Capkon Home Loans Melbourne

Capkon Home Loans Melbourne Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Capkon Home Loans Melbourne, Mortgage brokers, 785 Pascoe Vale Road, Glenroy.

"Your Tested and Trusted Mortgage Brokers"
2000+ Happy Customers
2000+ Happy Stories
Book a FREE Info Session with us.
|Tested & Trusted|🏡 Exclusive deals | 💬 Expert Advice |

📌📲Contact Details;
Prakash Acharya: 0434400958
Amrit Lamsal: 0421984470

🔍 Home Loan Comparison | A Low Rate Isn’t the Whole StoryThe advertised interest rate matters—but it should not be the o...
08/09/2026

🔍 Home Loan Comparison | A Low Rate Isn’t the Whole Story
The advertised interest rate matters—but it should not be the only detail you compare.
A home loan with a competitive rate may also include fees, restrictions or features that affect its overall suitability and cost.
Look beyond the headline and compare:
✅ Interest and comparison rates
✅ Application, annual and ongoing fees
✅ Offset or redraw availability
✅ Extra-repayment conditions
✅ Fixed-rate break costs
✅ Flexibility if your circumstances change
The right loan is not necessarily the one with the lowest advertised rate. It is the loan whose complete structure supports your goals and financial position.
📅 Book Your FREE Mortgage Consultation — link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046

💬 Speak with our Mortgage Experts

Prakash Acharya
Mortgage Consultant
📞 +61 434 400 958
✉️ [email protected]

Amrit Lamsal
Mortgage Consultant
📞 +61 421 984 470
✉️ [email protected]

🌐 Learn more: capkonmelbourne.com

General information only. Lending criteria, fees and conditions apply.

08/09/2026

🏡 2026’s Best First-Home Buyer Suburbs | Where Should You Start Looking?

Buying your first home isn’t only about finding the right property—it’s also about choosing a suburb that fits your budget, lifestyle and long-term plans.

When comparing suburbs in 2026, first-home buyers should consider more than just the median property price.

Look at:

✅ Property prices within your borrowing capacity
✅ Access to public transport and major roads
✅ Schools, shops and essential services nearby
✅ Employment opportunities and commute times
✅ Rental demand and future resale appeal
✅ Planned infrastructure and local development
✅ Whether suitable properties are actually available within your budget

The “best” suburb isn’t necessarily the cheapest or the fastest-growing. It’s the one that works with your finances, property goals and lifestyle.

Before starting your property search, understanding your borrowing capacity and getting your finance position organised can help you search with greater confidence.

📅 Book Your FREE Mortgage Consultation — link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046

💬 Speak with our Mortgage Experts

Prakash Acharya
Mortgage Consultant
📞 +61 434 400 958
✉️ [[email protected]](mailto:[email protected])

Amrit Lamsal
Mortgage Consultant
📞 +61 421 984 470
✉️ [[email protected]](mailto:[email protected])

🌐 Learn more: capkonmelbourne.com

General information only. Property markets, prices and lending criteria can change. Consider your individual circumstances and seek appropriate professional advice before making property or financial decisions.

🏗️ Construction Loans | Build in Stages. Fund in Stages.Construction finance works differently from a standard home loan...
07/09/2026

🏗️ Construction Loans | Build in Stages. Fund in Stages.
Construction finance works differently from a standard home loan. Instead of receiving all the funds at once, your approved loan is generally released through progress payments as construction reaches agreed milestones.
These stages may include:
✅ Deposit
✅ Slab
✅ Frame
✅ Lock-up
✅ Completion
Before releasing a payment, the lender may require an invoice, inspection or confirmation that the relevant work has been completed.
Your exact draw schedule will depend on your building contract, lender and project. Planning early can help you coordinate builder invoices, loan funds, contract variations and your available cas

📅 Book Your FREE Mortgage Consultation — link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046
💬 Speak with our Mortgage Experts

Prakash Acharya
Mortgage Consultant
📞 +61 434 400 958
✉️ [email protected]

Amrit Lamsal
Mortgage Consultant
📞 +61 421 984 470
✉️ [email protected]

🌐 Learn more: capkonmelbourne.com

General information only. Lending criteria, fees and conditions apply.

05/09/2026

Are you a Nurse in Australia thinking about buying a home?

👇 DOWNLOAD Your FREE 2026 Nurse & Medico Home Loan Guide HERE:
https://nurse.capkonmelbourne.com/

Before you buy, make sure you know about the home loan benefits, LMI waivers, government schemes and grants that may be available to you.

At Capkon Home Loans Melbourne, we’ve created a FREE Healthcare Home Loan Guide specifically for nurses, medicos and healthcare professionals who want to understand their options and prepare for their home-buying journey.

📖 Inside the FREE guide, you'll discover:

✅ LMI waiver options for eligible healthcare professionals
✅ Deposit options and strategies
✅ Government assistance & First Home Buyer schemes
✅ First Home Owner Grants & stamp duty information
✅ Healthcare-specific lending benefits
✅ How overtime, penalty rates & allowances may be assessed
✅ Documents you should prepare before applying
✅ Your step-by-step home buying roadmap
✅ Home loan readiness checklist
✅ Important questions to ask your mortgage broker

The guide also covers healthcare-specific lending opportunities, including potential LMI waivers and lower-deposit pathways for eligible nurses and healthcare professionals, subject to lender criteria.

💚 You spend your career caring for others. Let Capkon help you take the next step towards owning your own home.

Whether you're ready to buy now or just starting to plan, knowing what you may be eligible for could make a big difference.

👇 CLICK THE LINK OR DOWNLOAD YOUR FREE GUIDE TODAY:
https://nurse.capkonmelbourne.com/

📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046

📞 Speak with our Mortgage Experts

Prakash Acharya
Mortgage Consultant
📱 +61 434 400 958

Amrit Lamsal
Mortgage Consultant
📱 +61 421 984 470

❓ Mortgage Q&A | What Happens to My Mortgage If Interest Rates Go Up?When the RBA raises the cash rate, variable rate ho...
29/08/2026

❓ Mortgage Q&A | What Happens to My Mortgage If Interest Rates Go Up?

When the RBA raises the cash rate, variable rate home loan repayments increase — typically within one month of the announcement. On a $500,000 variable loan, a 0.25% rate increase adds approximately $65–$80 per month to repayments. Understanding this exposure is essential for every borrower.

Strategies to manage rate risk include: fixing part of your loan, making extra repayments during lower rate periods to build a buffer, and using an offset account to reduce your effective balance. At Capkon Melbourne, we review your rate risk proactively — ensuring you're always prepared for whatever the RBA decides.

📅 Book Your FREE Mortgage Consultation – link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046
📞 Speak with our Mortgage Experts
Prakash Acharya
Mortgage Consultant
📱 +61 434 400 958
Amrit Lamsal
Mortgage Consultant
📱 +61 421 984 470
🌐 Learn more: capkonmelbourne.com.au
Your future starts with a single conversation. Let's build something great together.

🚫 Mortgage Myth Busted | Deposit EditionMYTH: "I need years to save a deposit in Melbourne."FACT: The First Home Guarant...
29/08/2026

🚫 Mortgage Myth Busted | Deposit Edition

MYTH: "I need years to save a deposit in Melbourne."
FACT: The First Home Guarantee allows eligible buyers to purchase with 5% — and tools like family guarantee loans mean some buyers purchase with even less.

MYTH: "Bonus and overtime income doesn't count toward my borrowing capacity."
FACT: Most lenders will include regular overtime and bonus income if you can demonstrate a consistent 12-month history of receiving it.

At Capkon Melbourne, we assess every income stream to maximise your borrowing capacity and get you into the market faster than you might think possible.

📅 Book Your FREE Mortgage Consultation – link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046
📞 Speak with our Mortgage Experts
Prakash Acharya
Mortgage Consultant
📱 +61 434 400 958
Amrit Lamsal
Mortgage Consultant
📱 +61 421 984 470
🌐 Learn more: capkonmelbourne.com.au
Your future starts with a single conversation. Let's build something great together.

📊 Property Investment Facts | Negative Gearing in Australia🔹 A property is negatively geared when rental income is less ...
29/08/2026

📊 Property Investment Facts | Negative Gearing in Australia

🔹 A property is negatively geared when rental income is less than total loan and ownership costs — the shortfall is deductible from your taxable income.
🔹 In Australia, negative gearing combined with capital gains tax concessions makes property one of the most tax-effective wealth-building strategies available.
🔹 Melbourne investors have historically benefited from strong long-term capital growth — making the short-term tax benefit particularly powerful when combined with long-term asset appreciation.

Want to understand how negative gearing could work for your portfolio? Capkon Melbourne's mortgage consultants are here to guide you.

📅 Book Your FREE Mortgage Consultation – link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046
📞 Speak with our Mortgage Experts
Prakash Acharya
Mortgage Consultant
📱 +61 434 400 958
Amrit Lamsal
Mortgage Consultant
📱 +61 421 984 470
🌐 Learn more: capkonmelbourne.com.au
Your future starts with a single conversation. Let's build something great together.

🏦 Mortgage Explainer | Principal & Interest vs Interest-Only LoansWith a Principal & Interest (P&I) loan, each repayment...
28/08/2026

🏦 Mortgage Explainer | Principal & Interest vs Interest-Only Loans

With a Principal & Interest (P&I) loan, each repayment pays down both interest and the loan balance — you build equity faster and pay less interest overall. With an Interest-Only loan, repayments cover only the interest for a set period — lower initial repayments but slower equity growth.

Interest-Only loans are popular with investors maximising short-term cash flow while benefiting from capital growth. P&I loans are generally preferred for owner-occupiers building long-term wealth. At Capkon Melbourne, we help you structure your loan type to perfectly match your financial strategy and property goals.

📅 Book Your FREE Mortgage Consultation – link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046
📞 Speak with our Mortgage Experts
Prakash Acharya
Mortgage Consultant
📱 +61 434 400 958
Amrit Lamsal
Mortgage Consultant
📱 +61 421 984 470
🌐 Learn more: capkonmelbourne.com.au
Your future starts with a single conversation. Let's build something great together.

📈 Interest Rate Insight | What Rate Movements Mean for Melbourne PropertyAs the RBA navigates its rate policy through 20...
28/08/2026

📈 Interest Rate Insight | What Rate Movements Mean for Melbourne Property

As the RBA navigates its rate policy through 2026, Melbourne property buyers and investors are watching every decision closely. Rate reductions increase buyer confidence and borrowing power — generally positive for property prices and auction activity. Rate holds create stability that supports buyer planning.

Understanding the relationship between rates and property is critical to making well-timed decisions. At Capkon Melbourne, we provide up-to-date rate intelligence and help you make finance decisions that are well-positioned regardless of where rates move next.

📅 Book Your FREE Mortgage Consultation – link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046
📞 Speak with our Mortgage Experts
Prakash Acharya
Mortgage Consultant
📱 +61 434 400 958
Amrit Lamsal
Mortgage Consultant
📱 +61 421 984 470
🌐 Learn more: capkonmelbourne.com.au
Your future starts with a single conversation. Let's build something great together.

❓ Mortgage Q&A | Should I Buy an Investment Property Before My First Home?Rentvesting — renting where you want to live w...
28/08/2026

❓ Mortgage Q&A | Should I Buy an Investment Property Before My First Home?

Rentvesting — renting where you want to live while owning an investment property elsewhere — is a growing strategy among Melbourne buyers priced out of their preferred suburbs. By investing in an area with strong rental yields and growth potential, you build equity while someone else helps pay your mortgage.

At Capkon Melbourne, we help you evaluate whether rentvesting makes sense for your financial position — comparing the tax benefits, cash flow projections, and long-term wealth creation potential against buying owner-occupied first.

📅 Book Your FREE Mortgage Consultation – link available in bio
📍 Unit 10/785 Pascoe Vale Road, Glenroy VIC 3046
📞 Speak with our Mortgage Experts
Prakash Acharya
Mortgage Consultant
📱 +61 434 400 958
Amrit Lamsal
Mortgage Consultant
📱 +61 421 984 470
🌐 Learn more: capkonmelbourne.com.au
Your future starts with a single conversation. Let's build something great together.

Address

785 Pascoe Vale Road
Glenroy, VIC
3046

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61434400958

Website

Alerts

Be the first to know and let us send you an email when Capkon Home Loans Melbourne posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Capkon Home Loans Melbourne:

Shortcuts

Share

Category