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Investors Choice Mortgages

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Carlton, VIC
Investors Choice Mortgages

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Investors Choice Mortgages, Mortgage brokers, 207 Lygon Street, Carlton.

Award winning Investors Choice Mortgages is committed to delivering the highest value to each and every client through education, assistance, saving them time and assisting every step of the way.

02/11/2026

Have you ever thought about switching your fixed rate home loan, only to be floored by the break cost? Many homeowners don’t realise breaking a fixed rate can sting the wallet with fees ranging anywhere from a few hundred to tens of thousands of dollars. Ouch!

It’s not just a line item, either - a hefty break cost can wipe out years of potential savings, and just because market rates have dropped doesn’t mean refinancing will actually leave you ahead. If you jump without checking the numbers, you might find yourself paying more than you bargained for!

Curious how to calculate the true cost - and when refinancing is really worth it? Don’t get caught out. Read our latest blog to uncover the complete strategy before you make that big move 👇

31/10/2026

Ever feel like you’re faced with a jungle of options when your fixed rate is about to end? Suddenly you’re weighing up whether to reprice, refix, split or refinance – and it all sounds like mortgage mumbo-jumbo.

It’s easy to feel overwhelmed, but making the wrong move could cost you thousands in higher repayments or lost flexibility that you’ll regret down the line.

Don’t risk getting stuck on an uncompetitive rate! We’ve broken down what really happens when your fixed rate ends, so you can confidently choose the best path for your future.

Curious what suits your situation? Dive into our latest blog for the full rundown. 👇

22/10/2026

Ever thought renovating would be the “cheaper” option, only to be hit with surprise costs? Most homeowners compare the builder’s quote to a house price, but forget about extras like stamp duty, agent fees, legal costs and removalists. Those sneaky expenses can add up to a jaw-dropping 5-10% of your home’s value - yikes!

It’s pretty shocking when you do the sums and realise the “move” option could cost $50K or more just in fees, before you even unpack a box. And let’s not forget the emotional toll of moving or living in a reno zone.

Want to actually compare apples with apples? I’ve mapped out the full cost comparison checklist including those hidden extras, so you can have full confidence in your next big home decision. Check out the blog and save yourself from a nasty financial surprise 👇

21/10/2026

I’ve been very busy this month creating even more calculators to the Investors Choice Mortgages Hub.

In my mission to give our clients (and the mortgage curious) an unfair advantage I’ll continue to create bespoke tools to assist everyday Australians on their property journey.

Want to know how the CGT changes will affect you? There is a calc for that. 🧮

Want to know what your Freedom number is… 🧮

Want to know how much it truly costs to own a property? Yep you got it 🧮

You heard Brisbane is forecast to drop 8% and you have a daughter’s wedding to pay for Dec next year and you need to know if you can get the money then or wait… (I told you the class were one of a kind!) … yep there is a calc for that 🧮

Want to know the latest market update from the market experts as a podcast so you can listen to it at the gym..ok I make this for me but I share it … 🎧

What about the latest first home buyer guide state by state … yep! 🏠

There is no reason not to check it out

Visit the website for access

20/10/2026

Ever had your renovation budget blown out of the water when quotes suddenly jump sky-high? It’s stressful, and it’s happening more often - I’ve seen quotes for joinery, plumbing, and electrical work balloon by 50% in just a single week! Even with great planning, costs can shift dramatically, leaving homeowners scrambling to cover surprise expenses.

If you’re feeling anxious about how fast renovation prices can rise, you’re not alone. The unpredictability can catch anyone off guard - and trying to plan a dream space without financial blowouts feels almost impossible these days.

But there are smart ways to protect your project and your peace of mind. If you want to know how to budget confidently (and avoid those unwelcome surprises), check out my latest blog post. It’s packed with real stories and practical advice to help you stay a step ahead. Curious? Read the full article now and let me know 👇

19/10/2026

Ever found yourself wondering how to fund your next investment property without tying your hands? Unlocking equity through refinancing sounds simple, but there’s a catch. Choose the wrong lender or structure and you might save a few dollars upfront, only to find yourself boxed in later – stuck with high costs, limited flexibility and more hoops to jump through when you’re ready to buy again.

Too many homeowners fall into the trap of chasing the lowest rate, only to face costly restrictions on their next investment move. If you want to turn your current equity into genuine options – not barriers – putting a proper plan in place is a must.

Curious how a strategic refinance can actually set you up for LONG-TERM portfolio growth? Dive into the full blog for the practical steps and smart structuring tips 👇

12/10/2026

Ever wonder if chasing the lowest interest rate is actually costing you more in the long run? It’s tempting to grab that eye-catching deal… but there’s a hidden catch. I see so many homeowners lock themselves into a lender just for the “cheapest” rate, only to find out later that lender won’t help them buy their next investment property or access their equity when opportunity knocks. Suddenly, hitting pause on your future plans feels pretty frustrating!

If you’ve ever felt unsure about whether refinancing now is the right move, or worried about missing bigger opportunities down the track, you’re not alone. Rates matter – but so does your property strategy.

Curious about how to weigh up both? We’ve broken it down simply in our latest blog post. Pop over to the article to see how you can make a confident, future-focused decision before you lock yourself into the wrong lender 👇

04/10/2026

That $4,000 refinance cashback offer looks tempting, right? But here’s what many property owners and investors miss: the upfront cash is just the beginning. Hidden costs like higher interest rates, extra fees or sneaky refinancing break fees can wipe out that bonus quicker than you realise. In some cases, the “reward” is gone in ten months, leaving you locked into a costly loan.

Before you jump at a shiny incentive, it’s worth digging a bit deeper. Are you really better off in the long run, or is the cashback just a distraction from the true cost of refinancing your home loan?

Curious what’s actually worth more for you - the cash or a lower rate? Discover the smarter way to refinance. Read the full blog and protect your finances before making the switch! 👇

30/09/2026

Ever feel uneasy about how quickly life can change - a job loss, an unexpected bill, or even just the fridge breaking down? It’s stressful realising your emergency fund isn’t quite where it should be… especially when you’ve worked so hard to build your home or investment dreams. The worry doesn’t stop, and those ‘what if’ thoughts can really keep you up at night.

But what if there was a way to turn things around and build genuine peace of mind? We’ve just shared a new article about how smart refinancing can help you create a financial buffer and safeguard your future - without just adding more debt. Curious about how it all works? Take a look and join the conversation: Can refinancing help you build a financial buffer? Let me know where you’re at with your emergency fund in the comments - have you got a buffer, or is it something still on the to-do list? 👇

28/09/2026

Ever wondered if your current lender is really giving you the best deal, or if you could be saving more elsewhere? It's a common concern - but looking for a better rate can bring up a lot of questions. How long will it actually take to break even after refinancing, and what costs might be hiding in the fine print?

Many homeowners get tripped up by application fees, discharge costs and lengthy break-even periods that eat into those advertised savings.

If you want the facts and a simple, clear way to weigh your options, check out our blog. There's a break-even calculator and a lender comparison guide waiting for you - take the guesswork out of your next move!

Read the full article here 👇

Address

207 Lygon Street
Carlton, VIC
3053

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+611800464810

Website

http://www.investorschoice.com.au/

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