Credit One Property Finance

01/09/2026

Same home 🏡 ... Maybe a smarter loan? 🤩

When was the last time you reviewed your home loan?

Refinancing could potentially help you secure a more suitable rate, reduce repayments or access features that better suit where you are now.

It costs nothing to have a conversation. Contact one of our friendly mortgage brokers today on 📞 07 3420 7070.

20/08/2026

🏡 When Was Your Last Home Loan Health Check?

Your home loan may have been right for you when you took it out—but does it still suit you today?

A health check could be worthwhile if:

🔹 You haven’t reviewed your loan recently
🔹 Your income or circumstances have changed
🔹 Your home’s value has increased
🔹 Your interest rate isn’t as competitive
🔹 You’ve paid down your loan
🔹 You’re considering renovating or investing
🔹 Your fixed rate is ending

📞 Not sure if your loan is still working for you?

Call us on 07 3420 7070 for a no-obligation home loan health check. 🏡💙

13/08/2026

RBA Interest Rate Update - August 2026

13/08/2026

📢 RBA INTEREST RATE UPDATE – AUGUST 2026
The Reserve Bank of Australia (RBA) has decided to keep the cash rate on hold at 4.35%.

So, what does this mean for homeowners and borrowers? 🏠

👉 For existing home loan customers:
If your loan is on a variable rate, today’s decision means there is no immediate RBA-driven change to your repayments. Your lender may still make independent changes to its home loan rates.

👉 For borrowers considering refinancing:
With rates remaining elevated, it’s a good time to review your current home loan. Even a small difference in your interest rate could make a meaningful difference to your repayments over time.

👉 For first-home buyers:
The decision provides some stability, but borrowing capacity and affordability remain important considerations. It’s worth understanding your numbers before committing to a property.

👉 What about future rate cuts?
The RBA has indicated that inflation remains too high and is not yet confident that price pressures are sustainably back within target. The Board has also said it will continue to assess incoming economic data and could raise rates again if inflation risks increase.

💡 The takeaway:
For borrowers, it’s a reminder not to base your home loan strategy solely on expectations of future rate cuts.

If you haven’t reviewed your home loan recently, now could be a good time to see whether your current loan is still working for you.

📩 Want to know how your current loan compares? Get in touch with our team for a home loan review.
General information only. Credit criteria, fees, charges and lending conditions apply.

03/08/2026

HSBC has sold its $36 billion Australian home loan book to Blackstone, with Pepper Money managing the loans going forward. If your mortgage is part of this change, let's review your overall situation and make sure it still suits your needs. Call us today on 0461 164 099 and lets have a chat! 🏡

Send a message to learn more

24/04/2026

Lest we forget. 🌺

Honouring those who served, today and always.

17/02/2026

🧧 Celebrate Chinese New Year with Credit One Property Finance!

Enjoy one FREE bubble tea on us today only! 🎉 Join us outside CoCo Fresh Tea & Juice at Calamvale Central, grab a drink on us and stay for a friendly chat with the team!

16/02/2026

Here's wishing you and your family prosperity and success into the Lunar New Year!

09/02/2026