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Andrew Stewart - Seek Financial

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Brisbane, QLD
Andrew Stewart - Seek Financial

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Seek Financial is a professional mortgage brokering firm offering finance for all needs.

Seek Financial is a professional mortgage brokering firm offering exceptional service and consultancy for all types of loan options and equipment finance. Seek Financial is affiliated with Australian Finance Group (AFG - Australian Credit Licence 389087) which is accredited with over 40 lenders and is the largest provider of Mortgage Brokering services in Australia. As your broker, my goal is to find a finance product that suits your needs, I will;

> Work with you to assess your current financial situation and understand your individual goals and needs.
> Compare hundreds of products from our large panel of lenders including the big four.
> Source a loan that is the right product with the features necessary to meet your requirements.
> Continue to monitor the marketplace to ensure that as time passes, the loan remains relevant for your requirements and circumstances.
> Negotiate and work with the lender to achieve finance in a timely manner.
> Liaise with the various parties involved in the transaction including solicitors/conveyancers, accountants and real estate agents.
> Become your trusted adviser and be involved in your decision making when looking to invest.

03/11/2026

At its meeting today, the RBA increased the cash rate by 0.25 percentage points to 4.85%, the fifth increase this year.

Inflation has moved further from the RBA’s 2–3% target range, with headline inflation rising to 4.3% in the year to September 2026, up from 4.0% in the year to August 2026. Underlying inflation also remains above target, with trimmed mean inflation at 3.6% in the same period.

Higher fuel prices are a key driver, with fuel costs rising 9.4% (month-on-month) in September 2026 alone on the back of higher global oil prices. Housing remains the largest contributor to inflation, with the cost of building new homes and electricity prices both continuing to rise.

In the same period, unemployment rose to 4.7%, the highest level since 2021, a sign the jobs market may be cooling.

28/10/2026

🤔 Did you know you can have both a fixed and variable home loan? This is called a split loan, and it lets you fix the rate on part of your mortgage while leaving the rest on a variable rate.

For example, you could fix 50% of your loan to give you more certainty over those repayments, while keeping the other 50% variable. Depending on your loan's features, the variable portion may give you more flexibility to make extra repayments or use an offset account.

It's worth keeping in mind that fixed portions can limit how much extra you can repay, and break costs may apply if you need to pay off or change the fixed portion before the term ends.

27/10/2026

As life changes, so do the things we need from our homes. Maybe you need a dedicated home office, more storage or a layout that works better for your family.

Before deciding it's time to move, take a fresh look at what you already have. Could a spare room be put to better use? Would a few thoughtful changes make everyday life easier? By accessing the equity in your home, you may be able to fund renovations that better suit your needs, without the hassle of house hunting.

22/10/2026

The Borrowing Brief 📝

Before you apply for a loan or look at refinancing, it helps to trim any credit card limits you’re not using and hold off on things like “Buy Now, Pay Later” accounts. Keeping your day-to-day accounts clean for a solid three months makes a massive difference to your borrowing power.

20/10/2026

With interest rates at a 15 year high, now is a good time to find out whether your current lender is still giving you a competitive deal.

However, interest rates are not the only thing to consider when thinking about refinancing. Loan features and flexibility can also play a major role in how well your loan supports your life and long-term financial goals.

If you’re curious about your options, please don’t hesitate to reach out, we’re always available to chat and help you weigh up the benefits and costs based on your personal situation.

15/10/2026

The current property cool down makes it the perfect time to team up with a local buyers’ agent.

For all sorts of reasons, homeowners may prefer to sell quietly rather than a massive public marketing campaign. Engaging a buyers’ agent can give you an advantage right now. They have direct access to “off-market” properties, homes you won’t find online, where vendors are often highly motivated to lock in a discreet, hassle-free sale, sometimes at a price well below the market expectation.

13/10/2026

Food for thought. 🤔

If you already own a property and you’re bursting at the seams, maybe you need an extra bedroom for a growing family, a bigger backyard, or a better school catchment, a quieter market is actually the perfect time to make your move.

A lot of people make the mistake of waiting for the absolute peak of the market to sell their current home. But they forget that the bigger, better house they want to buy will also be at an all-time high.

08/10/2026

Spring may be well underway, but there's still time to tidy up your finances. A few simple checks could help you save money, reduce debt and make sure your financial plan still suits your life today.

06/10/2026

As a first home buyer, one of the best tools you can have right now is a solid, fully assessed pre-approval. When a seller wants a clean, reliable deal, a buyer who already has their finance sorted moves straight to the front of the queue.

01/10/2026

At Seek Financial, our goal is to ensure you have all the information you need to make the best finance decisions for your family and our team are always up to date on all the latest offers and incentives available.

If you ever have any questions or you simply want to chat about your finance options, please don’t hesitate to reach out - we’re always here to help.

Address

Po Box 117, Wavell Heights North
Brisbane, QLD
4012

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm

Telephone

+61403744336

Website

https://seekfinancial.net.au/andrew-stewart/

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