a business in a regional town on your own. The connections I’ve made through our local business community have led to referrals, friendships and support I couldn’t have found anywhere else.

These are the people who show up for each other, share what’s working and celebrate each other’s wins. If you’ve been thinking about getting more involved, this is the perfect night to come along.

📍 Goulburn Workers
📅 Wednesday 18 November

#2580 Business 2580

What a week (and it’s only Wednesday!) 🧠 Just wrapped: three days at AFG Next, and our heads are full of insights on whe...
10/11/2026

What a week (and it’s only Wednesday!)

🧠 Just wrapped: three days at AFG Next, and our heads are full of insights on where the market is heading and what it means for regional borrowers. More to come on that soon!

🏆 Last weekend: Ash attended the Small Business Champion Awards as a first-time national finalist in the Financial Lender/Broker category. We didn’t take home the win, but we’re so proud to have been in the room alongside some incredible businesses.

💜 This Friday: the Women in Finance Awards are celebrating their 10th anniversary, and Ash is a finalist for the 5th year running in the Regional Professional of the Year category. Fingers crossed! 🤞

Thank you to our clients, partners and community for backing us every step of the way. None of this happens without you.

10/11/2026

The best part of AFG Next? The people. 💜 Thank you to our amazing lenders who back our clients every day, our fellow brokers for the great conversations, and the AFG Next committee for an inspiring event. 🙌

AFG Broker Network Pepper Money

The macro backdrop has turned. Here’s what that means outside the capital cities.It's day two at AFG Next, and one slide...
10/11/2026

The macro backdrop has turned. Here’s what that means outside the capital cities.

It's day two at AFG Next, and one slide stopped caught my attention. It showed five numbers that every borrower in regional Australia should be paying attention to:

📍 4.85%: the RBA cash rate, with borrowing capacity and serviceability tightening

📍 4.3%: headline inflation to September, up from 4.0% in August

📍 4.7%: unemployment, with 39,000 jobs lost in September

📍 5.00–5.13%: the 10-year bond yield, up roughly 70 basis points in 12 months, which pushes fixed rates up

📍 ~US$100: Brent crude, which feeds straight into fuel costs and inflation

In the city, these are headlines. In the regions, they’re the diesel bill, the feed bill and the drive to school.

Higher fuel costs hit farms, trades and regional families first and hardest. Tighter serviceability means seasonal and self-employed incomes come under even more scrutiny.

None of this is a reason to panic. It is a reason to get your numbers reviewed before the market makes the decision for you.

If you’d like a second set of eyes on where you stand, my door’s open. 📅 https://loom.ly/TI4DWhU



The content above is general information only and not financial or credit advice. It doesn’t consider your objectives, financial situation or needs. Policies, lending criteria, fees and T&Cs apply. Seek personalised advice before acting. ASIC Authorised Credit Rep 487617 | MFAA 296787 | ABN 82 267 029 400

09/11/2026

Racing by day, awards by night 🏇✨

Ash was back on the mic emceeing Fashions on the Field at Goulburn District Racing Girls Day Out Race Day on Saturday, and it's safe to say our community turned up with the colour, the style and the good humour.

Congratulations to all the winners and placegetters, on the field and on the stage. Thank you to Goulburn Race Club, Goulburn NSW, and race day sponsors 13 Skips, Goulpro, Killahy Equine, RJ Sidney Craig, Aureum Finance and The Country Outfitters for putting on a cracking day for our region.

Three weeks until the Women in Finance Awards gala, and the outfit planning has officially started. 👗✨Being a finalist f...
06/11/2026

Three weeks until the Women in Finance Awards gala, and the outfit planning has officially started. 👗✨

Being a finalist for Regional Professional of the Year every year since 2022 has meant a lot of event photos. So I went back through nine years of them, and here’s what stands out:

I’m 6'1" and I’ve always been the tallest one in the room, and I still wear the heels. 👠

I’ve worn the same outfits more than once (and I’ll keep doing it).

And my body has changed over the years, just as everyone’s does.

What hasn’t changed is that the best nights were never about how I looked. They were about the people, the conversations and celebrating each other’s wins.

That’s especially true at Women in Finance, which is celebrating 10 years of backing women in this industry this year. 💚

So if you’ve ever hesitated to go to an event, post a photo or say yes to something because of how you feel about your appearance, this is your sign.

Be happy with who you are, not what you look like.

See you on Friday 13 November! Will it be a new dress or an old favourite?

06/11/2026

It's been four days since the RBA announced the latest cash rate increase. We're feeling for fellow homeowners, on a $700k loan, that's an additional $110 per month that should be going on school fees, groceries, small business and more. 🏡📈

05/11/2026

We can’t control the headlines, but we can control how we show up. This month we’re choosing calm over panic, plans over guesswork, and conversations over worrying in silence.

This causes hit close to home. 💛The team at Panache was proud to get behind Tamika Straney, Ray White Goulburn Rural in...
05/11/2026

This causes hit close to home. 💛

The team at Panache was proud to get behind Tamika Straney, Ray White Goulburn Rural in the World’s Greatest Shave, raising funds for the Leukaemia Foundation.

More than 170,000 Australians are living with blood cancer right now. For regional families, a diagnosis often means long drives, time away from work and home, and a lot of uncertainty. The Leukaemia Foundation helps fill those gaps with support, information and care at the moments families need it most. They also fund research into new diagnostics and treatments.

Tamika, thank you for being brave enough to shave, our whole community is so proud. 👏 Catch the highlights and watch the big chop unfold here: https://bit.ly/4yJAXoc

If you’d like to learn more about the Leukaemia Foundation or support their work, head to leukaemia.org.au.

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Goulburn, NSW
2580

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