Aussie Finance and Home Loans-Melbourne

07/06/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, call 1800 940 570 or DM us.

06/06/2026

FIRST HOME BUYERS – THE GAME JUST CHANGED

Still renting and waiting for the “perfect time” to buy? The market is shifting in your favour.

✅ Less competition as investors step back
✅ Property prices showing signs of stabilising
✅ Eligible buyers may enter the market with as little as a 5% deposit and potentially avoid LMI

The opportunity to own your first home may be closer than you think.

Don’t base your decision on headlines—find out what your real borrowing power looks like today.

Call or send us a message for a free consultation and discover your options.

👨‍💼 Sunny Hamal
📞 0423 837 073

04/06/2026

My latest RateMyAgent review in St Marys.

Thank you for the lovely review.
https://rma.reviews/jiiirmsq4xom

04/06/2026

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. 🏡

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers.

02/06/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, call 1800 940 570 or DM us.

31/05/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, call 1800 940 570 or DM us.

28/05/2026

गणतन्त्र दिवसको हार्दिक शुभकामना! 🇳🇵

स्वतन्त्रता, एकता र समृद्धिको यात्रामा हामी सबै एकजुट बनौं। यस विशेष अवसरमा सम्पूर्ण नेपाली दाजुभाइ तथा दिदीबहिनीहरूमा शुभकामना।

28/05/2026

My latest RateMyAgent review in Craigieburn.

Thank you for the lovely review.
https://rma.reviews/frs7irtgiqft

28/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.