Charter Private

15/07/2021

Good news story...

We had a developer approach us this week advising they were ready to start building 8 luxury townhouses in a blue-chip Melbourne suburb. The developer initially obtained funding however had several issues with the council delaying the project for a full 11 months.

Finally, the developer was granted permits from the council and was in a position to start the project however as the loan was short term funding, and interest capitalized they would exceed the initial total development cost (TDC) and net realizable value (NRV) - as you can imagine the client was in a highly stressful position, within two days we obtained approval with a higher loan to value ratio against the project and an extended-term.
The client could not have been more thankful, and we now have another client for life.

If you are looking at your next project or discussing a development scenario reach out to your finance broker to help you find the solutions that exceed your expectations.

Aston Financial Group
[email protected]
1300 624 038

12/04/2021

$28.64 Billion in new borrower-accepted finance commitments in Feb 2021 with massive portion of $21.70B being for owner occupied lending!

The great Australian dream alive and well!!

This release is about new borrower-accepted finance commitments for housing, personal and business loans

08/04/2021

3 steps for successful pre-auction offers

Step 1: Know the market
Buying a house before auction requires a competitive offer. The listing agent may have provided an estimate of the sale price likely achievable at auction, and the statement of information will also give you an advertised range. Remember these are estimates could be low-ball figures. Use real estate websites to check out the sale price of nearby properties that have recently sold, either at auction or private treaty.
Step 2: Don’t show your hand
Keep your cards close to your chest. Until the agent knows what you’re prepared to spend, you’ve got room to negotiate. It’s their job to get the highest possible price for their client so watch for tactics to uncover your real maximum budget and stay level-headed.
Step 3: Be organised
Pre-auction offers are typically unconditional, so you need to have all your ducks in a row before making an offer on a house. That means having the sale contract checked out by your solicitor and talking to your lender. You want to avoid having an offer accepted only to have your finance knocked back.
Going, going…
If your pre-auction offer is rejected, be prepared to walk away. It hurts, we know. Buying limits often take a hit when we make emotional decisions in the heat of the moment.

18/03/2021

Do you take pride in your ability to deliver quality client experience?

Are you looking for a company that provides solid foundations to grow in your career?

Flexible Working / Co-Working opportunity

We are looking for a motivated individual with a proven track record to be part of our growing finance company.

The individual will be passionate to build their network and grow their portfolio delivering an exceptional client experience.

What we are looking for

Given the growth of the company, this role is for an individual who is client focussed and highly motivated to build their network and client portfolio.
The individual understands consumer and commercial clients and the importance of relationship building, strategy and implements solutions to drive client success.

Key Requirements

Lending experience 2+ years of lending/banking role working with clients and lenders to provide a favourable outcome for clients.

Relationship management Competent building a network and circle of influence to leverage opportunities.

Efficiency The ability to take on new clients applications, manage a portfolio and look for new lending opportunities.


We provide the ideal working environment to grow. Such benefits;

Co-Working office/Multiple locations- Pet Friendly
Support building your network and growing your business
Referrer and networking events
Administration support
Flexible working arrangements
Commissions with uncapped earnings

Require current or in the process of;

Certificate IV in Finance and Mortgage Broking or
Diploma of Finance and Mortgage Broking Management (required within 12 months)

Residential lending experience

18/03/2021

We are hiring!

Are you a motivated individual with a proven track record looking to make a difference in our growing finance team? Apply now.