Brad Nicoll - Mane financial

Brad Nicoll - Mane financial Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Brad Nicoll - Mane financial, Mortgage brokers, PO BOX 7289, East Brisbane.

15/06/2026

Times ticking…

08/06/2026

Brisbane first home buyers 🏡

This is the sort of property I’m talking about when I say you do NOT need a million dollars saved to break into the market.

📍 Newmarket, Brisbane
🛏️ 2 Bedroom apartment
💰 Purchase price approx. $800,000

Using the Home Guarantee Scheme:
✔️ 5% deposit
✔️ Approx. $68k total funds needed including costs
✔️ Repayments around $1,075 per week
Only 12 minutes into the CBD by train and the station is about 300m away 🚆

As Brisbane keeps growing, properties close to the city and public transport like this are going to get harder and harder to buy at affordable price points.

If you’re a first home buyer and want to understand what your options look like, send me a message 📲

And if you want to check this property out, get onto

05/06/2026

Are rates about to drop?
Is the market going to crash?
What are you thought?

26/05/2026

Buying property isn’t just about the price you offer. It’s HOW you structure the offer that matters too.

1️⃣ Subject to finance
This gives your broker and the bank time to get everything approved before you fully commit.

2️⃣ Pre-approval
Good to know your budget before shopping around… but not all pre-approvals are equal.

3️⃣ Cash offer
Usually investors or existing homeowners using equity from another property to move fast and make clean offers.

4️⃣ Completely fu**ed 😂
Signing an unconditional contract with no finance clause and hoping the bank says yes afterwards.

Would not recommend.

This is why getting advice BEFORE signing a contract matters.

Too many buyers sign first and ask questions l

12/05/2026

🚨 Big changes could be on the horizon for property investors.

With discussions around changes to:
• Capital Gains Tax (CGT) discounts
• Negative gearing
• Trust distributions

…it’s more important than ever to have the right team in your corner.

The truth is, tax laws and lending rules will always evolve. But there is almost always a strategy to help you adapt and continue building wealth.

That’s why your mortgage broker, accountant, and financial planner should all be working together to create a customised plan tailored to your goals.

The investors who succeed long term aren’t the ones who panic when rules change.

They’re the ones with a strategy. 📈🏡

If you don’t currently have a team helping you structure your finances and investments properly, reach out.

I work closely with trusted accountants and financial planners, and together we can build a game plan designed specifically for you.

📩 Send me a message to get started.

06/05/2026

Most people don’t realise they’re sitting in the lender’s “back book” paying way more interest than they should be 💸

If you’ve had your loan for a few years and haven’t reviewed it, there’s a good chance your rate has quietly crept up while new customers are getting the sharp deals.

With rates rising again, every extra percent hurts.

A quick mortgage health check could potentially save you thousands over the life of your loan and put some cash flow back in your pocket.

If you want me to take a look and see where your current rate sits, send me a message 📲

05/05/2026

Don’t listen to the noise focus on the big picture.

Most people think a broker just finds you a rateBut there’s a lot that happens behind the scenesThe calls you don’t seeT...
02/05/2026

Most people think a broker just finds you a rate

But there’s a lot that happens behind the scenes

The calls you don’t see
The problems you never hear about
The small things that could have gone wrong but didn’t

That’s the part I take pride in

Because for you, this is a big move
And for me, it’s something I don’t take lightly

I remember my clients
I remember the properties
And I remember why it mattered

Appreciate every single one of you who trusts me with it 🤝

If you’re thinking about making a move, send me a message

01/05/2026

What's the difference between a good investment loan and a bad one?

29/04/2026

How much deposit is generally needed for an investment loan?

Address

PO BOX 7289
East Brisbane, QLD
4169

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