Finance People

Finance People Our belief is strong enough to have named ourselves after it, Finance People.

The sole 'why' that guides us is the fundamental belief that clients wanting finance to achieve their dreams, both in their private lives and in business, want a direct relationship with a person, not an indirect relationship with a divisional maze of a company. To experience the very real benefits of this people-centric vision either let one of our people assist with your next finance need.

03/09/2026

Your equity is an asset. Most people leave it parked.
If your property has grown in value and your balance has come down, the difference between the two is usable equity. Refinancing is often the cleanest way to access it — to fund a renovation, put a deposit on an investment property, or restructure debts sitting at much higher rates. Whether it stacks up depends on your servicing, your goals and how the loan is structured, which is the conversation worth having before you commit to anything.

27/08/2026

The revert rate is the trap, not the fixed rate
When a fixed term ends, most loans roll straight onto the lender's standard variable rate. That rate is rarely the sharpest number on their books, and because the switch happens by default, plenty of borrowers only notice when the higher repayment lands. Starting the conversation two to three months before expiry leaves room to reprice, restructure or move — while you still have choices.

23/08/2026

The loyalty tax is real — and it's paid quietly
Lenders compete hard for new borrowers and rely on existing ones staying put. Over a few years the gap between today's sharpest pricing and what a long-standing customer pays can widen without a single letter arriving to mention it. Nothing on your statement flags that a better rate exists, so the only way to know which side of that gap you're on is to compare.
Check my rate →

13/07/2026

Check out our preview of Chapter 3 of our First Home Buyer Guide

09/07/2026

Here’s a preview of Chapter 2 of our ebook for First Home Buyers

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49 Fennel Street
Melbourne, VIC

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