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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

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Accountants / Bookkeepers & Finance Brokers providing business advice to our clients in Melbourne.

03/11/2026

The Reserve Bank of Australia (RBA) increases the offical interest rate to 4.85 per cent.

Make sure you are on the best deal possible.

Book a free chat with one of our home loan experts today!

https://qubedadvisory.com.au/

27/10/2026

🚴 The Qubed team is getting behind a great cause! 💙

We’re proud to support Trish as she gets out into the community for the Great Cycle Challenge, with the Qubed team cheering her on and supporting her and her family along the way.

Every bit of support helps make a difference! 💪

Find out more and support the team here: https://greatcyclechallenge.com.au/Teams/Jenkinsteam

20/10/2026

Has your borrowing power changed?

You might be earning the same income as you were six months ago, but that doesn’t necessarily mean you can borrow the same amount.

Interest rates, existing debts, credit card limits, living expenses and changing lender policies can all affect your borrowing capacity.

And importantly, different lenders can assess the same borrower differently.

If you’re thinking about buying, refinancing or investing, it’s worth knowing where you stand before you start making plans.

We look at what can affect your borrowing power and why speaking with a mortgage broker can help.

Read more: https://tinyurl.com/8fhz4bnf

12/10/2026

Think doing your own bookkeeping is saving you money?

It might actually be costing you more.

As your business grows, bookkeeping becomes about much more than data entry. Accurate financial records help you stay compliant, manage cash flow, make informed business decisions and free up your time to focus on what you do best.

While accounting software and AI are great tools, they don't replace the experience and oversight of a professional bookkeeper.

If you're spending evenings catching up on your books or dreading BAS time, it might be time to rethink your approach.

Read our blog to discover why outsourcing your bookkeeping could be one of the smartest investments you make in your business.

https://tinyurl.com/2xdkce84

06/10/2026

Buying a property is one of the biggest financial decisions you'll ever make. So it's no surprise that more than 8 in 10 Australians are now choosing to work with a mortgage broker.

A broker can help you:
✔ Understand your borrowing power
✔ Compare loans from a wide range of lenders
✔ Navigate the lending process with confidence
✔ Find a solution that's suited to your goals and circumstances

Whether you're buying your first home, upgrading or investing, having the right guidance can make the journey a whole lot easier.

Learn why mortgage brokers continue to grow in popularity and how they can help you make more informed borrowing decisions.

https://tinyurl.com/3fzxeyfv

28/09/2026

Thinking about buying residential property through your SMSF?

The Federal Budget includes changes that will remove the ability for SMSFs to establish new Limited Recourse Borrowing Arrangements (LRBAs) for residential property.

The good news? Existing arrangements are expected to be grandfathered.

If you're considering using your SMSF to invest in property, now is the time to understand what these changes could mean for your plans.

Read more: https://tinyurl.com/4dxrbm9a

22/09/2026

Running a business means there’s always something to think about – cash flow, tax, finance, growth, compliance and everything in between.

At Qubed Advisory, we’re here to help you make sense of the numbers, understand your options and make informed decisions with confidence.

Whether you have a quick question or need some more detailed advice, our team is only a phone call away.

Get in touch with us to see how we can help.

www.qubedadvisory.com.au

15/09/2026

Card surcharges are changing. Is your business ready?

From 1 October 2026, businesses will no longer be able to add card surcharges to eftpos, Mastercard, Visa and American Express payments under the new no-surcharge rules.

And simply renaming the surcharge as a “processing fee” or “payment handling fee” won’t be a workaround.

If your business currently passes card processing costs on to customers, now is the time to review your merchant fees, payment provider and pricing to work out how you’ll manage those costs going forward.

Nikki Lane explains what’s changing, what it means for businesses and what you can do now to prepare.

Read more: https://tinyurl.com/5btvfrtu

06/09/2026

Thinking about buying a property this spring?

If you’ve been told you have conditional pre-approval, you might think you’re ready to buy. But pre-approval doesn’t mean your home loan is guaranteed.

Our latest article explains what conditional pre-approval means, how long it typically lasts, the benefits of getting pre-approved and what needs to happen before you receive formal approval.

Whether you’re a first home buyer or looking for your next investment property, understanding your finance can help you approach the property market with greater confidence.

Find out what you need to know before making an offer:https://tinyurl.com/yje9d3mp

01/09/2026

Cash flow feeling a little tight?

Even profitable businesses can feel the pressure when cash is tied up in unpaid invoices, excess stock or underutilised assets.

The good news? Improving cash flow doesn’t always mean increasing sales.

From tightening up debtor collection and reviewing supplier terms, to looking at funding options, stock levels and unused assets, there are practical steps you can take to free up cash and give your business more breathing room.

The key is to act early.

Our latest article looks at some simple ways to improve cash flow and strengthen your business finances.

Read more: https://tinyurl.com/3w5z4xbp

Address

Level 2/255 Drummond Street
Carlton, VIC
3053

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+61383743861

Website

http://www.qubedadvisory.com.au/

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