Scott Baker-Senior Aussie Mortgage Broker

06/09/2026

There can be a fair bit to think about when renovating including how you’ll finance the extension, new kitchen, bathroom or flooring.

I can help you understand your options. Let’s chat.

Renovating your property is one of the best ways to increase home value. Discover some of the best ways to fund your home renovations.

04/09/2026

Reviewing your loan structure could help you save interest over time not by chasing a lower rate but by making sure your loan features and repayments suit the way you manage your money.

An offset account can reduce the balance your lender calculates interest on each day. Extra repayments or a redraw facility may help reduce your loan balance and potentially shorten the loan term.

02/09/2026

What if the only thing standing between you and your goal was one appointment?

Discover what may be possible, understand your options and work out the next steps.

Book an appointment today.

23/08/2026

Still saving your deposit? You don’t have to wait until you’ve reached your goal before speaking with a mortgage broker.

Book an appointment and we can chat through your options, work out how much you may need to start buying and create a clearer plan towards homeownership.

19/08/2026

Whether you're buying your first home or re-entering the property market, there can be a lot to think about from your borrowing power and deposit to lender policies, repayments and everything in between.

You don't have to work it all out on your own.

I can help you understand what's possible. Let's chat!

Buying a home and securing a mortgage can be challenging. Here are some tips for buying that both experienced and first home buyers can benefit from.

15/08/2026

The 5% Deposit Scheme is one option some aspiring home buyers use to get into the market with a smaller deposit.

Broadly eligible first home buyers may be able to purchase a home with a 5% deposit and avoid LMI when they:

- Buy a home to live in
- Purchase within the applicable property price cap
- Meet the lender’s requirements for income, expenses, credit history and responsible lending checks

The scheme isn’t available to everyone, and both you and the property need to meet the eligibility criteria. So let’s chat to see what’s possible.

09/08/2026

When it comes to financing your renovation, there may be several options to explore depending on your circumstances, plans and the scope of the project.

The approach that may suit you will depend on factors such as your available equity, income, existing home loan, renovation budget and longer term property goals.

I can help you understand what each option may look like and explore lending solutions available through my lender panel.

04/08/2026

Talking through your options is what I do best.

Whether you’re buying your first home, planning your next move, investing, or wondering what your current loan could help you achieve, there may be more than one way forward.

I compare options across lenders, loan products and home buying pathways, then help make the process clear and workable for your circumstances.

Let’s talk.

02/08/2026

When it comes to lenders, I have a range of options on my panel that may help you reach your property goals.

That includes both banks and non-bank lenders. Both can provide home loans the key difference is how they’re structured and funded.

Banks hold a banking licence and typically fund loans through customer deposits, often alongside offering everyday banking, savings accounts and other financial products.

Non bank lenders don’t take customer deposits. They generally source funding through wholesale markets but they are still licensed credit providers and must comply with Australian consumer credit laws.

Banks can have more standardised lending policies, while some non bank lenders may offer greater flexibility for borrowers with unique circumstances.

The right lender isn’t always the biggest name. It’s the one whose policy, pricing and loan features best suit your goals.

28/07/2026

Your interest rate isn't the only thing affecting your home loan.
Loan features like an offset account, redraw, fees, repayment flexibility and how the loan fits your future plans can all have a big impact on the value you get over time.

That's why comparing home loans is about more than finding the lowest rate. It's about finding the right loan for you.