Wagstaff Finance

09/09/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
⁣
Things are looking up for homebuyers, reports Domain. 📈⁣
⁣
Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
⁣
Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
⁣
That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
⁣
It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
⁣
Contact us to see how you could benefit. 👇⁣
⁣
To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]

08/09/2026

📉 Lenders cut rates as competition heats up 📉⁣
⁣
There’s a “rate war brewing”, according to Canstar. ⁣
⁣
A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
⁣
The catch? ⚠️⁣
⁣
Lower rates are usually reserved for new customers. 💡⁣
⁣
The solution? 🤝⁣
⁣
Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
⁣
Contact us to find out how. 👇⁣
⁣
To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]

04/09/2026

🧹 Is it time to Spring clean your home loan? 🧹

Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less interest each month.

It’s also chance to toss out unused features you're paying extra for, or, add features such as offset accounts.

DM us to see if your old home loan is still a good match. 👇

To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]

03/09/2026

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.

02/09/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
⁣
The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
⁣
Those extra funds could potentially help you pay off your mortgage sooner.⁣
⁣
That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
⁣
In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
⁣
So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
⁣
Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
⁣
To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]

31/08/2026

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
⁣
A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
⁣
Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
⁣
Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
⁣
To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]

28/08/2026

🏡 1-in-3 home buyers rely on the Bank of Mum and Dad 🏡

But beware: lenders may check that the financial support is a gift, not a loan to be repaid.

Otherwise it may reduce your borrowing capacity or lead to delays during your loan application.

DM us first to find out how mum and dad can smoothly lend (or gift) a helping hand.

To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]

* Compare the Market survey

27/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.

26/08/2026

🩺 What happens in a home loan health check? 🩺⁣
⁣
First, we check the pulse of your loan: does it still meet your needs? 💡⁣
⁣
Next, we look at vitals like the interest rate and loan features. 📊⁣
⁣
Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣
⁣
It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣
⁣
Call today to arrange a home loan health check. 👇⁣
⁣
To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]

24/08/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
⁣
Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
⁣
That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
⁣
Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
⁣
And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
⁣
Contact us about pathways to buying your first home. 👇⁣
⁣
To find out more, DM or contact Team Wagstaff on:

☎️ – 07 2113 2288
💻 – [email protected]