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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

Qubed

Accountants / Bookkeepers & Finance Brokers providing business advice to our clients in Melbourne.

01/09/2026

Cash flow feeling a little tight?

Even profitable businesses can feel the pressure when cash is tied up in unpaid invoices, excess stock or underutilised assets.

The good news? Improving cash flow doesn’t always mean increasing sales.

From tightening up debtor collection and reviewing supplier terms, to looking at funding options, stock levels and unused assets, there are practical steps you can take to free up cash and give your business more breathing room.

The key is to act early.

Our latest article looks at some simple ways to improve cash flow and strengthen your business finances.

Read more: https://tinyurl.com/3w5z4xbp

25/08/2026

Thinking About an Electric Vehicle?

If you're considering purchasing an electric vehicle through your business or via a novated lease, there are important tax changes on the horizon.

The current Fringe Benefits Tax exemption remains in place until 31 March 2027, before transitioning to a more targeted concession.

Understanding the timing could make a significant difference to the financial outcome.

Read more about what's changing at: https://tinyurl.com/4dxrbm9a

19/08/2026

Do you earn income through Airbnb, Uber, online marketplaces, freelance platforms or by selling digital products?

The ATO is increasing its focus on income earned through digital platforms, with many platforms now reporting earnings directly to the ATO.

If you have a side hustle, it's important to keep accurate records and ensure all income is declared correctly.

Learn what you need to know at https://tinyurl.com/4dxrbm9a

11/08/2026

The Reserve Bank of Australia (RBA) keeps interest rates on hold at 4.35 per cent.

Make sure you are on the best deal possible.

Book a free chat with one of our home loan experts today!

https://qubedadvisory.com.au/

05/08/2026

The latest Federal Budget introduced a number of tax and compliance changes that could affect businesses, investors, employers and SMSFs.

From changes to SMSF borrowing and EV tax concessions, to new Payday Super obligations and increased ATO scrutiny of digital income, there's plenty to be aware of.

We've broken down the key updates and what they could mean for you.

Read the full article: https://tinyurl.com/4dxrbm9a

28/07/2026

Have you checked in on your finances lately?

The second half of the year is the perfect time to take stock of where you're at.

Whether you're:
• Reviewing your home loan
• Growing your investment portfolio
• Running a business
• Planning ahead for tax time

A quick financial check-in now could help you uncover opportunities to save money, improve cash flow, or get closer to your financial goals before the year gets away from you.

At Qubed Advisory, we're here to help you make informed financial decisions with confidence.

If it's been a while since you reviewed your finances, let's have a chat.

www.qubedadvisory.com.au

21/07/2026

Thinking about buying your first home or your next property?

Before you start inspecting properties, make sure you know where you stand financially.

Our free home loan guides and calculators can help you:
• Estimate repayments
• Understand your borrowing capacity
• Learn what to expect throughout the loan process

It's a great way to feel more confident before speaking with a broker.

Explore our free resources:
https://qubedadvisory.com.au/resources/guides/
https://qubedadvisory.com.au/resources/calculators/

When you're ready, we're here to help make the process even easier.

14/07/2026

Making financial decisions doesn't have to be complicated.

Whether you're buying your first home, starting a business, planning your finances or simply looking for reliable information, we've put together a collection of free resources to help.

✔ Practical guides
✔ Helpful checklists
✔ Easy-to-use calculators

No jargon. Just useful tools designed to help you make informed decisions.
Explore our free resources today and save them for when you need them.

📚 Guides: https://qubedadvisory.com.au/resources/guides/
🧮 Calculators: https://qubedadvisory.com.au/resources/calculators/

07/07/2026

A softer property market doesn't necessarily mean fewer opportunities.

As Australia's property market adjusts, buyers are finding a very different landscape to the one we've seen over the past few years.

Less competition, more negotiating power, longer selling times and increased vendor flexibility could all work in your favour. But while property prices may be easing in some areas, borrowing capacity and finance remain just as important as ever.

Whether you're buying your first home, upgrading or considering an investment, understanding your finance options before you start looking can help you move with confidence when the right opportunity comes along.

Read our latest article to learn what a softer market could mean for buyers and how to position yourself for success.

Learn more: https://tinyurl.com/d6tkse3j

01/07/2026

AI isn’t just a buzzword anymore—it’s quickly becoming a practical tool small businesses can use to save time, improve decision-making and scale more efficiently.

In our latest blog, we explore how SMEs can unlock the efficiency of AI across everyday areas of business, from admin and marketing to HR and customer service, and what a smart, strategic approach to adoption looks like.

At Qubed Advisory, we work with business owners to cut through the noise and identify where AI can genuinely add value—without overcomplicating your operations.

See where AI could make the biggest difference in your business: https://tinyurl.com/2e7wd852

www.qubedadvisory.com.au

Address

Level 2/255 Drummond Street
Carlton, VIC
3053

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+61383743861

Website

http://www.qubedadvisory.com.au/

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