Savvy Home Loans

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Savvy Home Loans Mortgage & finance experts for all your lending. Home loans, investment, SMSF, Land & Construction, Business, car, caravan & personal loans Leanne & Derrick Pon.

For many small businesses and homeowners in Brisbane, getting on top of your finances can be an intimidating process… especially when you’re dealing with the major four banks. Luckily, you have Savvy Home Loans, our husband-and-wife boutique mortgage brokering team, to put a face to these institutions and help find the perfect loan options for you. As a family-focused personal service with over 30 years of combined experience, we are not here to help the banks receive your hard-earned cash...we’re here to help you! We’re your trusted adviser through every stage of your financial journey, whether that be buying your first home, upgrading your living space, starting a business venture, sourcing loans for equipment, investing in a new property, buying that dream car or even navigating financial hardships. When the major banks say no, come to us for a solution. We do not operate solely for the major four banks either; we have trusted contacts with almost all financial institutions in Australia, and regularly compare loads of loan options to find the ideal one for your unique financial situation. While the Savvy Headquarters are located in Daisy Hill, our business is constantly expanding and boasts clients from the Sunshine Coast to Gold Coast. Whether you’re local, interstate, or overseas, we happy to provide our services face-to-face, on the phone, or online! Alongside being your go-to team for customised loans, we also offer supplementary services such as easy access to a Justice of the Peace, and real estate assistance (our fearless leader Leanne is qualified in both of these areas!). Are you ready to meet your soon-to-be partners in possibility and prosperity? Then give us a call on (07) 3808 4433. We look forward to hearing from you! We're an Australian credit licence holder. Our ACL number is 388 758.

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As a husband-and-wife team with a combined 30 years experience in mortgage brokering and financial services, Leanne and Derrick at Savvy Home Loans are here to help find the perfect loan options for you. Our boutique agency is focused on being your trusted adviser and helping you find the perfect investment on your financial journey… not the major banks. We work with clients from all over South East Queensland and Interstate; including clients from Brisbane, the Gold Coast, Logan City, the Redlands area and Bayside suburbs such as Wynnum and Manly. With access to over 30 lenders and 3 decades of combined lending experience, our clients feel confident that we have all their bases covered in regard to finance from start to finish and beyond. Find out more about the services we provide by heading to our website or giving us a call on (07) 3808 4433 or 0412 692 840.

When was the last time you had a proper look at your home loan arrangements?Not just your interest rate, but your equity...
28/10/2026

When was the last time you had a proper look at your home loan arrangements?

Not just your interest rate, but your equity position, loan structure, lender pricing and how everything fits with your plans.

A lot can change over a few years. And with lenders reviewing their pricing and interest rates changing, it’s worth understanding whether your current arrangements still suit your circumstances.

At Savvy Home Loans, we look beyond the rate to help you understand your options.

Save this checklist for your next review, or book a meeting with us if you’d like to take a closer look at your lending 🔗 via the link in our bio

When it comes to your finances, sometimes it can be hard to see the bigger picture - especially when there’s a lot going...
18/10/2026

When it comes to your finances, sometimes it can be hard to see the bigger picture - especially when there’s a lot going on, emotions are running high and you’re feeling the financial pressure.

It can be easy to think your options are limited, or that you need to start again.

But that isn’t always the case.

Sometimes, all it takes is a fresh set of eyes and a different perspective to see opportunities you may not have considered.

And that’s where having the right people in your corner can make all the difference.

At Savvy Home Loans, we’re here to help you look at your financial situation strategically, understand your options and work out what makes sense for you.

💚 If you’re feeling the financial pressure or wondering what your next move could look like, let’s have a chat.

🔗 Book a meeting via the link in our bio, or call the Savvy Team on 07 3808 4433

Here’s what some of our clients had to say recently (swipe ➡️ to see)Thank you for taking the time to write these messag...
16/10/2026

Here’s what some of our clients had to say recently (swipe ➡️ to see)

Thank you for taking the time to write these messages! Reading them always makes us smile 🥰

And it’ll never get old because your referrals and recommendations are our greatest compliment 💝

We love supporting you, your families and friends with your finance needs! Thank you for trusting us 💚

Now is not to the time to make rash decisions from rate based fears. Make sure you’re making strategic moves, not reacti...
01/10/2026

Now is not to the time to make rash decisions from rate based fears.

Make sure you’re making strategic moves, not reactive ones.

Save this post as a reminder 🔖

And if you’re not sure of your next best move, book an appointment with us today - let us run the numbers and review your options for you 🧮

📲 Call 07 3808 4433 or book via the link in bio 🔗

29/09/2026

You can’t control interest rates, property prices or what the banks decide to do next.

But you can understand your position, review what you already have, get good advice and make informed choices about what happens next.

Focus on what you can control - and take action where you can.

If reviewing your home loan has been sitting on your to-do list, book a Home Loan Review with Savvy via the link in bio 🔗

The Reserve Bank of Australia (RBA) has today increased the cash rate by 0.25 percentage points to 4.60%.While headline ...
29/09/2026

The Reserve Bank of Australia (RBA) has today increased the cash rate by 0.25 percentage points to 4.60%.

While headline inflation eased to 3.5% in July 2026, underlying inflation remains stubborn with trimmed mean inflation held at 3.6%, above the RBA’s 2–3% target range.

Two main factors are keeping pressure on prices. Rising global energy costs are flowing through to the price of other goods and services, and the RBA has signalled the jobs market is still adding to wage and business costs — despite unemployment edging up to 4.6%.

The RBA will continue watching inflation, household spending and the labour market closely.

What could this mean for you?

If your home loan has a variable rate, an increase in the cash rate may flow through to your interest rate and repayments.

This makes it a good time to review your loan and see whether your current rate, lender and loan structure are still competitive.

Get in touch if you’d like to understand your options.

Recently I met with a new client who had been referred to me. He owns three properties and wanted me to review his lendi...
29/09/2026

Recently I met with a new client who had been referred to me. He owns three properties and wanted me to review his lending. So I did.

After going through everything, I told him not to refinance.

His existing bank already had him in a really good position and, quite simply, I couldn’t improve it.

There were some other things he wanted help thinking through around his family and longer-term plans, but they sat outside my area of expertise. So I introduced him to a financial planner who could help with those conversations.

I didn’t write a loan for them, but since that meeting, he’s referred two other people to Savvy Home Loans - and I loved that.

Because after almost 30 years in finance, I don’t believe the value of good advice should be measured by whether a transaction happens at the end of every meeting or not. Sometimes the right advice is 👇🏽

You’re already in a good position. Don’t change anything.

And sometimes my job is recognising when somebody else is better placed to help with the next part of the conversation. For me, that’s what being a trusted adviser is about 💚

Double tap if you feel the same way 💗 and if you or a friend are looking for a team you can trust, connect with us using the link in our bio 🔗- we’d love to support you.

Happy Birthday to our chief, champion chef and compliance connoisseur 👨🏾‍🍳🎉 Where would we be without you? You dot our i...
26/09/2026

Happy Birthday to our chief, champion chef and compliance connoisseur 👨🏾‍🍳🎉

Where would we be without you?

You dot our i’s and cross the t’s 👌🏽
Never fail to make someone smile when you answer the phone with “top of the morning to ya” (probably because you’re not Irish ☘️😂) and keep us all fed - on only the good stuff that you put so much love and care into preparing 💖

While you might get the grumps when we take too many photos, we’ll take that. Because we’d be lost without you ❤️

Celebrating you today & always - Happy Birthday Mr Pon 🥳

An upgrade doesn’t automatically mean a bigger house...It could be a better location 📍Less maintenance 🪏Closer to family...
24/09/2026

An upgrade doesn’t automatically mean a bigger house...

It could be a better location 📍

Less maintenance 🪏

Closer to family 👨‍👩‍👧‍👦

A different lifestyle ✈️🌊

Or a property that simply suits the next stage of your life better 🏡

That’s why before we start talking loans, I want to understand where you’re trying to go.

If you’re thinking about your next property move, let’s talk through your options and strategy first.

Book a Strategy Session today using the link in our bio 🔗 or call us on (07) 3808 4433 📲

London recently 💂🏽‍♂️This trip has looked a little different to what you might expect.This trip hasn’t been about sights...
22/09/2026

London recently 💂🏽‍♂️
This trip has looked a little different to what you might expect.

This trip hasn’t been about sightseeing, it’s been about all the ordinary stuff - and I’ve loved it!

My second daughter, Juju lives in the UK, is expecting her first baby, and has had a pretty rough first trimester. So Mum was needed.

We’ve unpacked boxes, cleared out storage, organised the loft, rearranged bedrooms, cooked dinners and helped turn their new flat into a home.

Somewhere along the way, an old door we found in the loft became my desk -door handle included 😂

And Savvy has come along for the ride too.

The time difference made for some interesting work hours, but with my laptop and the team back home, we made it work. I called it my “business in a box” the other day which made me laugh - but thinking back on that comment, it also makes me feel grateful 💚

It reminded me that financial freedom doesn’t have to look flashy.

For me this month, it’s simply meant choice.

The choice to say, my daughter needs me, so I’m going to visit and stay.

Your version of financial freedom might look completely different… and that’s the point.

What does financial freedom mean or look like to you? Let me know in the comments 👇🏽

Address

Chatswood Road
Daisy Hill, QLD
4127

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61738084433

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