Julia Boyle - Mortgage Broker

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🏘️ More Australians are looking to build wealth through property 🏘️⁣⁣Two in five Aussies plan to buy an investment prope...
10/06/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. πŸ“Šβ£
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. πŸ’°β£
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏑⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. πŸ’‘β£
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

STE Financial Solutions

❄️ Low cost ways to keep your place cosy this winter ❄️⁣⁣Brace yourselves, Winter is coming! πŸ₯Άβ£β£Instead of cranking up t...
08/06/2026

❄️ Low cost ways to keep your place cosy this winter ❄️⁣
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Brace yourselves, Winter is coming! πŸ₯Άβ£
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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Seal gaps around windows and doors to keep out draughts. It can cut heating bills by 25%. ⁣
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Up to 40% of heating can be lost through windows. Simple solution, invest in curtains, blinds or even double glazing. πŸͺŸβ£
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Add insulation to reduce heating costs by around 45%. 🧱⁣
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Or, think big and embrace solar power. β˜€οΈβ£
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Need help to fund your winterproofing home renos? Talk us about your funding options. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

STE Financial Solutions

05/06/2026

πŸ” A record number of Aussies just refinanced πŸ”β£
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More than 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]
⁣
* ABS statistics

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣⁣As property prices head north, saving a tradit...
03/06/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️⁣
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As property prices head north, saving a traditional 20% deposit can be a serious challenge. ⁣
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But, there may be a short cut for many first home buyers.⁣
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A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏑⁣
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For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. πŸ“Šβ£
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In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩⁣
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Call us to see if the 5% Deposit Scheme could help you get into the property market sooner. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

STE Financial

🀝 Broker versus bot? It’s no contest 🀝⁣⁣The person-to-person support of a mortgage broker eclipses anything an AI bot ca...
01/06/2026

🀝 Broker versus bot? It’s no contest 🀝⁣
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The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. πŸ€–β£
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That’s the finding of Great Southern Bank research. πŸ“Šβ£
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It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. πŸ“ˆβ£
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Financial decisions like buying a home are long term and complex. 🏑⁣
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That’s why we stay in touch to see how your home loan is shaping up. πŸ“žβ£
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Try saying that about a bot. πŸ˜…β£
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Talk to us for human advice on the home loan that works best for you. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

STE Financial

29/05/2026

πŸ“„ Could your home loan pre-approval be out of date? πŸ“„β£
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
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A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
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DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]
⁣
* Canstar research

πŸ“„ Could your home loan pre-approval be out of date? πŸ“„β£β£Mortgage pre-approval can potentially be an advantageous move for...
27/05/2026

πŸ“„ Could your home loan pre-approval be out of date? πŸ“„β£
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Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏑⁣
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But recent rate hikes could leave your pre-approval in need of an update. ⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣
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Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣
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The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

STE Financial

πŸ“ˆ Is buying an investment property earlier the key to building wealth? πŸ“ˆβ£β£Regrets? One-in-three Aussie investors say the...
25/05/2026

πŸ“ˆ Is buying an investment property earlier the key to building wealth? πŸ“ˆβ£
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. πŸ”„β£
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏑⁣
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Of course, with all things investment related, it may be worth seeking advice from a financial adviser to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

STE Financial

22/05/2026

β˜• 5% Deposit Scheme helps 300,000+ first home buyers β˜•β£
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There are no waitlists. ⁣
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No income limits. ⁣
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No place limits. ⁣
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And you’re free to buy an established home or build a new place. ⁣
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DM us to find out if you're eligible for the 5% Deposit Scheme and bring forward your home-buying plans. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

🏑 How much do you really need to buy a first home? 🏑⁣⁣Long gone are the days when you needed to save up a full 20% depos...
20/05/2026

🏑 How much do you really need to buy a first home? 🏑⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. πŸ’°β£
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. πŸ“¦β£
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. πŸ‘‡β£
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To find out more, DM or contact Julia from STE Lending on:

☎️ – 0424 242 696
πŸ’» – [email protected]

STE Financial Solutions

Address

Gold Coast, QLD

Opening Hours

Monday 7am - 6:30pm
Tuesday 7am - 6:30pm
Wednesday 7am - 6:30pm
Thursday 7am - 6:30pm
Friday 7am - 6:30pm
Saturday 8am - 3pm

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