Finance for Living

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Finance for Living Mortgage broker in Port Melbourne, Albert Park, St Kilda and bayside suburbs. Call me today to find the right loan for you or just to discuss your options.

Finance For Living - The Home Loan Specialists

Mortgage broker in Port Melbourne, Albert Park, St Kilda and bayside suburbs. Simon’s passion for property is in his blood – with his father being a long-time property valuer. But more than the value of the property, what matters most to Simon is building valuable relationships with every client who walks in the door. Examples of Home Loan Types he specialises in:
- New home purchases
- Refinancing and debt consolidation home loans
- Investment Loans
- First Home Buyers
- Self Managed Super Funds (SMSF)

I will always scream from the roof tops about customer service!! Especially if it is a brilliant experience...

One of the most exciting times in our lives is buying a house and one of the less exciting tasks is looking for a loan and ensuring we have the best rate and the best advice. In my case I was looking to save some dollars on my existing loan without the process being too painful and taking up too much time. I had a big win with Simon O’Kelly. A simple process and a terrific outcome which give me additional dollars in my pocket and I can sleep easy knowing I am not being ripped off and I have additional funds for a sizable contribution towards a holiday!! Thanks heaps Simon, cannot rave enough about your simple and professional process. Glenyce Johnson, Melbourne VIC

He knows that buying a home can be really tough – especially for first-home buyers. But with 20 years’ customer experience, a strong financial background, and 3 decades of local knowledge, Simon is perfectly placed to help make it easy, and save you a bundle. I have recently purchased my first home which wouldn't have been possible without Simon’s expert assistance with selecting and organising an appropriate Mortgage. Simon is extremely knowledgeable and was readily available and willing to help with my multitude of questions. He made a stressful process streamlined and comfortable and I will be forever grateful to him for enabling me to purchase my first property with such ease. Brock Conley December 2013

He believes in a simple, collaborative approach – working with you to find the best finance for your needs. So you only have to worry about finding the right home. Our experience with Simon O'Kelly has been invaluable. We had limited time in which to obtain a loan and bad credit issues to deal with. I felt like Simon was holding our hand the entire process as he explained everything to us and continually checked in with us, making us feel entirely comfortable during one of the most stressful times of our lives. We would highly recommend Simon O'Kelly as a broker, and can't thank him enough for helping us secure a great deal and amazing house! Yvonne Hall, VIC

Simon took the time to find out what my wife and I needed from a home loan. He gave us time to consider the available options and made the process of refinancing a breeze. We were after lower repayments, Simon certainly got us there. Tom Connor

Thank you Simon for finding and organising the right loan for us. Your professionalism and knowledge in this field made the process so easy and stress free. We would highly recommend Simon O'Kelly as a mortgage broker to friends and family. Thanks again Simon. Tania & Wayne McCraw

Get in touch for a FREE appointment today. ADDRESS

Level 1, Unit 15, 21 Sabre Drive,
Port Melbourne, VIC 3207
MORTGAGE BROKER IN

Port Melbourne, Albert Park, Richmond and surrounding suburbs

CONTACT

Simon O'Kelly
ABN: 95 272 726 279
Local knowledge. Personal touch. M: 0424 241 262
F: 03 9940 2626

The October edition of our State of the Market is out now! 🏡Join Simon and Ainslie as they discuss the latest interest r...
05/11/2026

The October edition of our State of the Market is out now! 🏡

Join Simon and Ainslie as they discuss the latest interest rate rise, what the big four banks are predicting for December, and what it all means for mortgage holders.

They also cover the importance of lender choice for people with different income types, what's happening in the property market, and why median house prices don't always tell the full story.

Plus, some encouraging opportunities for first home buyers!

If rising repayments are putting pressure on your household budget, we're always here to help you explore your options.

Watch the Monthly Market Update here: https://financeforliving.com.au/media

For personalised advice for your situation contact us. https://www.financeforliving.com.au

02/11/2026

Not all mortgage brokers offer the same service.

For us, it’s what happens after your loan settles that matters too. Months or years down the track, we’re still here when you need us.

The first conversation is about your goals, not your loan.Before we talk about interest rates, lenders or loan structure...
29/10/2026

The first conversation is about your goals, not your loan.

Before we talk about interest rates, lenders or loan structures, we want to understand what you’re working towards.

Maybe it’s buying your first home. Making room for a growing family. Refinancing to give yourself more breathing space. Or finally making that investment plan a reality.

The finance comes next.

Because a good loan isn’t the goal. It’s a way to help you get where you want to go.

That’s why we call them Life Changing Loans.

Get in touch with us for personalised advice. https://financeforliving.com.au/meet-the-team/

28/10/2026

Choosing an ethical lender doesn’t have to mean accepting a higher interest rate or compromising on service.

There are lenders with strong commitments to areas such as sustainability, responsible investment and community impact, while still offering competitive home loan products and great service.

If knowing where your money goes matters to you, tell us. We can factor your values into the search alongside your financial needs.

For many people, paying off the mortgage before retirement is an important goal.If that milestone is getting closer, it ...
23/10/2026

For many people, paying off the mortgage before retirement is an important goal.

If that milestone is getting closer, it can be worth looking at your home loan as part of the bigger financial picture.

A review now can help you understand where you stand and whether your current loan still supports where you want to be.

Get in touch with us for personalised advice. https://financeforliving.com.au/meet-the-team/

The family has grown. The house hasn’t.If you’re weighing up a renovation against moving somewhere with more room, under...
22/10/2026

The family has grown. The house hasn’t.

If you’re weighing up a renovation against moving somewhere with more room, understanding what you can comfortably afford can make the decision much clearer.

We can help you explore the finance behind both options before you choose a direction.

Get in touch with us for personalised advice. https://financeforliving.com.au/meet-the-team/

19/10/2026

Debt consolidation can make managing your finances easier in the right circumstances, but it isn’t automatically the right choice.

Understanding the longer-term implications is an important part of deciding whether it makes sense for you.

Running your own business can make applying for finance feel more complicated, particularly when your income doesn’t fit...
15/10/2026

Running your own business can make applying for finance feel more complicated, particularly when your income doesn’t fit neatly into a standard box.

Different lenders assess self-employed borrowers differently, which is where having access to a broad range of lenders can make a real difference.

Talk to Finance For Living before assuming the answer will be no.

Get in touch with us for personalised advice. https://financeforliving.com.au/meet-the-team/

14/10/2026

Buying your first investment property can come with a lot of preconceived ideas about what you need, what you can borrow and how the process works.

Good advice early on can help separate assumptions from what’s actually possible.

Your home loan might have suited you perfectly when you took it out. That doesn’t mean it’s still the right fit.If it’s ...
09/10/2026

Your home loan might have suited you perfectly when you took it out. That doesn’t mean it’s still the right fit.

If it’s been a while since you reviewed your loan, we can compare your current position with other options across our panel of 30+ lenders.

You may decide to stay exactly where you are. The important thing is knowing.

Get in touch with us for personalised advice. https://financeforliving.com.au/meet-the-team/

Address

Level 5, 111 Cecil Street
City Of Port Phillip, VIC

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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