Simon Allen - Mortgage Specialist

Simon Allen - Mortgage Specialist I help my customers with all of their property finance requirements.

Whether you're a first home buyer, a property investor, a renovator, or are simply looking for a better deal on your existing home loan, I can help. Here at Simon Allen - Mortgage Choice, you can rely on our team of skilled mortgage brokers and loan experts based in Canterbury, Victoria. The services we offer include Home Loans, Asset Finance, Commercial Loans, Car Loans, Personal Loans, Refinance

, Equipment Finance, Investment Loans, Debt Consolidation, First Home Buyers and Financial Planning. Although we are located in Canterbury, we service clients from Kew East, Balwyn, Deepdene, Hawthorn East, Surrey Hills, Camberwell, Glen Iris, Mont Albert and all surrounding areas. If you are looking for the best mortgage broker in Canterbury or Boroondara, look no further

Buy Now Pay Later (BNPL) services may be convenient, but did you know that lenders take them into consideration when ass...
06/03/2026

Buy Now Pay Later (BNPL) services may be convenient, but did you know that lenders take them into consideration when assessing your home loan eligibility?

If you’re worried that your BNPL spending or credit history will hold you back from home loan approval, our tailored solutions are here to help.

At Mortgage Choice, we have access to thousands of home loan products from more than 35 lenders, including a range of loan options exclusive to our customers.

Let's develop a strategy to put you on the path to home loan approval.

Are you ready to take your property investment portfolio to the next level? At Mortgage Choice, we can help both aspir...
03/03/2026

Are you ready to take your property investment portfolio to the next level?

At Mortgage Choice, we can help both aspiring and experienced property investors understand their investment loan options – comparing products from more than 35 lenders to find the right fit for you.

Let us handle the research, paperwork and lender negotiations while you focus on reaching your investment goals.

A bridging loan may sound complicated, but with the right product and a broker by your side, the process can be seamless...
26/02/2026

A bridging loan may sound complicated, but with the right product and a broker by your side, the process can be seamless and straightforward.

Here’s a simple breakdown of how a bridging loan works:

1. The bridging lender takes over your existing mortgage AND provides the finance you need to buy or build your new home. The total amount they lend you (including your existing mortgage) is called your ‘peak debt’.

2. You make interest-only repayments on the peak debt, or your lender may allow you to add the interest payments to your peak debt instead.

3. When you sell your property, the sale proceeds are deducted from your peak debt. Your bridging loan then converts to a standard home loan.

Talk to us today about using a bridging loan to power your next move.

Is this you? ✅ First home buyer ✅ 5% deposit saved ✅ Want to avoid Lender’s Mortgage Insurance With no income cap and ...
24/02/2026

Is this you?

✅ First home buyer
✅ 5% deposit saved
✅ Want to avoid Lender’s Mortgage Insurance

With no income cap and higher property price limits, the Government 5% Deposit Scheme could be your fast track to a place of your own. Reach out to us today and take the first step!

Review your home loan today to see if refinancing could save you money or provide access to better loan features. We ca...
20/02/2026

Review your home loan today to see if refinancing could save you money or provide access to better loan features.

We can compare thousands of loan options from over 35 lenders or negotiate a better rate with your current lender, ensuring you land the right loan for you.

Talk to us today.

It’s a common misconception that refinancing your home loan is a complicated, time-consuming process – but it doesn’t ha...
26/01/2026

It’s a common misconception that refinancing your home loan is a complicated, time-consuming process – but it doesn’t have to be.
With the right support, refinancing can be simple and stress-free. I can help you compare thousands of products from more than 35 lenders to find out how much you could save on your current loan. I’ll take care of the entire process from start to finish – saving you hours of research, hassle and paperwork.

To find out if you’re in the right loan for right now, book an appointment with me today.

If you're considering making your next property move, it’s time to start thinking about your finance options. Here’s a...
22/01/2026

If you're considering making your next property move, it’s time to start thinking about your finance options.

Here’s a breakdown of the most common next steps:

Option 1: Sell First
This is often seen as the less risky option as you then have a clear budget for your next purchase. However, if you can’t find a new home quickly, you might need to find temporary accommodation. And, if you don’t purchase quickly, you could be priced out of a rising market.

Option 2: Buy First
You can take your time finding the perfect property at the right price, but you will need to be able to cover your existing mortgage and the mortgage on the new property until you sell your old home. This situation can result in sellers feeling pressured to sell their home more quickly.

Option 3: Simultaneous Settlement
When you line up the settlement dates for the property you’re selling and the property you’re buying. The funds from the sale of your current home are immediately put towards the purchase of your new home. However, this can be complicated to arrange and stressful if settlement falls through.

OR ... Secure a bridging loan. This option allows you to cover the cash flow gap between buying and selling a property. Bridging finance may suit those who want to buy before they sell and take their time to look for their next home.

We can access a variety of bridging loans through our lender panel, and can provide you with a tailored comparison of the pros, cons and financial implications of your different options to help you power your next move.

The best text we get to send! Behind every approval is a family's dream, a fresh start or a lifetime goal achieved. Bei...
21/01/2026

The best text we get to send!

Behind every approval is a family's dream, a fresh start or a lifetime goal achieved. Being the one who gets to deliver this life-changing news? That's the real privilege of being a mortgage broker. 🗝️

Talk to us today to get started on your home loan application.

What would you do if you didn’t have to pay your mortgage for a year? Would you renovate your house 🏡, take that dream ...
08/10/2025

What would you do if you didn’t have to pay your mortgage for a year?

Would you renovate your house 🏡, take that dream holiday 🏖️, or build up your rainy-day savings fund 💰?

Mortgage Choice is giving one lucky customer the chance to find out!

Apply for a loan with us by 5 December for your chance to win a $50,000 cash prize – enough to cover a year’s worth of home loan repayments.

Reach out today to get started.
https://birdeye.cx/3frxdf

Bidding at auction can be both exciting and daunting, and a Mortgage Choice broker can guide you through every step of t...
06/10/2025

Bidding at auction can be both exciting and daunting, and a Mortgage Choice broker can guide you through every step of the process.

The most important step to take is securing pre-approval for your home loan, so that you can bid with confidence. A pre-approval confirms your borrowing power and shows the real estate agent that you’re a serious buyer.

Call me today to arrange your pre-approval.

28/08/2025

If you’re looking to borrow money in retirement, a reverse mortgage may allow you to use the equity in your home to access the funds you need.

It's important to understand how reverse mortgages work, in particular the impact a reverse mortgage can have on your home equity over time.

If you’re considering taking out a reverse mortgage, use our calculator to plan for your future: https://www.mortgagechoice.com.au/home-loan-calculators/reverse-mortgage-calculator/

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you. ...
25/08/2025

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you.

Buying a rental property calls for a different approach to choosing your own home. Be strategic and have a clear list of purchase criteria that aligns with your investment goals.

We can help you find the right investment loan. Let’s talk today.

Address

59 Canterbury Road
Canterbury, VIC
3126

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm
Saturday 9am - 7pm
Sunday 9am - 7pm

Telephone

+61439841539

Website

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